26 E Harborview Rd, Santa Rosa Beach, FL 32459 Property Records

Walton County property record for 26 E Harborview Rd, Santa Rosa Beach, FL 32459

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 2,040 sqft · built 1990
Lot Size	0.344 acres (14,985 sqft)
Owner	2 Individual Names on Record
Last Sale	$180,000 (Jun 2015)
Tax Bill	$2,606 (2024)
Deeds & Mortgages	Nov 2023 Line of Credit Jul 2020 Line of Credit
Flood Zone	Zone AE (high risk)
APN	`24-2S-21-42000-025-0120`

Property Details

APN / Parcel Number

Primary APN	`24-2S-21-42000-025-0120`
Alternative APN	`1044513`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	2,040 sqft Living Area
Gross Area	3,365 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1990
Exterior Material	Wood Siding
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	14,985 sqft (0.344 acres)
Lot Dimensions	10 ft deep x 15 ft wide
Garage Type	Carport
Garage Area	720 sqft
Carport	Carport
Porch	Porch
Porch Area	330 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air

Location & Zoning

Account Number	1044513
Street Address	26 E HARBORVIEW RD
City	SANTA ROSA BEACH
State	FL
Zip	32459-3075
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	COM SW/COR OF NE4 OF NW4, RUN N 990 FT; THENCE E 50 FT; THENCE N 230 FT TO POB; THENCE N 100 FT; THENCE E 150 FT THENCE S 100
Legal Range	21W
Legal Township	02S
Legal Section	24
Legal Subdivision	ACREAGE & UNREC
Legal Block	25
Legal Lot Number	33
Jurisdiction	WALTON FL
Township / Civil Division	WALTON BEACHES
Census Block Group	1
Census Block	1017
Census Tract	950607

Owner

Source: Walton County records, as of December 17, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	330 STEPHENS FERRY RD, SAMSON, AL 36477-5406
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Nov 28, 2023	Deed of Trust, Mortgage · Line of Credit THE SAMSON BANKING COMPANY INC
Jul 31, 2020	Deed of Trust, Mortgage · Line of Credit SAMSON BKNG CO INC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jun 2, 2015 · Amount on Record
Deed Sale	Jun 2, 2015 · Amount on Record
Deed Document Number	2015661324757
Deed Book / Page	2980 / 3463
Record Updated	Jun 8, 2026

November 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WALTON FL
Property Address	26 E HARBORVIEW RD, SANTA ROSA BEACH, FL 32459-3075
Transaction Type	Mortgage
Record Updated	Dec 19, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	330 STEPHENS FERRY RD, SAMSON, AL 36477-5406

Mortgage

Document Number	0033084584
Date	Nov 28, 2023
Book Page	3308/4584
Instrument	20230042573

Lender

Name	THE SAMSON BANKING COMPANY INC
Type	Bank
Address	SAMSON, AL 36477

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

July 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WALTON FL
Property Address	26 E HARBORVIEW RD, SANTA ROSA BEACH, FL 32459-3075
Document Number	0031533369
Instrument Date	Jul 31, 2020
Transaction Type	Mortgage
Record Updated	Sep 22, 2020
Title Company	NOT AVAILABLE

Transaction

Additional	Multiple Parcels

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Married Couple
Address	330 STEPHENS FERRY RD SAMSON AL 364775406, SAMSON, AL 36477-5406

Mortgage

Document Number	0031533369
Date	Aug 5, 2020
Book Page	003153/003369
Instrument	28850

Lender

Name	SAMSON BKNG CO INC
Type	Bank
Address	SAMSON, AL 36477

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	84 Months
Due	Aug 4, 2027

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

Source: Walton County assessment roll, as of July 1, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Walton County
Unified School District	Walton County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$388,790 (+34.96%) Land $187,500 Building $201,290	$388,790 (+34.96%) Land $187,500 Building $201,290
2024	$2,606.00 (+20.43%)
2023	$2,164.00 (+11.66%)	$288,080 (+17.44%) Land $81,000 Building $207,080	$288,080 (+17.44%) Land $81,000 Building $207,080
2022	$1,938.00	$245,295 Land $61,050 Building $184,245	$245,295 Land $61,050 Building $184,245

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective June 18, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone AE high risk
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	7.0 ft
Flood Insurance Requirement	Required federally backed loans
Flood Insurance Cost	Premium on Record median of 417 policies
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	417 in force
Nearby Flood Claims	6 (2004–2020)
Most Recent Claim	Sep 2020 · Hurricane Sally
Claims by Event	Hurricane Sally, Sep 2020 · 4 claims Hurricane Frances, Sep 2004 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SOUTH WALTON UTILITY COMPANY private · serves 26,668 people · EPA ID FL1660615
Water Source	Groundwater
Last State Inspection	Feb 2026
Lead	3 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 248 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · Fixed Wireless	5,000 / 5,000
Mediacom Xtream Cable · Fiber in parts of the area	1,000 / 50
T-Mobile Fixed Wireless	100 / 20

May also be available: Cox Communications, Wildstar Networks.

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