96 Garson Ave, Rochester, NY 14609 Property Records

Monroe County and Rochester City property record for 96 Garson Ave, Rochester, NY 14609

Property Summary

Property Type	Triplex
Details	5 bd · 3 ba · 2,312 sqft · built 1920
Lot Size	0.11 acres (4,792 sqft)
Owner	Individual Name on File
Last Sale	$112,000 (Dec 2021)
Tax Bill	$1,163 (2026)
Deeds & Mortgages	Dec 2021 Sale & Mortgage May 2020 Sale & Construction Loan
Flood Zone	Zone X (minimal risk)
APN	`047413-00.0`

Property Details

APN / Parcel Number

Primary APN	`047413-00.0`
Alternative APNs	`140010667000020050000000` `261400 106.67-2-5`

Interior

Bedrooms	5 Beds
Full Baths	3 Baths
Total Rooms	14 Rooms
Units	3 Units
Stories	2 Stories
Building Area	2,312 sqft Total Area
1st Floor Area	925 sqft
2nd Floor Area	925 sqft
Upper Floors Area	462 sqft
Game Room	Game Room

Exterior

Year Built	Built 1920
Effective Year Built	Effective 1920
Architectural Style	Traditional
Exterior Material	Aluminum/Vinyl
Lot Area	4,792 sqft (0.11 acres)
Lot Dimensions	125 ft deep x 40 ft wide
Porch	Slab
Porch Area	448 sqft

Utilities, Heating & Cooling

Heating System	Forced Air with A/C
Heating Fuel	Gas
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Account Number	047413-00.0
Street Address	96 GARSON AVE
City	ROCHESTER
State	NY
Zip	14609-6154
Property Category	Residential
Property Type	Residential > Multi-Unit > Triplex
Local Zoning Code	12
Legal Description	0056.00 306 18 00000 51 HAYWARD HOMED SUB
Legal Subdivision	HAYWARD HOMESTEAD TRACT
Legal Block	2
Legal Lot Number	5.000
Jurisdiction	MONROE NY
Township / Civil Division	ROCHESTER
Census Block Group	3
Census Block	3005
Census Tract	5600

Owner

96 Garson Ave, a triplex, is owned by an individual who bought it in December 2021.

Source: Monroe County and Rochester City records, as of September 23, 2026

Owner of Record	Individual Name on File
Mailing Address	26 AVONDALE PARK, ROCHESTER, NY 14620-1619
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Dec 17, 2021	Warranty Deed, Transfer · Conventional Mortgage GENESEE REGIONAL BANK
May 28, 2020	Warranty Deed, Construction Loan · Construction Mortgage LORI A LEVINE

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Dec 17, 2021 · Amount on File
Deed Sale	Dec 17, 2021 · Amount on File
Prior Sale	May 28, 2020 · Amount on File
Deed Document Number	20211138
Deed Book / Page	12602 / 77
Prior Transfer Date	Aug 15, 2015
Prior Transfer Doc	0000000612
Record Updated	Oct 29, 2026

December 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MONROE NY
Recording Date	Dec 17, 2021
Property Address	96 GARSON AVE, ROCHESTER, NY 14609-6154
Document Number	0000001138
Book / Page	12602 / 77
Map Reference	LB 8 PG 67
Instrument Date	Dec 15, 2021
Instrument	202112171138
Transaction Type	Transfer
Record Updated	May 5, 2022
Title Company	CROSSROADS TITLE

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$448.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	PO BOX 25575, ROCHESTER, NY 14625-0575

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	96 GARSON AVE, ROCHESTER, NY 14609-6154

Mortgage

Document Number	0000001139
Date	Dec 17, 2021
Instrument	202112171139

Lender

Name	GENESEE REGIONAL BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jan 1, 2052

Interest

Rate Type	Adjustable Rate
Rate	4.25%
Type Change Date	Jan 1, 2029
Change Frequency	Annually
Min Rate At Change	2.25%
Max Rate At Change	9.25%
Index	1-Year LIBOR
Max Rate	9.25%

May 2020: Warranty Deed, Construction Loan

Document Type	Warranty Deed
Jurisdiction	MONROE NY
Recording Date	May 28, 2020
Property Address	96 GARSON AVE, ROCHESTER, NY 14609-6154
Document Number	0000000520
Book / Page	012345 / 000539
Instrument Date	May 19, 2020
Instrument	520
Transaction Type	Construction Loan
Record Updated	Jul 6, 2020
Title Company	NETWORK TITLE AGENCY, NETWORK TITLE AGCY

Transaction

Amount	Amount on Record
Tax	$287.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	PO BOX 25575 ROCHESTER NY 146250575, ROCHESTER, NY 14625-0575
Investor	Possibly a Property Investor

Mortgage

Document Number	523
Date	May 28, 2020
Book Page	028534/000155
Instrument	523

Lender

Name	LORI A LEVINE
Address	21 MILL NECK LN, PITTSFORD, NY 14534-3059

Agreement

Type	Construction Mortgage
Amount	Amount on Record
Term	12 Months
Due	May 27, 2021

Tax Assessment & Valuation

The 2026 property tax bill for 96 Garson Ave was $1,163, down 13.5% from the year before.

Source: Monroe County and Rochester City assessment roll, as of March 30, 2026

Property Jurisdictions

Type	Name
State	New York
County	Monroe County
Municipality	Rochester City
Unified School District	Rochester City School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$1,163.00 (-13.47%)
2025	$1,344.00	$121,200 Land $6,100 Building $115,100	$121,200 Land $6,100 Building $115,100
2023		$54,800 Land $2,900 Building $51,900	$66,024 Land $3,494 Building $62,530

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 96 Garson Ave in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective May 27, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

The area around 96 Garson Ave has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ROCHESTER CITY serves 210,000 people · EPA ID NY2704518
Water Source	Surface water
Last State Inspection	Dec 2025
Lead	6 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Corrosion control currently in violation since Jan 2025
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 880 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Frontier Fiber	7,000 / 7,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
Starlink Satellite	280 / 30

May also be available: T-Mobile.

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