27 Bennison Ln, Flat Rock, NC 28731 Property Records

Henderson County property record for 27 Bennison Ln, Flat Rock, NC 28731

Property Summary

Property Type	Manufactured or Modular Home
Details	3 bd · 2 ba · 1,782 sqft · built 2004
Lot Size	0.56 acres (24,394 sqft)
Owner	Individual Name on File
Last Sale	$250,000 (May 2022)
Tax Bill	$1,403 (2025)
Deeds & Mortgages	Jul 2022 Mortgage May 2022 Sale
Flood Zone	Zone X (minimal risk)
APN	`9587662625`

Property Details

APN / Parcel Number

Primary APN	`9587662625`
Alternative APNs	`00958766262555` `9973120`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Plumbing Fixtures	8 Plumbing Fixtures
Stories	1 Story
Building Area	1,782 sqft Heated Area
1st Floor Area	1,782 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2004
Effective Year Built	Effective 2013
Architectural Style	Modular
Exterior Material	Aluminum/Vinyl
Foundation Type	No Foundation
Roof Type	Gable
Roof Material	Asphalt
Lot Area	24,394 sqft (0.56 acres)
Deck Area	60 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Heat Pump

Location & Zoning

Account Number	9973120
Street Address	27 BENNISON LN
City	FLAT ROCK
State	NC
Zip	28731-7805
Property Category	Residential
Property Type	Residential > Prefabricated > Manufactured or Modular Home
Local Zoning Code	9973120~R2
Legal Description	# 8 BENNISON PLACE PL2003-4638
Legal Subdivision	BENNISON PLACE
Legal Block	66
Legal Lot Number	2625
Jurisdiction	HENDERSON NC
Township / Civil Division	BLUE RIDGE
Census Block Group	1
Census Block	1023
Census Tract	930201

Owner

27 Bennison Ln, a residential property, is owned and occupied by an individual who bought it in May 2022.

Source: Henderson County records, as of July 14, 2026

Owner of Record	Individual Name on File
Mailing Address	27 BENNISON LN, FLAT ROCK, NC 28731-7805
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jul 14, 2022	Deed of Trust, Mortgage · Conventional Mortgage STATE EMPLOYEES CU
May 31, 2022	Warranty Deed, Transfer CHICAGO TITLE COMPANY, CHICAGO TITLE INSURANCE CO

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	May 31, 2022 · Amount on File
Deed Sale	May 31, 2022 · Amount on File
Deed Document Number	2022980537
Deed Book / Page	3920 / 34
Record Updated	Sep 20, 2026

July 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HENDERSON NC
Property Address	27 BENNISON LN, FLAT ROCK, NC 28731-7805
Transaction Type	Mortgage
Record Updated	Aug 2, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0039370665
Date	Jul 14, 2022
Book Page	3937/665
Instrument	983099

Lender

Name	STATE EMPLOYEES CU
Type	Credit Union
Address	RALEIGH, NC 27611

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Aug 1, 2052

Interest

Rate Type	Adjustable Rate
Rate	3.7%
Type Change Date	Aug 1, 2027
Change Frequency	5 Years
Min Rate At Change	3.25%
Max Rate At Change	5.7%
Index	5-Year CMT
Margin	2
Max Rate	9.7%

May 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	HENDERSON NC
Recording Date	May 31, 2022
Property Address	27 BENNISON LN, FLAT ROCK, NC 28731-7805
Document Number	0039200034
Book / Page	3920 / 34
Map Reference	SL 4638
Instrument Date	May 30, 2022
Instrument	980537
Transaction Type	Transfer
Record Updated	Jun 20, 2022
Title Company	CHICAGO TITLE COMPANY, CHICAGO TITLE INSURANCE CO

Transaction

Amount	Amount on Record
Tax	$500.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	104 N HILLS DRNOB, 104, HENDERSONVILLE, NC 28791

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	27 BENNISON LN, FLAT ROCK, NC 28731-7805

Tax Assessment & Valuation

The 2025 property tax bill for 27 Bennison Ln was $1,403.

Source: Henderson County assessment roll, as of July 14, 2026

Property Jurisdictions

Type	Name
State	North Carolina
County	Henderson County
Unified School District	Henderson County Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$250,200 Land $69,000 Building $181,200
2025	$1,403.00
2023		$250,200 Land $69,000 Building $181,200	$250,200 Land $69,000 Building $181,200

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 27 Bennison Ln in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective October 12, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 27 Bennison Ln is low, with a 0.04% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 64% of the US · above 50% of North Carolina
Wildfire Likelihood	0.04% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF HENDERSONVILLE serves 79,278 people · EPA ID NC0145010
Water Source	Surface water
Last State Inspection	Aug 2025
Lead	Under 1 ppb (2026–2028) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 35 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Optimum Cable	940 / 35
Verizon Fixed Wireless	300 / 20

May also be available: Spectrum.

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