Essex County and Montclair Township property record for 90 Christopher St, Montclair, NJ 07042
| Property Type | Single Family Home |
|---|---|
| Details | 4,697 sqft · built 1905 |
| Lot Size | 0.408 acres (17,760 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $1,450,000 (Aug 2020) |
| Tax Bill | $37,347 (2025) |
| Deeds & Mortgages | Aug 2020 Mortgage Aug 2020 Sale & Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 13-03309-0000-00009 |
| Primary APN | 13-03309-0000-00009 |
|---|---|
| Alternative APN |
|
| Stories | 2 Stories |
|---|---|
| Building Area | 4,697 sqft Living Area |
| Year Built | Built 1905 |
|---|---|
| Effective Year Built | Effective 1905 |
| Construction Type | Frame |
| Lot Area | 17,760 sqft (0.408 acres) |
| Lot Dimensions | 160 ft deep x 111 ft wide |
| Parking Spaces | 2 Parking Spaces |
| Old Parcel Number | 130330900009 |
|---|---|
| Street Address | 90 CHRISTOPHER ST |
| City | MONTCLAIR |
| State | NJ |
| Zip | 07042-4228 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R2 |
| Legal Description | 111X160 IRR |
| Legal Block | 3309 |
| Legal Lot Number | 9 |
| Jurisdiction | ESSEX NJ |
| Township / Civil Division | MONTCLAIR |
| Census Block Group | 4 |
| Census Block | 4008 |
| Census Tract | 16500 |
Source: Essex County and Montclair Township records, as of July 2, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 90 CHRISTOPHER ST, MONTCLAIR, NJ 07042-4228 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Aug 3, 2020 | Deed of Trust, Mortgage WELLS FARGO BK |
| Aug 10, 2020 | Grant Deed, Transfer WELLS FARGO BK |
| Jun 19, 2017 | Grant Deed, Transfer CAPITAL ONE NA |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Aug 10, 2020 · Amount on Record |
| Deed Sale | Aug 10, 2020 · Amount on Record |
| Prior Sale | Jun 19, 2017 · Amount on Record |
| Deed Document Number | 202075988 |
| Prior Transfer Date | Nov 22, 1995 |
| Prior Transfer Doc | 5397000121 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ESSEX NJ |
| Property Address | 90 CHRISTOPHER ST, MONTCLAIR, NJ 07042-4228 |
| Document Number | 0000075989 |
| Instrument Date | Aug 3, 2020 |
| Transaction Type | Mortgage |
| Record Updated | Aug 24, 2020 |
| Title Company | ZWIREN TITLE AGENCY INC, ZWIREN TITLE AGCY INC |
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 90 CHRISTOPHER ST MONTCLAIR NJ 070424228, MONTCLAIR, NJ 07042-4228 |
| Document Number | 0000075989 |
|---|---|
| Date | Aug 10, 2020 |
| Instrument | 75989 |
| Name | WELLS FARGO BK |
|---|---|
| Type | Bank |
| Address | SIOUX FALLS, SD 57104 |
| Amount | Amount Recorded |
|---|---|
| Term | 360 Months |
| Due | Aug 9, 2050 |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | ESSEX NJ |
| Recording Date | Aug 10, 2020 |
| Property Address | 90 CHRISTOPHER ST, MONTCLAIR, NJ 07042-4228 |
| Document Number | 0000075988 |
| Instrument Date | Aug 3, 2020 |
| Instrument | 75988 |
| Transaction Type | Transfer |
| Record Updated | Aug 31, 2020 |
| Title Company | ZWIREN TITLE AGENCY INC, ZWIREN TITLE AGCY INC |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $1,450.00 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 90 CHRISTOPHER ST MONTCLAIR NJ 070424228, MONTCLAIR, NJ 07042-4228 |
| Document Number | 75989 |
|---|---|
| Date | Aug 10, 2020 |
| Instrument | 75989 |
| Name | WELLS FARGO BK |
|---|---|
| Type | Bank |
| Address | SIOUX FALLS, SD 57104 |
| Amount | Amount Recorded |
|---|---|
| Term | 360 Months |
| Due | Aug 9, 2050 |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | ESSEX NJ |
| Recording Date | Jun 19, 2017 |
| Property Address | 90 CHRISTOPHER ST, MONTCLAIR, NJ 07042-4228 |
| Document Number | 0000053152 |
| Instrument Date | May 12, 2017 |
| Instrument | 53152 |
| Transaction Type | Transfer |
| Record Updated | Jan 11, 2019 |
| Title Company | FIDELITY NATIONAL TITLE, FIDELITY NATIONAL TITLE INSURA |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $1,150.00 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 90 CHRISTOPHER ST MONTCLAIR NJ 070424228, MONTCLAIR, NJ 07042-4228 |
| Document Number | 53156 |
|---|---|
| Date | Jun 19, 2017 |
| Instrument | 53156 |
| Name | CAPITAL ONE NA |
|---|---|
| Type | Bank |
| Address | 7933 PRESTON RD, PLANO, TX 75024-2302 |
| Amount | Amount Recorded |
|---|---|
| Term | 360 Months |
| Due | Jun 18, 2047 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 3.75% |
Source: Essex County and Montclair Township assessment roll, as of July 2, 2026
| Type | Name |
|---|---|
| State | New Jersey |
| County | Essex County |
| County Subdivision | Montclair Township |
| Unified School District | Montclair Town School District (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $1,062,200 (-) Land $288,600 Building $773,600 | $1,062,200 (-) Land $288,600 Building $773,600 | |
| 2025 | $37,347.00 (+3.32%) | $1,062,200 (-) Land $288,600 Building $773,600 | $1,062,200 (-) Land $288,600 Building $773,600 |
| 2024 | $36,146.00 (+3.5%) | ||
| 2023 | $1,062,200 Land $288,600 Building $773,600 | $1,062,200 Land $288,600 Building $773,600 | |
| 2022 | $34,925.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective September 24, 2020 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 10 (0% premium discount) |
| Nearby Flood Policies | 4 in force |
| Nearby Flood Claims | 3 (2011–2024) |
| Claims Outside the SFHA | 3 of 3 |
| Most Recent Claim | Aug 2024 · rainfall accumulation |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 99.1% of the US · lower than 97.3% of New Jersey |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | MONTCLAIR WATER BUREAU serves 40,150 people · EPA ID NJ0713001 |
|---|---|
| Water Source | Purchased surface water from several systems |
| Last State Inspection | Sep 2024 |
| Lead | Under 1 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | Corrosion control Jan 2024 |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 578 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Optimum Fiber · Cable | 8,000 / 8,000 |
| Verizon Fiber · Fixed Wireless in parts of the area | 2,300 / 2,300 |
| Xfinity Cable | 2,000 / 250 |
| AT&T Fixed Wireless | 100 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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