96 Bennison Ln, Flat Rock, NC 28731 Property Records

Henderson County property record for 96 Bennison Ln, Flat Rock, NC 28731

Property Summary

Property Type	Single Family Home
Details	3 bd · 3 ba · 3,064 sqft · built 1963
Lot Size	0.51 acres (22,216 sqft)
Owner	2 Individual Names on File
Last Sale	$301,000 (Nov 2021)
Tax Bill	$2,250 (2025)
Deeds & Mortgages	Nov 2021 Sale & Mortgage Jun 2021 Line of Credit
Flood Zone	Zone X (minimal risk)
APN	`9587568844`

Property Details

APN / Parcel Number

Primary APN	`9587568844`
Alternative APNs	`00958756884455` `9973115`

Interior

Bedrooms	3 Beds
Full Baths	3 Baths
Plumbing Fixtures	11 Plumbing Fixtures
Stories	1 Story
Building Area	3,064 sqft Heated Area
1st Floor Area	1,662 sqft
Basement Area	1,402 sqft
Finished Basement	1,402 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1963
Effective Year Built	Effective 2005
Architectural Style	Ranch
Exterior Material	Wood Siding
Foundation Type	Block
Roof Type	Gable
Roof Material	Asphalt
Lot Area	22,216 sqft (0.51 acres)
Garage Area	418 sqft
Parking Spaces	2 Parking Spaces
Deck Area	380 sqft
Canopy	144 sqft
Utility Building	240 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Heat Pump

Location & Zoning

Account Number	9973115
Street Address	96 BENNISON LN
City	FLAT ROCK
State	NC
Zip	28731-7805
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	9973115~R2
Legal Description	BENNISON PLACE LO3 PL2003-4638
Legal Subdivision	BENNISON PLACE
Legal Block	56
Legal Lot Number	8844
Jurisdiction	HENDERSON NC
Township / Civil Division	BLUE RIDGE
Census Block Group	1
Census Block	1023
Census Tract	930201

Owner

96 Bennison Ln is owned and occupied by two individuals who bought it in November 2021.

Source: Henderson County records, as of July 14, 2026

Owner of Record	2 Individual Names on File
Mailing Address	96 BENNISON LN, FLAT ROCK, NC 28731-7805
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Nov 10, 2021	Warranty Deed, Transfer · Conventional Mortgage ATLANTIC BAY MORTGAGE GROUP LLC
Jun 23, 2021	Deed of Trust, Mortgage · Line of Credit FIRST CITIZENS BANK & TRUST CO

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Nov 10, 2021 · Amount on File
Deed Sale	Nov 10, 2021 · Amount on File
Deed Document Number	2021967145
Deed Book / Page	3818 / 535
Record Updated	Oct 29, 2026

November 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	HENDERSON NC
Recording Date	Nov 10, 2021
Property Address	96 BENNISON LN, FLAT ROCK, NC 28731-7805
Document Number	0038180535
Book / Page	3818 / 535
Map Reference	SL 4638
Instrument Date	Nov 6, 2021
Instrument	967145
Transaction Type	Transfer
Record Updated	Jan 19, 2022

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$602.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	747 BEN CLARK RD, 747, MARSHALL, NC 28753-0209

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	96 BENNISON LN, FLAT ROCK, NC 28731-7805

Mortgage

Document Number	0000967146
Date	Nov 10, 2021
Instrument	967146

Lender

Name	ATLANTIC BAY MORTGAGE GROUP LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Dec 1, 2051

June 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HENDERSON NC
Property Address	96 BENNISON LN, FLAT ROCK, NC 28731-7805
Transaction Type	Mortgage
Record Updated	Jul 7, 2021
Title Company	STEWART TITLE, STEWART TTL GUARANTY NON CA

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	747 BEN CLARK RD, MARSHALL, NC 28753-0209

Mortgage

Document Number	0037360257
Date	Jun 23, 2021
Book Page	3736/257
Instrument	956468

Lender

Name	FIRST CITIZENS BANK & TRUST CO
Type	Bank
Address	RALEIGH, NC 27611

Agreement

Type	Line of Credit
Amount	Amount on Record

Tax Assessment & Valuation

The 2025 property tax bill for 96 Bennison Ln was $2,250.

Source: Henderson County assessment roll, as of July 14, 2026

Property Jurisdictions

Type	Name
State	North Carolina
County	Henderson County
Unified School District	Henderson County Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$401,200 Land $44,700 Building $356,500
2025	$2,250.00
2023		$397,400 Land $44,700 Building $352,700	$401,200 Land $44,700 Building $356,500

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 96 Bennison Ln in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective October 12, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 96 Bennison Ln is low, with a 0.04% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 64% of the US · above 50% of North Carolina
Wildfire Likelihood	0.04% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF HENDERSONVILLE serves 79,278 people · EPA ID NC0145010
Water Source	Surface water
Last State Inspection	Aug 2025
Lead	Under 1 ppb (2026–2028) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 35 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Optimum Cable	940 / 35
Verizon Fixed Wireless	300 / 20

May also be available: Spectrum.

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