96 E Harborview Rd, Santa Rosa Beach, FL 32459 Property Records

Walton County property record for 96 E Harborview Rd, Santa Rosa Beach, FL 32459

Property Summary

Property Type	Single Family Home
Details	5 bd · 3 ba · 2,556 sqft · built 2023
Lot Size	0.114 acres (4,966 sqft)
Owner	Company Name on Record
Last Sale	$515,645 (Aug 2023)
Tax Bill	$4,222 (2025)
Deeds & Mortgages	Sep 2023 Transfer Aug 2023 Sale & Mortgage + 1 more
Flood Zone	Zone AE (high risk)
APN	`24-2S-21-42000-033-0034`

Property Details

APN / Parcel Number

Primary APN	`24-2S-21-42000-033-0034`
Alternative APN	`24-221-42000-033-0034`

Interior

Bedrooms	5 Beds
Full Baths	3 Baths
Stories	2 Stories
Building Area	2,556 sqft Living Area
Gross Area	3,108 sqft
Flooring	Tile

Exterior

Year Built	Built 2023
Effective Year Built	Effective 2023
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	4,966 sqft (0.114 acres)
Lot Dimensions	100 ft deep x 50 ft wide
Garage Type	Attached
Garage Area	420 sqft
Porch	Finished/Open Porch

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C

Location & Zoning

Street Address	96 E HARBORVIEW RD
City	SANTA ROSA BEACH
State	FL
Zip	32459-3075
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	COM NW/C LOT 33 SEC 24-2S-21W S.R.P PB 2-4, E ALG N LINE LOT 33 450.00FT TO POB; S AT RIGHT ANG FROM N LINE 100.00FT, E PARALLEL N LINE LOT 33 50.00FT, N 100.00FT TO N LINE LOT 33, W 50.00FT TO POB. OR 72-341 OR 2610-4188 OR 3240-859 OR 3261-4366 PRC
Legal Range	021
Legal Township	02S
Legal Section	24
Legal Subdivision	SANTA ROSA PLANTATION
Legal Block	3300
Legal Lot Number	33
Jurisdiction	WALTON FL
Township / Civil Division	WALTON BEACHES
Census Block Group	1
Census Block	1017
Census Tract	950607

Owner

Source: Walton County records, as of December 3, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on Record
Mailing Address	395 COCOBOLO DR, SANTA ROSA BEACH, FL 32459-8039
Owner Type	Company
Vesting	Limited Liability Partnership

Deeds, Mortgages & Sale History

Date	Document
Sep 22, 2023	Quit Claim Deed, Transfer Quitclaim
Aug 8, 2023	Special Warranty Deed, Subdivision Related Transfer · Conventional Mortgage CROSSCOUNTRY MORTGAGE LLC
Feb 24, 2022	Warranty Deed, Transfer ATTORNEY ONLY, ATTORNEY

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Aug 8, 2023 · Amount on Record
Deed Sale	Aug 8, 2023 · Amount on Record
Deed Document Number	202328338
Deed Book / Page	3298 / 1707
Last Transfer Date	Sep 22, 2023
Transfer Doc	0033024445
Record Updated	Sep 20, 2026

September 2023: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	WALTON FL
Recording Date	Sep 22, 2023
Property Address	96 E HARBORVIEW RD, SANTA ROSA BEACH, FL 32459-3075
Document Number	0033024445
Book / Page	3302 / 4445
Instrument Date	Sep 22, 2023
Instrument	20230034442
Transaction Type	Transfer
Record Updated	Feb 20, 2024

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	395 COCOBOLO DR, SANTA ROSA BEACH, FL 32459-8039

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	395 COCOBOLO DR, SANTA ROSA BEACH, FL 32459-8039

August 2023: Special Warranty Deed, Subdivision Related Transfer

Document Type	Special Warranty Deed
Jurisdiction	WALTON FL
Recording Date	Aug 8, 2023
Property Address	96 E HARBORVIEW RD, SANTA ROSA BEACH, FL 32459-3075
Document Number	0032981707
Book / Page	3298 / 1707
Instrument Date	Jul 31, 2023
Instrument	20230028338
Transaction Type	Subdivision Related Transfer
Record Updated	Feb 20, 2024
Title Company	DHI TITLE FLORIDA INC, DHI TITLE OF FLORIDA INC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$3,609.90
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	14251 PANAMA CITY BEACH PKWY, PANAMA CITY BEACH, FL 32413-2820

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	395 COCOBOLO DR, SANTA ROSA BEACH, FL 32459-8039
Investor	Possibly a Property Investor

Mortgage

Document Number	0032981712
Date	Aug 8, 2023
Instrument	3298/1712

Lender

Name	CROSSCOUNTRY MORTGAGE LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Aug 1, 2053

February 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	WALTON FL
Recording Date	Feb 24, 2022
Property Address	96 E HARBORVIEW RD, SANTA ROSA BEACH, FL 32459-3075
Document Number	0032400859
Book / Page	3240 / 859
Instrument Date	Feb 10, 2022
Instrument	20220008620
Transaction Type	Transfer
Record Updated	Feb 20, 2024
Title Company	ATTORNEY ONLY, ATTORNEY

Transaction

Amount	Amount Recorded
Tax	$1,750.00
Amount Accuracy	Rounded by County
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name
Address	418 E LAKESHORE DR, OCOEE, FL 34761-2847

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	PO BOX 4804, SANTA ROSA BEACH, FL 32459-4804

Tax Assessment & Valuation

Source: Walton County assessment roll, as of December 3, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Walton County
Unified School District	Walton County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$4,222.00 (-9.01%)	$467,262 (+1,053.73%) Land $62,500 Building $404,762	$467,262 (+1,053.73%) Land $62,500 Building $404,762
2024	$4,640.00 (+1,160.87%)
2023	$368.00 (+79.51%)	$40,500 (+32.68%) Land $40,500	$40,500 (+32.68%) Land $40,500
2022	$205.00	$30,525 Land $30,525	$30,525 Land $30,525

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective June 18, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone AE high risk
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	7.0 ft
Flood Insurance Requirement	Required federally backed loans
Flood Insurance Cost	Premium on Record median of 417 policies
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	417 in force
Nearby Flood Claims	6 (2004–2020)
Most Recent Claim	Sep 2020 · Hurricane Sally
Claims by Event	Hurricane Sally, Sep 2020 · 4 claims Hurricane Frances, Sep 2004 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 96% of the US · lower than 96% of Florida
Wildfire Likelihood	0.02% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SOUTH WALTON UTILITY COMPANY private · serves 26,668 people · EPA ID FL1660615
Water Source	Groundwater
Last State Inspection	Feb 2026
Lead	3 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 248 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · Fixed Wireless	5,000 / 5,000
Mediacom Xtream Cable · Fiber in parts of the area	1,000 / 50
T-Mobile Fixed Wireless	100 / 20

May also be available: Cox Communications, Wildstar Networks.

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