Essex County and Montclair Township property record for 96 Christopher St, Montclair, NJ 07042
| Property Type | Single Family Home |
|---|---|
| Details | 2,918 sqft · built 1919 |
| Lot Size | 0.331 acres (14,400 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $825,000 (Nov 2007) |
| Tax Bill | $27,741 (2025) |
| Deeds & Mortgages | Aug 2020 Mortgage Feb 2019 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 13-04402-0000-00020 |
| Primary APN | 13-04402-0000-00020 |
|---|---|
| Alternative APN |
|
| Stories | 2 Stories |
|---|---|
| Building Area | 2,918 sqft Living Area |
| Year Built | Built 1919 |
|---|---|
| Effective Year Built | Effective 1919 |
| Construction Type | Frame |
| Lot Area | 14,400 sqft (0.331 acres) |
| Lot Dimensions | 160 ft deep x 90 ft wide |
| Parking Spaces | 3 Parking Spaces |
| Old Parcel Number | 130440200020 |
|---|---|
| Street Address | 96 CHRISTOPHER ST |
| City | MONTCLAIR |
| State | NJ |
| Zip | 07042-4229 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R1 |
| Legal Description | 90X160 IRR |
| Legal Block | 4402 |
| Legal Lot Number | 20 |
| Jurisdiction | ESSEX NJ |
| Township / Civil Division | MONTCLAIR |
| Census Block Group | 4 |
| Census Block | 4004 |
| Census Tract | 16500 |
Source: Essex County and Montclair Township records, as of July 2, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 96 CHRISTOPHER ST, MONTCLAIR, NJ 07042-4229 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Aug 24, 2020 | Deed of Trust, Mortgage · Conventional Mortgage GUARANTEED RATE |
| Feb 5, 2019 | Deed of Trust, Mortgage · Conventional Mortgage BETTER MTG |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Nov 7, 2007 · Amount on Record |
| Deed Sale | Nov 7, 2007 · Amount on Record |
| Prior Sale | Dec 19, 2006 · Amount on Record |
| Deed Document Number | 20077134405 |
| Deed Book / Page | 12098 / 8025 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ESSEX NJ |
| Property Address | 96 CHRISTOPHER ST, MONTCLAIR, NJ 07042-4229 |
| Document Number | 0000093786 |
| Instrument Date | Aug 24, 2020 |
| Transaction Type | Mortgage |
| Record Updated | Oct 16, 2020 |
| Title Company | FIDELITY NATIONAL TITLE, FIDELITY NAT'L TITLE INS CO |
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 96 CHRISTOPHER ST MONTCLAIR NJ 070424229, MONTCLAIR, NJ 07042-4229 |
| Document Number | 0000093786 |
|---|---|
| Date | Sep 25, 2020 |
| Instrument | 93786 |
| Name | GUARANTEED RATE |
|---|---|
| Address | CHICAGO, IL 60613 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 180 Months |
| Due | Sep 24, 2035 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ESSEX NJ |
| Property Address | 96 CHRISTOPHER ST, MONTCLAIR, NJ 07042-4229 |
| Document Number | 0000014910 |
| Instrument Date | Feb 5, 2019 |
| Transaction Type | Mortgage |
| Record Updated | May 22, 2019 |
| Title Company | NOT AVAILABLE |
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 96 CHRISTOPHER ST MONTCLAIR NJ 070424229, MONTCLAIR, NJ 07042-4229 |
| Document Number | 0000014910 |
|---|---|
| Date | Feb 19, 2019 |
| Instrument | 14910 |
| Name | BETTER MTG |
|---|---|
| Type | Mortgage Company |
| Address | NEW YORK, NY 10006 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 60 Months |
| Due | Feb 18, 2024 |
Source: Essex County and Montclair Township assessment roll, as of July 2, 2026
| Type | Name |
|---|---|
| State | New Jersey |
| County | Essex County |
| County Subdivision | Montclair Township |
| Unified School District | Montclair Town School District (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $789,000 (-) Land $397,600 Building $391,400 | $789,000 (-) Land $397,600 Building $391,400 | |
| 2025 | $27,741.00 (+3.32%) | $789,000 (-) Land $397,600 Building $391,400 | $789,000 (-) Land $397,600 Building $391,400 |
| 2024 | $26,849.00 (+3.5%) | ||
| 2023 | $789,000 Land $397,600 Building $391,400 | $789,000 Land $397,600 Building $391,400 | |
| 2022 | $25,942.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective September 24, 2020 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 10 (0% premium discount) |
| Nearby Flood Policies | 4 in force |
| Nearby Flood Claims | 3 (2011–2024) |
| Claims Outside the SFHA | 3 of 3 |
| Most Recent Claim | Aug 2024 · rainfall accumulation |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 99.1% of the US · lower than 97.3% of New Jersey |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | MONTCLAIR WATER BUREAU serves 40,150 people · EPA ID NJ0713001 |
|---|---|
| Water Source | Purchased surface water from several systems |
| Last State Inspection | Sep 2024 |
| Lead | Under 1 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | Corrosion control Jan 2024 |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 578 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Optimum Fiber · Cable | 8,000 / 8,000 |
| Verizon Fiber · Fixed Wireless in parts of the area | 2,300 / 2,300 |
| Xfinity Cable | 2,000 / 250 |
| AT&T Fixed Wireless | 100 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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