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91 E First St, Ocean Isle Beach, NC 28469 Property Records

Brunswick County property record for 91 E First St, Ocean Isle Beach, NC 28469 · Last verified June 2026

Property Summary

Property TypeSingle Family Home
Details5 bd · 2.5 ba · 1,188 sqft · built 1963
Lot Size0.12 acres (5,063 sqft)
Owner2 Individual Names on File
Last Sale$345,000 (Nov 2019)
Tax Bill$2,441 (2025)
Deeds & MortgagesMar 2021 Mortgage
Nov 2019 Sale & Mortgage
Flood ZoneZone AE (high risk)
APN258AC006

Property Details

APN / Parcel Number

Primary APN258AC006
Alternative APNs
  • 107518314339
  • 64333910

Interior

Bedrooms5 Beds
Full Baths2.5 Baths
Half Baths1 Half Bath
Stories1 Story
Building Area1,188 sqft Heated Area
Gross Area2,162 sqft
FlooringCarpet
Interior WallsPaneling

Exterior

Year BuiltBuilt 1963
Effective Year BuiltEffective 1980
Exterior MaterialAluminum/Vinyl
Roof TypeGable
Roof MaterialComposition Shingle
Lot Area5,063 sqft (0.12 acres)

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemForced Air with A/C
Heating FuelElectric

Location & Zoning

Account Number64333910
Street Address91 E FIRST ST
CityOCEAN ISLE BEACH
StateNC
Zip28469
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionL-5 B-12 S-B OCEAN ISLE BCH PLAT 3/179-179A
Legal SubdivisionOCEAN ISLE BEACH
Legal Block12
Legal Lot Number5
JurisdictionBRUNSWICK NC
Township / Civil DivisionSHALLOTTE
Census Block Group3
Census Block3004
Census Tract20512

Owner

Source: Brunswick County records · APN 258AC006

Assessment roll updated August 26, 2025 · Last verified June 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on File
Mailing Address1718 FARNSWORTH CT, HIGH POINT, NC 27262-7446
Owner TypeIndividual
VestingEt Ux (and Wife)

Deeds, Mortgages & Sale History

DateDocument
Mar 31, 2021Deed of Trust, Mortgage · Conventional Mortgage
WELLS FARGO BANK NA
Nov 14, 2019Warranty Deed, Transfer · Conventional Mortgage
SOUTH STATE BANK

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleNov 14, 2019 · Amount on Record
Deed SaleNov 14, 2019 · Amount on Record
Prior SaleAug 01, 1995
Deed Book / Page4275 / 1323
Record UpdatedSep 20, 2026

March 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionBRUNSWICK NC
Property Address91 E FIRST ST, OCEAN ISLE BEACH, NC 28469
Transaction TypeMortgage
Record UpdatedAug 25, 2021
Title CompanyADVANTAGE TITLE COMPANY LLC

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0045840200
DateMar 31, 2021
Book Page4584/200
Lender
NameWELLS FARGO BANK NA
TypeBank
AddressSIOUX FALLS, SD 57104
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term181 Months
DueApr 01, 2036

November 2019: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionBRUNSWICK NC
Recording DateNov 14, 2019
Property Address91 E FIRST ST, OCEAN ISLE BEACH, NC 28469
Document Number0042751323
Book / Page4275 / 1323
Map ReferenceMB 3 PG 179&179A
Instrument DateNov 07, 2019
Transaction TypeTransfer
Record UpdatedAug 27, 2021

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$690.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address197 HEWITT RD, 197, FOUNTAIN INN, SC 29644-9407

Transferred To (Grantee/Buyer)

NameVerified Name
Address1718 FARNSWORTH CT, HIGH POINT, NC 27262-7446

Mortgage

Document Number42751325
DateNov 14, 2019
Instrument4275/1325
Lender
NameSOUTH STATE BANK
TypeBank
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term181 Months
DueDec 01, 2034

Tax Assessment & Valuation

Source: Brunswick County records · Assessment roll updated August 26, 2025 · Last verified June 2026

Property Jurisdictions

TypeName
StateNorth Carolina
CountyBrunswick County
MunicipalityOcean Isle Beach Town
Unified School DistrictBrunswick County Schools (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2025$2,441.00$644,180 (-) Land $400,000 Building $244,180$644,180 (-) Land $400,000 Building $244,180
2023$644,180 Land $400,000 Building $244,180$644,180 Land $400,000 Building $244,180

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Brunswick County (37019C), updated September 3, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 370190205123, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone AE
Special Flood Hazard AreaYes
Flood HazardHigh
100-Year FloodplainYes
1% annual chance
FloodwayNo
Base Flood Elevation12.0 ft
Flood Insurance RequirementRequired (federally backed mortgages)
Flood Insurance CostPremium on Record
median of 596 individual NFIP policies nearby
Community Rating SystemClass 7 (15% premium discount)
Nearby Flood Policies658 units insured
62 under condo master policies
Nearby Flood Claims901 (1979–2022)
Claims Outside the SFHA2 of 901
Most Recent ClaimSep 2022, other causes, Hurricane Ian
Claims By Storm
  • Hurricane Isaias, Aug 2020 · 124 claims
  • Hurricane Matthew, Oct 2016 · 106 claims
  • Hurricane Hugo, Sep 1989 · 264 claims

Wildfire

Wildfire RiskLow
above 2% of the US · above 1% of North Carolina
Wildfire LikelihoodLess than 1 in 10,000 per year
ExposureDirect
burnable vegetation at the parcel

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 98 locations within about half a mile of this property

ProviderTechnologyDownload / Upload (Mbps)
Atlantic Telephone MembershipFiber5,000 / 5,000
SpectrumCable1,000 / 1,000
VerizonFixed Wireless300 / 20
AT&TFixed Wireless100 / 20

Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G and 4G LTE

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