96 E Benton St, Oswego, IL 60543 Property Records

Kendall County property record for 96 E Benton St, Oswego, IL 60543

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 1,352 sqft · built 1958
Lot Size	0.266 acres (11,582 sqft)
Owner	Individual Name on Record
Last Sale	$305,000 (Feb 2024)
Tax Bill	$5,453 (2024)
Deeds & Mortgages	Oct 2025 Mortgage Feb 2024 Sale & Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`03-17-386-016`

Property Details

APN / Parcel Number

Primary APN	`03-17-386-016`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,352 sqft Living Area
Gross Area	1,660 sqft
1st Floor Area	1,352 sqft

Exterior

Year Built	Built 1958
Effective Year Built	Effective 1958
Construction Type	Frame
Foundation Type	No Foundation
Roof Material	Asphalt
Lot Area	11,582 sqft (0.266 acres)
Lot Dimensions	142 ft deep x 85 ft wide
Garage Type	Attached
Garage Area	308 sqft
Parking Spaces	1 Parking Space

Location & Zoning

Street Address	96 E BENTON ST
City	OSWEGO
State	IL
Zip	60543-9066
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LT 9 AMENDED PLAT BROOKSIDE MANOR UNIT 1 VILLAGE OF OSWEGO
Legal Subdivision	BROOKSIDE MANOR
Legal Lot Number	9
Jurisdiction	KENDALL IL
Township / Civil Division	OSWEGO
Census Block Group	2
Census Block	2035
Census Tract	890106

Owner

Source: Kendall County records, as of May 27, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	4337 W 99TH ST, OAK LAWN, IL 60453-3507
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Oct 16, 2025	Deed of Trust, Mortgage · Conventional Mortgage GREENSTATE CU
Feb 27, 2024	Warranty Deed, Transfer · Conventional Mortgage GUARANTEED RATE AFFINITY LLC
Jun 19, 2017	Deed of Trust, Mortgage DISCOVER BANK
Jan 7, 2020	Deed of Trust, Mortgage · FHA Mortgage QUICKEN LNS

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Feb 27, 2024 · Amount on Record
Deed Sale	Feb 27, 2024 · Amount on Record
Prior Sale	Sep 11, 2002 · Amount on Record
Deed Document Number	20242031
Record Updated	Sep 20, 2026

October 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	KENDALL IL
Property Address	96 E BENTON ST, OSWEGO, IL 60543-9066
Transaction Type	Mortgage
Record Updated	Oct 30, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	96 E BENTON ST, OSWEGO, IL 60543-9066

Mortgage

Document Number	0000013588
Date	Oct 16, 2025
Instrument	202500013588

Lender

Name	GREENSTATE CU
Type	Credit Union
Address	NORTH LIBERTY, IA 52317

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Nov 1, 2055

Interest

Rate Type	Fixed Rate
Rate	6.12%

February 2024: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	KENDALL IL
Recording Date	Feb 27, 2024
Property Address	96 E BENTON ST, OSWEGO, IL 60543-9066
Document Number	0000002031
Instrument Date	Feb 14, 2024
Instrument	202400002031
Transaction Type	Transfer
Record Updated	Mar 12, 2024
Title Company	OLD REPUBLIC TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$305.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	96 E BENTON ST, OSWEGO, IL 60543-9066

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	96 E BENTON ST, OSWEGO, IL 60543-9066

Mortgage

Document Number	0000002032
Date	Feb 27, 2024
Instrument	202400002032

Lender

Name	GUARANTEED RATE AFFINITY LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Mar 1, 2054

Interest

Rate	7.25%

June 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	KENDALL IL
Property Address	96 E BENTON ST, OSWEGO, IL 60543-9066
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000009276
Date	Jun 19, 2017
Instrument	201700009276

Lender

Name	DISCOVER BANK
Type	Bank
Address	NEW CASTLE, DE 19720

Agreement

Amount	Amount Recorded
Term	120 Months
Due	Jun 12, 2027

January 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	KENDALL IL
Property Address	96 E BENTON ST, OSWEGO, IL 60543-9066
Document Number	0000003410
Instrument Date	Jan 7, 2020
Transaction Type	Mortgage
Record Updated	Mar 20, 2020
Title Company	TITLE SERVICE AND LIAISON COMPANIES, INDECOMM GLOBAL SVCS

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	96 E BENTON ST OSWEGO IL 605439066, OSWEGO, IL 60543-9066

Mortgage

Document Number	0000003410
Date	Mar 5, 2020
Instrument	3410

Lender

Name	QUICKEN LNS
Type	Funding / Finance Company
Address	DETROIT, MI 48226-1906

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Mar 4, 2050

Tax Assessment & Valuation

Source: Kendall County assessment roll, as of May 27, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	Kendall County
County Subdivision	Oswego Township
Municipality	Oswego Village
Unified School District	Oswego Community Unit School District 308 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$84,094 (+41.59%) Land $23,826 Building $60,268	$252,282 (+41.59%) Land $71,478 Building $180,804
2024	$5,453.00
2022		$59,394 Land $16,828 Building $42,566	$178,182 Land $50,484 Building $127,698

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective September 18, 2025

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	OSWEGO serves 38,169 people · EPA ID IL0930150
Water Source	Groundwater
Last State Inspection	Oct 2025
Lead	Under 1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	Radium resolved · Jan 2017
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 245 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Metronet Fiber	5,120 / 5,120
Xfinity Cable	2,000 / 250
Watch TV Fixed Wireless	400 / 40
Verizon Fixed Wireless	300 / 20
AT&T Fixed Wireless · DSL · Fiber in parts of the area	100 / 20

May also be available: T-Mobile.

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