95 Chestnut St, Gardner, MA 01440 Property Records

Worcester County and Gardner City property record for 95 Chestnut St, Gardner, MA 01440 · Last verified April 2026

Property Highlights

Property Type	Residential > Multi-Unit > Duplex
Bedrooms	5 Beds
Bathrooms	2 Baths
Architecture Style	Duplex Single
Year Built	Built 1885
Square Footage	2,232 sqft Living Area
Lot Size	18,511 sqft (0.425 acres)
Occupancy	Owner Occupied
Tax Bill	$3,962.00 (2025)

Property Details

APN / Parcel Number

Primary APN	`M:Q-25 B:0072 L:0015`
Alternative APN	`GARD M:R27 B:22 L:15`

Interior

Bedrooms	5 Beds
Full Baths	2 Baths
Total Rooms	9 Rooms
Units	2 Units
Building Area	2,232 sqft Living Area
Gross Area	3,655 sqft Gross Area
Stories	2 Stories

Exterior

Year Built	Built 1885
Effective Year Built	Effective 1885
Architectural Style	Duplex Single Style
Exterior Material	Aluminum/Vinyl Exterior
Roof Construction	Mansard Roof Construction
Roof Material	Asphalt Roof
Lot Area	18,511 sqft (0.425 acres)

Utilities and HVAC

Heating System	Steam Heating
Heating Fuel	Oil Heating Fuel

Location & Zoning

Street Address	95 CHESTNUT ST
City	GARDNER
State	MA
Zip	01440-2205
Property Usage	Residential Property Usage
Type	Residential > Multi-Unit > Duplex
Legal Block	22
Legal Lot Number	15
Jurisdiction	GARDNER MA
Minor Civil Division	GARDNER
Census Blockgroup	2
Census Block	2007
Census Tract	707200

Owner

Source: Worcester County and Gardner City records · APN M:Q-25 B:0072 L:0015

Assessment roll updated April 14, 2026 · Last verified April 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	95 CHESTNUT ST, BALDWINVILLE, MA 01436-1454
Occupancy	Owner Occupied
Owner Type	Owner is an Individual, Couple or Unincorporated Entity

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Verified Name on Deed
Record Refreshed	Jun 08, 2026

Tax Assessment & Valuation

Source: Worcester County and Gardner City records · Assessment roll updated April 14, 2026 · Last verified April 2026

Property Jurisdictions

Type	Name
State	Massachusetts
County	Worcester County
Municipality	Gardner City
Unified School District	Gardner School District (PK - 12)

Tax Bill & Assessment History

Assessed value is set for property tax purposes and is not a market price estimate.

Year	Tax Bill	Assessed Value
2025	$3,962.00 (+1.9%)	$275,900 (+6.36%) Land $73,700 Building $202,200
2024	$3,888.00 (+2.45%)	$259,400 (+10.24%) Land $67,000 Building $192,400
2023	$3,795.00	$235,300 Land $66,000 Building $169,300

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Worcester County (25027C), updated November 30, 2025 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Flood Hazard	Minimal
500-Year Floodplain	No
Special Flood Hazard Area	No

Wildfire

Wildfire Risk	Not rated no burnable land in reach
Wildfire Likelihood	Negligible
Exposure	None beyond ember reach

Values are read at the parcel center point; lenders make the official flood determination.