73 E Benton St, Oswego, IL 60543 Property Records

Kendall County property record for 73 E Benton St, Oswego, IL 60543

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,560 sqft · built 1956
Lot Size	0.339 acres (14,781 sqft)
Owner	2 Individual Names on Record
Last Sale	$344,500 (Aug 2023)
Tax Bill	$6,840 (2024)
Deeds & Mortgages	Aug 2023 Sale & Mortgage Mar 2018 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`03-17-385-002`

Property Details

APN / Parcel Number

Primary APN	`03-17-385-002`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,560 sqft Living Area
Gross Area	1,980 sqft
1st Floor Area	1,560 sqft

Exterior

Year Built	Built 1956
Effective Year Built	Effective 1956
Exterior Material	Brick
Construction Type	Frame
Foundation Type	No Foundation
Roof Material	Asphalt
Lot Area	14,781 sqft (0.339 acres)
Lot Dimensions	165 ft deep x 86 ft wide
Garage Type	Attached
Garage Area	420 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central

Location & Zoning

Street Address	73 E BENTON ST
City	OSWEGO
State	IL
Zip	60543-9067
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LT 16 AMENDED PLAT BROOKSIDE MANOR UNIT 1 VILLAGE OF OSWEGO
Legal Subdivision	BROOKSIDE MANOR
Legal Lot Number	16
Jurisdiction	KENDALL IL
Township / Civil Division	OSWEGO
Census Block Group	2
Census Block	2030
Census Tract	890106

Owner

Source: Kendall County records, as of May 27, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	73 E BENTON ST, OSWEGO, IL 60543-9067
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Tenants in Common

Deeds, Mortgages & Sale History

Date	Document
Aug 24, 2023	Warranty Deed, Transfer · Conventional Mortgage JPMORGAN CHASE BANK NA
Mar 23, 2018	Warranty Deed, Transfer · Conventional Mortgage FIRST CENTENNIAL MORTGAGE CORP

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Aug 24, 2023 · Amount on Record
Deed Sale	Aug 24, 2023 · Amount on Record
Prior Sale	Mar 23, 2018 · Amount on Record
Deed Document Number	20239541
Record Updated	Sep 20, 2026

August 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	KENDALL IL
Recording Date	Aug 24, 2023
Property Address	73 E BENTON ST, OSWEGO, IL 60543-9067
Document Number	0000009541
Instrument Date	Aug 9, 2023
Instrument	202300009541
Transaction Type	Transfer
Record Updated	Oct 17, 2023
Title Company	FIDELITY NATIONAL TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$344.50
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants in Common
Address	73 E BENTON ST, OSWEGO, IL 60543-9067

Mortgage

Document Number	0000009542
Date	Aug 24, 2023
Instrument	202300009542

Lender

Name	JPMORGAN CHASE BANK NA
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Sep 1, 2053

March 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	KENDALL IL
Recording Date	Mar 23, 2018
Property Address	73 E BENTON ST, OSWEGO, IL 60543-9067
Document Number	0000003885
Instrument Date	Mar 13, 2018
Instrument	201800003885
Transaction Type	Transfer
Record Updated	May 11, 2021
Title Company	FIDELITY NATIONAL TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$181.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	1090 JONES RD, 1090, MINOOKA, IL 60447-9714

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	73 E BENTON ST, OSWEGO, IL 60543-9067

Mortgage

Document Number	0000003886
Date	Mar 23, 2018
Instrument	201800003886

Lender

Name	FIRST CENTENNIAL MORTGAGE CORP
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Apr 1, 2048

Interest

Rate Type	Fixed Rate
Rate	4.5%

Tax Assessment & Valuation

Source: Kendall County assessment roll, as of May 27, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	Kendall County
County Subdivision	Oswego Township
Municipality	Oswego Village
Unified School District	Oswego Community Unit School District 308 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$96,898 (+41.59%) Land $23,826 Building $73,072	$290,694 (+41.59%) Land $71,478 Building $219,216
2024	$6,840.00
2022		$68,436 Land $16,828 Building $51,608	$205,308 Land $50,484 Building $154,824

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective September 18, 2025

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	OSWEGO serves 38,169 people · EPA ID IL0930150
Water Source	Groundwater
Last State Inspection	Oct 2025
Lead	Under 1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	Radium resolved · Jan 2017
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 245 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Metronet Fiber	5,120 / 5,120
Xfinity Cable	2,000 / 250
Watch TV Fixed Wireless	400 / 40
Verizon Fixed Wireless	300 / 20
AT&T Fixed Wireless · DSL · Fiber in parts of the area	100 / 20

May also be available: T-Mobile.

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