91 Cedar St, Somerville, MA 02143 Property Records

Middlesex County and Somerville City property record for 91 Cedar St, Somerville, MA 02143

Property Summary

Property Type	Duplex
Details	4 bd · 2 ba · 2,424 sqft · built 1910
Lot Size	0.092 acres (4,000 sqft)
Owner	2 Individual Names on File
Last Sale	$1,025,000 (Feb 2017)
Tax Bill	$14,014 (2025)
Deeds & Mortgages	Mar 2017 Mortgage Feb 2017 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`35-A-52`

Property Details

APN / Parcel Number

Primary APN	`35-A-52`
Alternative APNs	`SOME M:35 B:A L:52` `4190130`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Total Rooms	10 Rooms
Units	2 Units
Stories	2 Stories
Building Area	2,424 sqft Living Area
Gross Area	3,656 sqft

Exterior

Year Built	Built 1910
Effective Year Built	Effective 1910
Architectural Style	Duplex Single
Exterior Material	Other
Roof Type	Gable
Roof Material	Asphalt
Lot Area	4,000 sqft (0.092 acres)
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Heating System	Hot Water
Heating Fuel	Gas

Location & Zoning

Account Number	4190130
Street Address	91 CEDAR ST
City	SOMERVILLE
State	MA
Zip	02143-1318
Property Category	Residential
Property Type	Residential > Multi-Unit > Duplex
Local Zoning Code	NR
Legal Block	A
Legal Lot Number	52
Jurisdiction	SOMERVILLE MA
Township / Civil Division	SOMERVILLE
Census Block Group	3
Census Block	3000
Census Tract	351002

Owner

91 Cedar St, a duplex, is owned by two individuals who bought it in February 2017.

Source: Middlesex County and Somerville City records, as of October 9, 2026

Owner of Record	2 Individual Names on File
Mailing Address	43 DOVER ST, CAMBRIDGE, MA 02140-1205
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Mar 24, 2017	Deed of Trust, Mortgage COUNTY MORTGAGE LLC
Feb 27, 2017	Quit Claim Deed, Transfer · Commercial Mortgage NORTH SHORE BANK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Feb 27, 2017 · Amount on File
Deed Sale	Feb 27, 2017 · Amount on File
Prior Sale	Aug 1, 2008 · Amount on File
Deed Book / Page	68942 / 306
Transfer Doc	068942-306
Record Updated	Oct 29, 2026

March 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SOMERVILLE MA
Property Address	91 CEDAR ST, SOMERVILLE, MA 02143-1318
Transaction Type	Mortgage
Record Updated	Feb 7, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	69052-223
Date	Mar 24, 2017
Book Page	69052/223
Instrument	43799

Lender

Name	COUNTY MORTGAGE LLC

Agreement

Amount	Amount on Record

February 2017: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	SOMERVILLE MA
Recording Date	Feb 27, 2017
Property Address	91 CEDAR ST, SOMERVILLE, MA 02143-1318
Document Number	68942-306
Book / Page	68942 / 306
Instrument	30180
Transaction Type	Transfer
Record Updated	May 12, 2021

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$72.61
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants

Mortgage

Document Number	689420308
Date	Feb 27, 2017
Instrument	68942/0308

Lender

Name	NORTH SHORE BANK
Type	Bank

Agreement

Type	Commercial Mortgage
Amount	Amount on Record

Tax Assessment & Valuation

The 2025 property tax bill for 91 Cedar St was $14,014, up 6.9% from the year before.

Source: Middlesex County and Somerville City assessment roll, as of April 14, 2026

Property Jurisdictions

Type	Name
State	Massachusetts
County	Middlesex County
Municipality	Somerville City
Unified School District	Somerville School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2025	$14,014.00 (+6.86%)	$1,284,500 (+3.04%) Land $614,800 Building $669,700
2024	$13,114.00 (+1.56%)	$1,246,600 (-0.18%) Land $614,800 Building $631,800
2023	$12,913.00	$1,248,800 Land $614,800 Building $634,000

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

FEMA maps place 91 Cedar St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective September 10, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 91 Cedar St has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SOMERVILLE WATER DEPT. (MWRA) serves 81,045 people · EPA ID MA3274000
Water Source	Purchased surface water from MWRA
Last State Inspection	Oct 2025
Lead	4 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Lead service line replacement currently in violation since Nov 2019
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 1,249 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 2,000
Astound Broadband Cable · Fiber in parts of the area	1,500 / 50
Verizon Fixed Wireless	1,000 / 75
Netafy Fixed Wireless	630 / 140
T-Mobile Fixed Wireless	100 / 20
AT&T Fixed Wireless	100 / 20

May also be available: Starry.

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