107 E Benton St, Oswego, IL 60543 Property Records

Kendall County property record for 107 E Benton St, Oswego, IL 60543

Property Summary

Property Type	Single Family Home
Details	3 bd · 1.5 ba · 1,368 sqft · built 1958
Lot Size	0.413 acres (18,003 sqft)
Owner	Individual Name on File
Last Sale	$210,000 (Aug 2019)
Tax Bill	$6,596 (2024)
Deeds & Mortgages	Aug 2019 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`03-20-126-001`

Property Details

APN / Parcel Number

Primary APN	`03-20-126-001`

Interior

Bedrooms	3 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Total Rooms	6 Rooms
Stories	3 Stories
Building Area	1,368 sqft Living Area
Gross Area	2,272 sqft
1st Floor Area	1,368 sqft
Basement Area	504 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1958
Effective Year Built	Effective 1958
Architectural Style	Tri-Level
Exterior Material	Aluminum/Vinyl
Foundation Type	No Foundation
Roof Material	Asphalt
Lot Area	18,003 sqft (0.413 acres)
Garage Type	Attached
Garage Area	400 sqft
Parking Spaces	2 Parking Spaces

Location & Zoning

Street Address	107 E BENTON ST
City	OSWEGO
State	IL
Zip	60543-9027
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LT 19 BROOKSIDE MANOR UNIT 2 VILLAGE OF OSWEGO
Legal Subdivision	BROOKSIDE MANOR
Legal Lot Number	19
Jurisdiction	KENDALL IL
Township / Civil Division	OSWEGO
Census Block Group	2
Census Block	2030
Census Tract	890106

Owner

Source: Kendall County records · APN 03-20-126-001

Assessment roll updated May 27, 2026 · Last verified June 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	107 E BENTON ST, OSWEGO, IL 60543-9027
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Aug 29, 2019 · Amount on Record
Deed Sale	Aug 29, 2019 · Amount on Record
Prior Sale	Apr 15, 2015 · Amount on Record
Deed Document Number	201912357
Prior Transfer Date	May 05, 1999
Prior Transfer Doc	0000007659
Record Updated	Sep 20, 2026

August 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	KENDALL IL
Recording Date	Aug 29, 2019
Property Address	107 E BENTON ST, OSWEGO, IL 60543-9027
Document Number	0000012357
Instrument Date	Aug 26, 2019
Instrument	201900012357
Transaction Type	Transfer
Record Updated	May 11, 2021
Title Company	CHICAGO TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$210.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	107 E BENTON ST, OSWEGO, IL 60543-9027

Mortgage

Document Number	0000012358
Date	Aug 29, 2019
Instrument	201900012358

Lender

Name	OLD SECOND NATIONAL BANK
Type	Bank

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Sep 01, 2049

Interest

Rate Type	Fixed Rate
Rate	3.62%

Tax Assessment & Valuation

Source: Kendall County records · Assessment roll updated May 27, 2026 · Last verified June 2026

Property Jurisdictions

Type	Name
State	Illinois
County	Kendall County
County Subdivision	Oswego Township
Municipality	Oswego Village
Unified School District	Oswego Community Unit School District 308 (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$100,287 (+41.59%) Land $23,826 Building $76,461	$300,861 (+41.59%) Land $71,478 Building $229,383
2024	$6,596.00
2022		$70,831 Land $16,828 Building $54,003	$212,493 Land $50,484 Building $162,009

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Kendall County (17093C), as of September 18, 2025 · USDA Forest Service Wildfire Risk to Communities, 2nd edition, as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Wildfire

Wildfire Risk	Not rated no burnable land within ember reach

Values are read at the parcel center point; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026

Provider	Max Down / Up (Mbps)
Metronet Holdings Fiber	5,120 / 5,120
Xfinity Cable	2,000 / 250
Benton Ridge Telephone Company Fixed Wireless	400 / 40
Verizon Fixed Wireless	300 / 20
AT&T Fixed Wireless · DSL · Fiber in parts of the area	100 / 20

May also be available: T-Mobile USA.

Based on FCC filings for 245 locations within half a mile of this property.

Drinking Water

Source: EPA Safe Drinking Water Information System, water system IL0930150, as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026

Water System	OSWEGO serves 38,169 people
Water Source	Groundwater
Last State Inspection	Oct 2025
Lead	Under 1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	Radium resolved · Jan 2017
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ. The full violation and enforcement history is in the system's EPA record.