Worcester County and Gardner City property record for 83 Chestnut St, Gardner, MA 01440 · Last verified May 2026
| Property Type | Residential > Multi-Unit > Duplex |
|---|---|
| Bedrooms | 5 Beds |
| Bathrooms | 2 Baths |
| Year Built | Built 1900 |
| Square Footage | 2,745 sqft Living Area |
| Lot Size | 9,556 sqft (0.219 acres) |
| Occupancy | Owner Occupied |
| Last Sale | $131,969 (2017) |
| Tax Bill | $51.00 (2025) |
| Primary APN | M:Q-25 B:0074 L:0017 |
|---|---|
| Alternative APN |
|
| Bedrooms | 5 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 8 Rooms |
| Units | 2 Units |
| Building Area | 2,745 sqft Living Area |
| Gross Area | 4,570 sqft Gross Area |
| Stories | 3 Stories |
| Year Built | Built 1900 |
|---|---|
| Effective Year Built | Effective 1900 |
| Architectural Style | Duplex Single Style |
| Exterior Material | Wood Siding Exterior |
| Roof Construction | Gable Roof Construction |
| Roof Material | Asphalt Roof |
| Lot Area | 9,556 sqft (0.219 acres) |
| Heating System | Hot Water Heating |
|---|---|
| Heating Fuel | Oil Heating Fuel |
| Street Address | 83 CHESTNUT ST |
|---|---|
| City | GARDNER |
| State | MA |
| Zip | 01440-2205 |
| Property Usage | Residential Property Usage |
| Type | Residential > Multi-Unit > Duplex |
| Legal Block | 22 |
| Legal Lot Number | 17 |
| Jurisdiction | GARDNER MA |
| Minor Civil Division | GARDNER |
| Census Blockgroup | 2 |
| Census Block | 2007 |
| Census Tract | 707200 |
Source: Worcester County and Gardner City records · APN M:Q-25 B:0074 L:0017
Assessment roll updated April 14, 2026 · Last verified May 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 83 CHESTNUT ST, GARDNER, MA 01440-2205 |
| Occupancy | Owner Occupied |
| Owner Type | Owner is an Individual, Couple or Unincorporated Entity |
| Date | Document |
|---|---|
| Sep 16, 2020 | Deed of Trust, Mortgage · Stand Alone Refinance TOTAL MORTGAGE SERVICES LLC |
| Jan 18, 2018 | Deed of Trust, Mortgage VILLAGE MORTGAGE CORPORATION |
| Apr 12, 2017 | Quit Claim Arm's Length for NE States, Transfer · Federal Housing Administration (FHA) Mortgage VILLAGE MORTGAGE CORPORATION |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | Apr 12, 2017 · Amount on Record |
| Deed Sale | Apr 12, 2017 · Amount on Record |
| Prior Sale | Jul 13, 2016 · Amount on Record |
| Deed Book / Page | 56970 / 159 |
| Record Refreshed | Jun 08, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | GARDNER MA |
| Property Address | 83 CHESTNUT ST, GARDNER, MA 01440-2205 |
| Transaction Type | Mortgage |
| Record Updated | Jun 24, 2022 |
| Name | Verified Name |
|---|
| Document Number | 063268-253 |
|---|---|
| Date | Sep 16, 2020 |
| Book Page | 63268/253 |
| Instrument | 107117 |
| Name | TOTAL MORTGAGE SERVICES LLC |
|---|---|
| Type | Mortgage Company |
| Type | Stand Alone Refinance |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Oct 01, 2050 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | GARDNER MA |
| Property Address | 83 CHESTNUT ST, GARDNER, MA 01440-2205 |
| Transaction Type | Mortgage |
| Record Updated | Jun 24, 2022 |
| Name | Verified Name |
|---|
| Document Number | 058331-276 |
|---|---|
| Date | Jan 18, 2018 |
| Book Page | 58331/276 |
| Instrument | 5541 |
| Name | VILLAGE MORTGAGE CORPORATION |
|---|---|
| Type | Mortgage Company |
| Amount | Amount Recorded |
|---|---|
| Term | 360 Months |
| Due | Jan 01, 2048 |
| Document Type | Quit Claim Arm's Length for NE States |
|---|---|
| Jurisdiction | GARDNER MA |
| Recording Date | Apr 12, 2017 |
| Property Address | 83 CHESTNUT ST, GARDNER, MA 01440-2205 |
| Document Number | 56970-159 |
| Book / Page | 56970 / 159 |
| Instrument | 36730 |
| Transaction Type | Transfer |
| Record Updated | May 12, 2021 |
| Amount | Amount Recorded |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $33.30 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|
| Document Number | 569700163 |
|---|---|
| Date | Apr 12, 2017 |
| Instrument | 56970/0163 |
| Name | VILLAGE MORTGAGE CORPORATION |
|---|---|
| Type | Mortgage Company |
| Type | Federal Housing Administration (FHA) Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Apr 12, 2047 |
Source: Worcester County and Gardner City records · Assessment roll updated April 14, 2026 · Last verified May 2026
| Type | Name |
|---|---|
| State | Massachusetts |
| County | Worcester County |
| Municipality | Gardner City |
| Unified School District | Gardner School District (PK - 12) |
Assessed value is set for property tax purposes and is not a market price estimate.
| Year | Tax Bill | Assessed Value |
|---|---|---|
| 2025 | $51.00 (-98.96%) | $360,200 (+9.62%) Land $68,200 Building $292,000 |
| 2024 | $4,926.00 (+0.88%) | $328,600 (+8.56%) Land $62,100 Building $266,500 |
| 2023 | $4,883.00 | $302,700 Land $61,200 Building $241,500 |
Source: FEMA National Flood Hazard Layer, Worcester County (25027C), updated November 30, 2025 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Special Flood Hazard Area | No |
| Wildfire Risk | Not rated no burnable land in reach |
|---|---|
| Wildfire Likelihood | Negligible |
| Exposure | None beyond ember reach |
Values are read at the parcel center point; lenders make the official flood determination.
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