79 Bennison Ln, Flat Rock, NC 28731 Property Records

Henderson County property record for 79 Bennison Ln, Flat Rock, NC 28731

Property Summary

Property Type	Manufactured or Modular Home
Details	4 bd · 2 ba · 1,620 sqft · built 2004
Lot Size	0.59 acres (25,700 sqft)
Owner	2 Individual Names on Record
Last Sale	$236,500 (Jun 2021)
Tax Bill	$1,291 (2025)
Deeds & Mortgages	Jun 2021 Sale & Mortgage Jan 2020 Transfer + 2 more
Flood Zone	Zone X (minimal risk)
APN	`9587569549`

Property Details

APN / Parcel Number

Primary APN	`9587569549`
Alternative APNs	`00958756954955` `9973118`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Plumbing Fixtures	8 Plumbing Fixtures
Stories	1 Story
Building Area	1,620 sqft Heated Area
1st Floor Area	1,620 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2004
Effective Year Built	Effective 2019
Architectural Style	Modular
Exterior Material	Aluminum/Vinyl
Foundation Type	No Foundation
Roof Type	Gable
Roof Material	Asphalt
Lot Area	25,700 sqft (0.59 acres)
Deck Area	124 sqft
Utility Building	168 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Heat Pump

Location & Zoning

Account Number	9973118
Street Address	79 BENNISON LN
City	FLAT ROCK
State	NC
Zip	28731-7805
Property Category	Residential
Property Type	Residential > Prefabricated > Manufactured or Modular Home
Local Zoning Code	9973118~R2
Legal Description	BENNISON PLACE LO6 PL2003-4638
Legal Subdivision	BENNISON PLACE
Legal Block	56
Legal Lot Number	9549
Jurisdiction	HENDERSON NC
Township / Civil Division	BLUE RIDGE
Census Block Group	1
Census Block	1023
Census Tract	930201

Owner

Source: Henderson County records, as of July 14, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	2500 MAIN ST, LAWRENCE TOWNSHIP, NJ 08648-1600
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jun 21, 2021	Warranty Deed, Transfer · Conventional Mortgage ALCOVA MORTGAGE LLC
Jan 30, 2020	Quit Claim Deed, Transfer ATTORNEY ONLY
Nov 27, 2019	Warranty Deed, Transfer
Apr 18, 2019	Deed of Trust, Mortgage · Conventional Mortgage STATE EMPS CU

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jun 21, 2021 · Amount on Record
Deed Sale	Jun 21, 2021 · Amount on Record
Prior Sale	Nov 27, 2019 · Amount on Record
Deed Document Number	2021956179
Deed Book / Page	3734 / 252
Prior Transfer Date	Jan 30, 2020
Prior Transfer Doc	0034450445
Record Updated	Sep 20, 2026

June 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	HENDERSON NC
Recording Date	Jun 21, 2021
Property Address	79 BENNISON LN, FLAT ROCK, NC 28731-7805
Document Number	0037340252
Book / Page	3734 / 252
Map Reference	SL 4638
Instrument Date	Jun 18, 2021
Instrument	956179
Transaction Type	Transfer
Record Updated	Jul 7, 2021

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$473.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	4636 BISON ST, 4636, BOCA RATON, FL 33428-4136

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	79 BENNISON LN, FLAT ROCK, NC 28731-7805

Mortgage

Document Number	956180
Date	Jun 21, 2021
Instrument	956180

Lender

Name	ALCOVA MORTGAGE LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jul 1, 2051

January 2020: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	HENDERSON NC
Recording Date	Jan 30, 2020
Property Address	79 BENNISON LN, FLAT ROCK, NC 28731-7805
Document Number	0034450445
Book / Page	003445 / 000445
Instrument Date	Jan 30, 2020
Instrument	919038
Transaction Type	Transfer
Record Updated	Feb 27, 2020
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	79 BENNISON LN FLAT ROCK NC 287317805, FLAT ROCK, NC 28731-7805

November 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	HENDERSON NC
Recording Date	Nov 27, 2019
Property Address	79 BENNISON LN, FLAT ROCK, NC 28731-7805
Document Number	0034200374
Book / Page	3420 / 374
Instrument Date	Oct 18, 2019
Transaction Type	Transfer
Record Updated	May 10, 2021

Transaction

Amount	Amount Recorded
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	79 BENNISON LN, FLAT ROCK, NC 28731-7805

April 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HENDERSON NC
Property Address	79 BENNISON LN, FLAT ROCK, NC 28731-7805
Document Number	0033270394
Instrument Date	Apr 18, 2019
Transaction Type	Mortgage
Record Updated	May 22, 2019
Title Company	ACCURATE EQUITY GROUP, ACCURATE EQUITY GRP

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	79 BENNISON LN FLAT ROCK NC 287317805, FLAT ROCK, NC 28731-7805

Mortgage

Document Number	0033270394
Date	Apr 26, 2019
Book Page	003327/000394
Instrument	902529

Lender

Name	STATE EMPS CU
Address	RALEIGH, NC 27611-5279

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	240 Months
Due	Apr 25, 2039

Tax Assessment & Valuation

Source: Henderson County assessment roll, as of July 14, 2026

Property Jurisdictions

Type	Name
State	North Carolina
County	Henderson County
Unified School District	Henderson County Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$230,200 (-) Land $46,700 Building $183,500
2025	$1,291.00	$230,200 (-2.87%) Land $46,700 Building $183,500
2023		$237,000 Land $46,700 Building $190,300	$230,200 Land $46,700 Building $183,500

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 12, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 64% of the US · above 50% of North Carolina
Wildfire Likelihood	0.04% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF HENDERSONVILLE serves 79,278 people · EPA ID NC0145010
Water Source	Surface water
Last State Inspection	Aug 2025
Lead	Under 1 ppb (2026–2028) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 35 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Optimum Cable	940 / 35
Verizon Fixed Wireless	300 / 20

May also be available: Spectrum.

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