120 E Harborview Rd, Santa Rosa Beach, FL 32459 Property Records

Walton County property record for 120 E Harborview Rd, Santa Rosa Beach, FL 32459

Property Summary

Property TypeVacant Land
Lot Size0.17 acres (7,405 sqft)
OwnerIndividual Name on Record
Last Sale$371,500 (Mar 2026)
Tax Bill$824 (2025)
Deeds & MortgagesMar 2026 Mortgage
Flood ZoneZone AE (high risk)
APN24-2S-21-42000-033-0035

Property Details

APN / Parcel Number

Primary APN24-2S-21-42000-033-0035
Alternative APN
  • 24-221-42000-033-0035

Exterior

Lot Area7,405 sqft (0.17 acres)
Lot Dimensions100 ft deep x 74 ft wide

Location & Zoning

Street Address120 E HARBORVIEW RD
CitySANTA ROSA BEACH
StateFL
Zip32459-3044
Property CategoryVacant Land
Property TypeVacant Land > Uncategorized
Legal DescriptionCOM AT NW/C SEC 24-2S-21W, S 87 DEG 20'38E 1963.00FT TO POB; CONT S 87 20'38E 74.28FT TO NW/C OF PRCL DESC IN OR 2790-4862, S 02 DEG 39'22W 100.00FT TO SW/C OF SAID PRCL, N 87 DEG 20'38W 73.80FT, N 02 DEG 22'46E 100.00FT TO POB. OR 3297-2583
Legal Block3300
Legal Lot Number35
JurisdictionWALTON FL
Township / Civil DivisionWALTON BEACHES
Census Block Group1
Census Block1017
Census Tract950607

Owner

Source: Walton County records, as of April 14, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Mailing Address4320 COMMONS DR W, 3116, DESTIN, FL 32541-8652
Owner TypeIndividual
VestingSingle Woman

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesName on Deed
Last SaleMar 26, 2026 · Amount on Record
Deed SaleMar 26, 2026 · Amount on Record
Deed Document Number202611447
Deed Book / Page3392 / 337
Record UpdatedJun 8, 2026

March 2026: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionWALTON FL
Property Address120 E HARBORVIEW RD, SANTA ROSA BEACH, FL 32459-3044
Transaction TypeMortgage
Record UpdatedApr 15, 2026

Transferred To (Grantee/Buyer)

NameVerified Name
Address4320 COMMONS DR W 3116, 3116, DESTIN, FL 32541-8652

Mortgage

Document Number0033920339
DateMar 26, 2026
Book Page3392/339
Instrument20260011448
Lender
NameSTANDARD MORTGAGE CAPITAL LLC
TypeMortgage Company
AddressFORT LAUDERDALE, FL 33324
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueApr 1, 2056

Tax Assessment & Valuation

Source: Walton County assessment roll, as of December 3, 2025

Property Jurisdictions

TypeName
StateFlorida
CountyWalton County
Unified School DistrictWalton County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$824.00 (+11.5%)$93,750 Land $93,750$93,750 Land $93,750
2024$739.00

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective June 18, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone AE
high risk
100-Year FloodplainYes
1% annual chance
FloodwayNo
Base Flood Elevation7.0 ft
Flood Insurance RequirementRequired
federally backed loans
Flood Insurance CostPremium on Record
median of 417 policies
Community Rating SystemClass 6 (20% premium discount)
Nearby Flood Policies417 in force
Nearby Flood Claims6 (2004–2020)
Most Recent ClaimSep 2020 · Hurricane Sally
Claims by Event
  • Hurricane Sally, Sep 2020 · 4 claims
  • Hurricane Frances, Sep 2004 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 96% of the US · lower than 96% of Florida
Wildfire Likelihood0.02% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemSOUTH WALTON UTILITY COMPANY
private · serves 26,668 people · EPA ID FL1660615
Water SourceGroundwater
Last State InspectionFeb 2026
Lead3 ppb (2023)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 248 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
AT&T
Fiber · Fixed Wireless
5,000 / 5,000
Mediacom Xtream
Cable · Fiber in parts of the area
1,000 / 50
T-Mobile
Fixed Wireless
100 / 20

May also be available: Cox Communications, Wildstar Networks.

Nearby Properties on E Harborview Rd

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