96 Chestnut St, Gardner, MA 01440 Property Records

Worcester County and Gardner City property record for 96 Chestnut St, Gardner, MA 01440

Property Summary

Property Type	Duplex
Details	5 bd · 3 ba · 2,387 sqft · built 1900
Lot Size	0.13 acres (5,671 sqft)
Owner	Individual Name on Record
Last Sale	$200,000 (Jun 2026)
Tax Bill	$4,628 (2026)
Deeds & Mortgages	Jun 2026 Transfer Jun 2026 Sale
Flood Zone	Zone X (minimal risk)
APN	`M:R-25 B:0009 L:0008`

Property Details

APN / Parcel Number

Primary APN	`M:R-25 B:0009 L:0008`
Alternative APN	`GARD M:R27 B:22 L:52`

Interior

Bedrooms	5 Beds
Full Baths	3 Baths
Total Rooms	12 Rooms
Units	2 Units
Stories	2 Stories
Building Area	2,387 sqft Living Area
Gross Area	4,460 sqft
Basement Area	828 sqft
Unfinished Basement	828 sqft

Exterior

Year Built	Built 1900
Effective Year Built	Effective 1900
Architectural Style	Duplex Single
Exterior Material	Wood Siding
Roof Type	Gable
Roof Material	Slate
Lot Area	5,671 sqft (0.13 acres)

Utilities, Heating & Cooling

Heating System	Steam
Heating Fuel	Oil

Location & Zoning

Street Address	96 CHESTNUT ST
City	GARDNER
State	MA
Zip	01440-2286
Property Category	Residential
Property Type	Residential > Multi-Unit > Duplex
Local Zoning Code	R1
Legal Block	22
Legal Lot Number	52
Jurisdiction	GARDNER MA
Township / Civil Division	GARDNER
Census Block Group	3
Census Block	3011
Census Tract	707500

Owner

Source: Worcester County and Gardner City records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	96 CHESTNUT ST, GARDNER, MA 01440-2286
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Individual(s)

Deeds, Mortgages & Sale History

Date	Document
Jun 12, 2026	Quit Claim Deed, Transfer Quitclaim
Jun 12, 2026	Quit Claim Deed, Transfer

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jun 12, 2026 · Amount on Record
Deed Sale	Jun 12, 2026 · Amount on Record
Deed Document Number	202647433
Deed Book / Page	73708 / 373
Prior Transfer Date	Jun 5, 2026
Prior Transfer Doc	073708-373
Record Updated	Oct 29, 2026

June 2026: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	GARDNER MA
Recording Date	Jun 12, 2026
Property Address	96 CHESTNUT ST, GARDNER, MA 01440-2286
Document Number	073708-369
Book / Page	73708 / 369
Instrument Date	Jun 5, 2026
Instrument	202647432
Transaction Type	Transfer
Record Updated	Aug 30, 2026

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Quitclaim Notice of Foreclosure Sale

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	42 WEED ST, LOWELL, MA 01852-5309

June 2026: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	GARDNER MA
Recording Date	Jun 12, 2026
Property Address	96 CHESTNUT ST, GARDNER, MA 01440-2286
Document Number	073708-373
Book / Page	73708 / 373
Instrument Date	Jun 5, 2026
Instrument	202647433
Transaction Type	Transfer
Record Updated	Aug 30, 2026

Transaction

Amount	Amount Recorded
Tax	$0.00
Amount Accuracy	Full Amount Stated

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name

Tax Assessment & Valuation

Source: Worcester County and Gardner City assessment roll, as of April 14, 2026

Property Jurisdictions

Type	Name
State	Massachusetts
County	Worcester County
Municipality	Gardner City
Unified School District	Gardner School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$4,628.00 (+8.66%)	$336,100 (+13.32%) Land $72,600 Building $263,500	$174,568
2025	$4,259.00 (+4.57%)	$296,600 (+9.16%) Land $66,000 Building $230,600
2024	$4,073.00 (+1.52%)	$271,700 (+9.25%) Land $60,000 Building $211,700
2023	$4,012.00	$248,700 Land $59,100 Building $189,600

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective November 30, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 57% of Massachusetts
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	GARDNER WATER DEPARTMENT serves 21,381 people · EPA ID MA2103000
Water Source	Surface water
Last State Inspection	Oct 2024
Lead	3 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	Treatment failure resolved · Jan 2022
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 388 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 2,000
Gateway Fiber Fiber	2,000 / 2,000
T-Mobile Fixed Wireless	100 / 20

May also be available: Verizon.

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