96 Cedar St, Somerville, MA 02143 Property Records

Middlesex County and Somerville City property record for 96 Cedar St, Somerville, MA 02143

Property Summary

Property Type	Apartments (5+ Units)
Details	9 bd · 7.5 ba · 6,000 sqft · built 1900
Lot Size	0.177 acres (7,691 sqft)
Owner	Company Name on File
Last Sale	$2,625,000 (Aug 2023)
Tax Bill	$28,436 (2026)
Deeds & Mortgages	Sep 2023 Transfer Aug 2023 Sale & Mortgage + 4 more
Flood Zone	Zone X (minimal risk)
APN	`29-F-5`

Property Details

APN / Parcel Number

Primary APN	`29-F-5`
Alternative APNs	`SOME M:29 B:F L:5` `3138162`

Interior

Bedrooms	9 Beds
Full Baths	7.5 Baths
Half Baths	3 Half Baths
Total Rooms	20 Rooms
Units	4 Units
Stories	3 Stories
Building Area	6,000 sqft Living Area
Gross Area	10,384 sqft
Basement Area	2,400 sqft
Unfinished Basement	2,400 sqft

Exterior

Year Built	Built 1900
Effective Year Built	Effective 1900
Architectural Style	Condo/Apartment
Exterior Material	Aluminum/Vinyl
Roof Type	Gable
Roof Material	Asphalt
Lot Area	7,691 sqft (0.177 acres)

Utilities, Heating & Cooling

Heating System	Hot Water
Heating Fuel	Gas

Location & Zoning

Account Number	3138162
Street Address	96 CEDAR ST
City	SOMERVILLE
State	MA
Zip	02143-1321
Property Category	Residential
Property Type	Residential > Multi-Unit > Apartments (5+ Units)
Local Zoning Code	NR
Legal Block	F
Legal Lot Number	5
Jurisdiction	SOMERVILLE MA
Township / Civil Division	SOMERVILLE
Census Block Group	2
Census Block	2005
Census Tract	351002

Owner

96 Cedar St, a residential property, is owned by a company that acquired it in September 2023.

Source: Middlesex County and Somerville City records, as of October 20, 2026

Owner of Record	Company Name on File
Mailing Address	59 GREENHOOD ST, DEDHAM, MA 02026-2216
Owner Type	Company
Vesting	Company

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Sep 15, 2023	Quit Claim Deed, Transfer Quitclaim
Aug 9, 2023	Quit Claim Deed, Transfer · Stand-Alone First Mortgage EAST CAMBRIDGE SAVINGS BANK
Mar 21, 2023	Deed of Trust, Mortgage · Commercial Mortgage STONEHAM SAVINGS BANK
Mar 28, 2018	Deed of Trust, Mortgage · Commercial Mortgage STONEHAM COOPERATIVE BANK
Jul 9, 2020	Deed of Trust, Mortgage · Commercial Mortgage STONEHAM COOPERATIVE BANK
Dec 11, 2020	Deed of Trust, Mortgage · Second Mortgage (Down Payment) BANKGLOUCESTER (GLOUCESTER COOP BANK)

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Aug 9, 2023 · Amount on File
Deed Sale	Aug 9, 2023 · Amount on File
Prior Sale	Sep 15, 2014
Deed Document Number	202388922
Last Transfer Date	Sep 14, 2023
Transfer Doc	081996-528
Record Updated	Oct 29, 2026

September 2023: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	SOMERVILLE MA
Recording Date	Sep 15, 2023
Property Address	96 CEDAR ST, SOMERVILLE, MA 02143-1321
Document Number	081996-528
Book / Page	81996 / 528
Instrument Date	Sep 14, 2023
Instrument	104082
Transaction Type	Transfer
Record Updated	Sep 29, 2023

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	59 GREENHOOD ST, DEDHAM, MA 02026-2216

August 2023: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	SOMERVILLE MA
Recording Date	Aug 9, 2023
Property Address	96 CEDAR ST, SOMERVILLE, MA 02143-1321
Document Number	0081869-85
Book / Page	81869 / 85
Instrument Date	Aug 8, 2023
Instrument	88922
Transaction Type	Transfer
Record Updated	Aug 25, 2023

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	59 GREENHOOD ST, DEDHAM, MA 02026-2216

Mortgage

Document Number	0000088923
Date	Aug 9, 2023
Instrument	88923

Lender

Name	EAST CAMBRIDGE SAVINGS BANK
Type	Bank

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount on Record

Interest

Rate Type	Adjustable Rate
Rate	6.5%
Type Change Date	Sep 1, 2030
Max Rate At Change	2.75%
Index	Other

March 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SOMERVILLE MA
Property Address	96 CEDAR ST, SOMERVILLE, MA 02143-1321
Transaction Type	Mortgage
Record Updated	Apr 7, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	081348-121
Date	Mar 21, 2023
Book Page	81348/121
Instrument	27919

Lender

Name	STONEHAM SAVINGS BANK
Type	Bank

Agreement

Type	Commercial Mortgage
Amount	Amount on Record

March 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SOMERVILLE MA
Property Address	96 CEDAR ST, SOMERVILLE, MA 02143-1321
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	70791-48
Date	Mar 28, 2018
Book Page	70791/48
Instrument	41373

Lender

Name	STONEHAM COOPERATIVE BANK
Type	Bank

Agreement

Type	Commercial Mortgage
Amount	Amount on Record

July 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SOMERVILLE MA
Property Address	96 CEDAR ST, SOMERVILLE, MA 02143-1321
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	75072-450
Date	Jul 9, 2020
Book Page	75072/450
Instrument	109664

Lender

Name	STONEHAM COOPERATIVE BANK
Type	Bank

Agreement

Type	Commercial Mortgage
Amount	Amount on Record

December 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SOMERVILLE MA
Property Address	96 CEDAR ST, SOMERVILLE, MA 02143-1321
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	76401-266
Date	Dec 11, 2020
Book Page	76401/266
Instrument	235835

Lender

Name	BANKGLOUCESTER (GLOUCESTER COOP BANK)

Agreement

Type	Second Mortgage (Down Payment)
Amount	Amount on Record

Tax Assessment & Valuation

The 2026 property tax bill for 96 Cedar St was $28,436, up 8.7% from the year before.

Source: Middlesex County and Somerville City assessment roll, as of April 14, 2026

Property Jurisdictions

Type	Name
State	Massachusetts
County	Middlesex County
Municipality	Somerville City
Unified School District	Somerville School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026	$28,436.00 (+8.71%)	$2,589,800 (+8.02%) Land $961,700 Building $1,628,100
2025	$26,157.00 (+23.28%)	$2,397,500 (+18.88%) Land $916,000 Building $1,481,500
2024	$21,217.00 (+3.07%)	$2,016,800 (+1.3%) Land $916,000 Building $1,100,800
2023	$20,586.00	$1,990,900 Land $916,000 Building $1,074,900

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

FEMA maps place 96 Cedar St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective September 10, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

The area around 96 Cedar St has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SOMERVILLE WATER DEPT. (MWRA) serves 81,045 people · EPA ID MA3274000
Water Source	Purchased surface water from MWRA
Last State Inspection	Oct 2025
Lead	4 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Lead service line replacement currently in violation since Nov 2019
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 1,249 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 2,000
Astound Broadband Cable · Fiber in parts of the area	1,500 / 50
Verizon Fixed Wireless	1,000 / 75
Netafy Fixed Wireless	630 / 140
T-Mobile Fixed Wireless	100 / 20
AT&T Fixed Wireless	100 / 20

May also be available: Starry.

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