111 Hidden Lakes Dr, Miramar Beach, FL 32550 Property Records

Walton County property record for 111 Hidden Lakes Dr, Miramar Beach, FL 32550

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,628 sqft · built 2002
Lot Size	0.112 acres (4,922 sqft)
Owner	Individual Name on Record
Last Sale	$498,000 (Mar 2023)
Tax Bill	$3,150 (2024)
Deeds & Mortgages	Mar 2023 Sale & Mortgage Dec 2021 Sale + 3 more
Flood Zone	Zone X (minimal risk)
APN	`30-2S-21-42321-000-0070`

Property Details

APN / Parcel Number

Primary APN	`30-2S-21-42321-000-0070`
Alternative APN	`1067490`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,628 sqft Living Area
Gross Area	2,214 sqft
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2002
Exterior Material	Fiber Cement Siding
Roof Type	Cathedral/Clerestory
Roof Material	Composition Shingle
Lot Area	4,922 sqft (0.112 acres)
Lot Dimensions	9 ft deep x 5.5 ft wide
Garage Type	Finished
Garage Area	400 sqft
Porch	Porch
Porch Area	186 sqft
Fence	Fence

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air

Location & Zoning

Account Number	1067490
Street Address	111 HIDDEN LAKES DR
City	MIRAMAR BEACH
State	FL
Zip	32550-8320
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 7 OLDE FLORIDA LAKES PH II PB 14-45 OR 2439-223 OR 2505-220 OR 2606-2694 OR 3122-4156 OR 3209-4317 OR 3230-3681 OR
Legal Range	21W
Legal Township	02S
Legal Section	30
Legal Subdivision	OLDE FLORIDA LAKES PHII
Legal Phase	2
Legal Lot Number	7
Jurisdiction	WALTON FL
Township / Civil Division	WALTON BEACHES
Census Block Group	1
Census Block	1007
Census Tract	950608

Owner

Source: Walton County records, as of December 17, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Co-owner	Co-owner on Record
Mailing Address	5360 DEVONSHIRE WAY, CUMMING, GA 30040-7474
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Mar 29, 2023	Warranty Deed, Transfer · Conventional Mortgage HOME POINT FINANCIAL CORPORATION
Dec 21, 2021	Warranty Deed, Transfer ATTORNEY ONLY, ATTORNEY
Aug 2, 2021	Warranty Deed, Transfer · Conventional Mortgage NORTHPOINTE BANK
Nov 1, 2019	Warranty Deed, Transfer · FHA Mortgage SUCCESS MORTGAGE PARTNERS INC
Aug 6, 2018	Deed of Trust, Mortgage · Conventional Mortgage LOANDEPOT.COM LLC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Mar 29, 2023 · Amount on Record
Deed Sale	Mar 29, 2023 · Amount on Record
Prior Sale	Dec 21, 2021
Deed Document Number	20230010784
Deed Book / Page	3284 / 4863
Record Updated	Jun 8, 2026

March 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	WALTON FL
Recording Date	Mar 29, 2023
Property Address	111 HIDDEN LAKES DR, MIRAMAR BEACH, FL 32550-8320
Document Number	0032844863
Book / Page	3284 / 4863
Map Reference	MB 14 PG 45
Instrument Date	Mar 27, 2023
Instrument	20230010784
Transaction Type	Transfer
Record Updated	May 19, 2023
Title Company	NOT AVAILABLE, OLD SOUTH LAND TITLE CO INC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$3,486.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	4419 CENTENNIAL BLVD, COLORADO SPRINGS, CO 80907-3739

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	5630 DEVONSHIRE WAY, CUMMING, GA 30040-8007

Mortgage

Document Number	0032844865
Date	Mar 29, 2023
Instrument	3284/4865

Lender

Name	HOME POINT FINANCIAL CORPORATION
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Apr 1, 2053

Interest

Rate Type	Adjustable Rate
Rate	7%
Type Change Date	Apr 1, 2033
Change Frequency	6 Months
Min Rate At Change	2.75%
Max Rate At Change	12%
Index	Other
Max Rate	12%

December 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	WALTON FL
Recording Date	Dec 21, 2021
Property Address	111 HIDDEN LAKES DR, MIRAMAR BEACH, FL 32550-8320
Document Number	0032303681
Book / Page	3230 / 3681
Map Reference	MB 14 PG 45
Instrument Date	Dec 3, 2021
Instrument	20210063087
Transaction Type	Transfer
Record Updated	Jan 7, 2022
Title Company	ATTORNEY ONLY, ATTORNEY

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	6270 GALWAY DR, 6270, COLORADO SPRINGS, CO 80918-7016

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	6270 GALWAY DR, COLORADO SPRINGS, CO 80918-7016

August 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	WALTON FL
Recording Date	Aug 2, 2021
Property Address	111 HIDDEN LAKES DR, MIRAMAR BEACH, FL 32550-8320
Document Number	0032094317
Book / Page	3209 / 4317
Map Reference	MB 14 PG 45
Instrument Date	Jul 29, 2021
Instrument	20210038697
Transaction Type	Transfer
Record Updated	Aug 19, 2021
Title Company	NOT AVAILABLE, OLD SOUTH LAND TITLE CO INC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$2,786.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	369 S HIGHLAND ST APT 228, 369, MEMPHIS, TN 38111-1571

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	6270 GALWAY DR, COLORADO SPRINGS, CO 80918-7016

Mortgage

Document Number	32094319
Date	Aug 2, 2021
Instrument	3209/4319

Lender

Name	NORTHPOINTE BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Aug 1, 2051

November 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	WALTON FL
Recording Date	Nov 1, 2019
Property Address	111 HIDDEN LAKES DR, MIRAMAR BEACH, FL 32550-8320
Document Number	0031224156
Book / Page	3122 / 4156
Map Reference	MB 14 PG 45A&45B
Instrument Date	Oct 30, 2019
Instrument	20190038248
Transaction Type	Transfer
Record Updated	May 2, 2022
Title Company	MCNEESE TITLE LLC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$2,170.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	11275 US HIGHWAY 98 W # W6, 11275, MIRAMAR BEACH, FL 32550-6954

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	PO BOX 2210, SANTA ROSA BEACH, FL 32459-2210

Mortgage

Document Number	0031224158
Date	Nov 1, 2019
Instrument	3122/4158

Lender

Name	SUCCESS MORTGAGE PARTNERS INC
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Nov 1, 2049

August 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WALTON FL
Property Address	111 HIDDEN LAKES DR, MIRAMAR BEACH, FL 32550-8320
Document Number	0030821975
Instrument Date	Aug 6, 2018
Transaction Type	Mortgage
Record Updated	Aug 29, 2018

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	11275 US HIGHWAY 98 W #6 MIRAMAR BEACH FL 325506935, 6, MIRAMAR BEACH, FL 32550-6935

Mortgage

Document Number	0030821975
Date	Aug 16, 2018
Book Page	003082/001975
Instrument	27546

Lender

Name	LOANDEPOT.COM LLC
Type	Funding / Finance Company
Address	FOOTHILL RANCH, CA 92610

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	180 Months
Due	Aug 15, 2033

Tax Assessment & Valuation

Source: Walton County assessment roll, as of July 1, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Walton County
Unified School District	Walton County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$341,687 (-5.86%) Land $80,000 Building $261,687	$341,687 (-5.86%) Land $80,000 Building $261,687
2024	$3,150.00 (-4.49%)
2023	$3,298.00 (+7.43%)	$362,970 (+9.54%) Land $41,453 Building $321,517	$362,970 (+9.54%) Land $41,453 Building $321,517
2022	$3,070.00	$331,362 Land $46,013 Building $285,349	$331,362 Land $46,013 Building $285,349

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective June 18, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 148 policies
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	148 in force
Nearby Flood Claims	12 (2004–2024)
Claims Outside the SFHA	5 of 12
Most Recent Claim	Sep 2024 · Hurricane Helene
Claims by Event	Hurricane Sally, Sep 2020 · 5 claims Hurricane Michael, Oct 2018 · 2 claims Hurricane Frances, Sep 2004 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 95% of the US · lower than 95% of Florida
Wildfire Likelihood	0.02% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SOUTH WALTON UTILITY COMPANY private · serves 26,668 people · EPA ID FL1660615
Water Source	Groundwater
Last State Inspection	Feb 2026
Lead	3 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 179 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
LiveOak Fiber Fiber	5,000 / 5,000
Cox Communications Cable	2,000 / 35
Verizon Fixed Wireless	300 / 20

May also be available: AT&T, Wildstar Networks.

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