Middlesex County and Somerville City property record for 95 Cedar St, Somerville, MA 02143
| Property Type | Duplex |
|---|---|
| Details | 5 bd · 2 ba · 2,636 sqft · built 1905 |
| Lot Size | 0.092 acres (3,999 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $629,000 (Dec 2005) |
| Tax Bill | $12,191 (2025) |
| Deeds & Mortgages | Dec 2020 Refinance |
| Flood Zone | Zone X (minimal risk) |
| APN | 35-A-54 |
| Primary APN | 35-A-54 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 5 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 12 Rooms |
| Units | 2 Units |
| Stories | 3 Stories |
| Building Area | 2,636 sqft Living Area |
| Gross Area | 4,480 sqft |
| Year Built | Built 1905 |
|---|---|
| Effective Year Built | Effective 1905 |
| Architectural Style | Duplex Single |
| Exterior Material | Shingles |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 3,999 sqft (0.092 acres) |
| Parking Spaces | 1 Parking Space |
| Deck Area | Deck Area |
| Heating System | Forced Air with A/C |
|---|---|
| Heating Fuel | Gas |
| Account Number | 15509182 |
|---|---|
| Street Address | 95 CEDAR ST |
| City | SOMERVILLE |
| State | MA |
| Zip | 02143-1318 |
| Property Category | Residential |
| Property Type | Residential > Multi-Unit > Duplex |
| Local Zoning Code | NR |
| Legal Block | A |
| Legal Lot Number | 54 |
| Jurisdiction | SOMERVILLE MA |
| Township / Civil Division | SOMERVILLE |
| Census Block Group | 3 |
| Census Block | 3000 |
| Census Tract | 351002 |
Source: Middlesex County and Somerville City records, as of April 14, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 7 SILVER CT, BEVERLY, MA 01915-5020 |
| Owner Type | Individual |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Dec 2, 2005 · Amount on Record |
| Deed Sale | Dec 2, 2005 · Amount on Record |
| Prior Sale | Mar 12, 2001 · Amount on Record |
| Deed Document Number | 2005265993 |
| Deed Book / Page | 46590 / 521 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SOMERVILLE MA |
| Property Address | 95 CEDAR ST, SOMERVILLE, MA 02143-1318 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Name | Verified Name |
|---|
| Document Number | 76309-529 |
|---|---|
| Date | Dec 1, 2020 |
| Book Page | 76309/529 |
| Instrument | 226817 |
| Name | HOME POINT FINANCIAL CORPORATION |
|---|---|
| Type | Government Agency |
| Type | Stand-Alone Refinance |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Jan 1, 2051 |
Source: Middlesex County and Somerville City assessment roll, as of April 14, 2026
| Type | Name |
|---|---|
| State | Massachusetts |
| County | Middlesex County |
| Municipality | Somerville City |
| Unified School District | Somerville School District (PK - 12) |
| Year | Tax Bill | Assessed Value |
|---|---|---|
| 2025 | $12,191.00 (+4.55%) | $1,117,400 (+0.8%) Land $614,800 Building $502,600 |
| 2024 | $11,661.00 (+4.93%) | $1,108,500 (+3.14%) Land $614,800 Building $493,700 |
| 2023 | $11,113.00 | $1,074,800 Land $614,800 Building $460,000 |
Assessed value is set for property tax purposes and is not a market price estimate.
Source: FEMA National Flood Hazard Layer, effective September 10, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | SOMERVILLE WATER DEPT. (MWRA) serves 81,045 people · EPA ID MA3274000 |
|---|---|
| Water Source | Purchased surface water from MWRA |
| Last State Inspection | Oct 2025 |
| Lead | 4 ppb (2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | Lead service line replacement currently in violation since Nov 2019 |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 1,249 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 2,000 |
| Astound Broadband Cable · Fiber in parts of the area | 1,500 / 50 |
| Verizon Fixed Wireless | 1,000 / 75 |
| Netafy Fixed Wireless | 630 / 140 |
| T-Mobile Fixed Wireless | 100 / 20 |
| AT&T Fixed Wireless | 100 / 20 |
May also be available: Starry.
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