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96 Bay Dr, Key West, FL 33040 Property Records

Monroe County property record for 96 Bay Dr, Key West, FL 33040

Property Summary

Property TypeSingle Family Home
Details2 bd · 1 ba · 1,026 sqft · built 1976
Lot Size0.186 acres (8,138 sqft)
OwnerIndividual Name on Record
Last Sale$1,210,000 (Oct 2023)
Tax Bill$9,506 (2024)
Deeds & MortgagesOct 2023 Sale
Mar 2022 Sale
Flood ZoneZone AE (high risk)
APN00160770-000000

Property Details

APN / Parcel Number

Primary APN00160770-000000
Alternative APNs
  • 08672700160770000000
  • 1206342

Interior

Bedrooms2 Beds
Full Baths1 Bath
Stories2 Stories
Building Area1,026 sqft Living Area
1st Floor Area1,266 sqft
Interior WallsWallboard/Drywall

Exterior

Year BuiltBuilt 1976
Effective Year BuiltEffective 2013
Exterior MaterialOther
Construction TypeMasonry / Concrete Block
Foundation TypePile
Roof TypeGable/Hip
Roof MaterialMetal
Lot Area8,138 sqft (0.186 acres)
Garage TypeCarport
CarportCarport
Carport Area64 sqft

Exterior Amenities

Pool TypePublic / Commercial Pool
PorchOpen Porch
Porch Area1,444 sqft
Patio Area1,275 sqft
Boat AccessBoat Access

Utilities, Heating & Cooling

Cooling SystemNone
Heating SystemForced Air

Location & Zoning

Account Number1206342
Old Parcel Number08672700160770000000
Street Address96 BAY DR
CityKEY WEST
StateFL
Zip33040-6115
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionBK 5 LT 48 BAY POINT AMENDED PLAT SADDLEBUNCH KEYS PB3-75 OR298-272 OR572-92 OR717-186 OR3162-2014 OR3247-1617
Legal Range27E
Legal Township67S
Legal Section08
Legal SubdivisionBAY POINT AMD PLAT
Legal Block5
Legal Lot Number48
JurisdictionMONROE FL
Township / Civil DivisionLOWER KEYS
Census Block Group1
Census Block1039
Census Tract971600

Owner

Source: Monroe County records, as of December 5, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Co-ownerCo-owner on Record
Mailing Address96 BAY DR, KEY WEST, FL 33040-6115
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Oct 19, 2023Warranty Deed, Transfer
ATTORNEY ONLY, ATTORNEY
Mar 23, 2022Warranty Deed, Transfer
ATTORNEY ONLY, ATTORNEY

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleOct 19, 2023 · Amount on Record
Deed SaleOct 19, 2023 · Amount on Record
Prior SaleMar 23, 2022 · Amount on Record
Deed Document Number2437135
Deed Book / Page3247 / 1617
Record UpdatedJun 8, 2026

October 2023: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionMONROE FL
Recording DateOct 19, 2023
Property Address96 BAY DR, KEY WEST, FL 33040-6115
Document Number0032471617
Book / Page3247 / 1617
Map ReferenceMB 3 PG 75
Instrument DateOct 18, 2023
Instrument2437135
Transaction TypeTransfer
Record UpdatedNov 6, 2023
Title CompanyATTORNEY ONLY, ATTORNEY

Transaction

AmountAmount Recorded
Tax$8,470.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address14100 ELDERBERRY RD, GOLDEN, CO 80401-2014

Transferred To (Grantee/Buyer)

NameVerified Name
Address96 BAY DR, KEY WEST, FL 33040-6115

March 2022: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionMONROE FL
Recording DateMar 23, 2022
Property Address96 BAY DR, KEY WEST, FL 33040-6115
Document Number0031622014
Book / Page3162 / 2014
Map ReferenceMB 3 PG 75
Instrument DateMar 11, 2022
Instrument2367217
Transaction TypeTransfer
Record UpdatedApr 8, 2022
Title CompanyATTORNEY ONLY, ATTORNEY

Transaction

AmountAmount Recorded
Tax$7,756.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address1139 SANDSTONE DR, VAIL, CO 81657-5544

Tax Assessment & Valuation

Source: Monroe County assessment roll, as of July 1, 2025

Property Jurisdictions

TypeName
StateFlorida
CountyMonroe County
Unified School DistrictMonroe County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$1,090,485 (-20.07%) Land $821,450 Building $269,035$1,090,485 (-20.07%) Land $821,450 Building $269,035
2024$9,506.00 (-22.11%)
2023$12,204.00 (+46.93%)$1,364,314 (+51.22%) Land $1,106,442 Building $257,872$1,364,314 (+51.22%) Land $1,106,442 Building $257,872
2022$8,306.00$902,192 Land $641,234 Building $260,958$902,192 Land $641,234 Building $260,958

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 24, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone AE
high risk
100-Year FloodplainYes
1% annual chance
FloodwayNo
Base Flood Elevation10.0 ft
Flood Insurance RequirementRequired
federally backed loans
Flood Insurance CostPremium on Record
median of 537 policies
Community Rating SystemClass 3 (35% premium discount)
Nearby Flood Policies537 in force
Nearby Flood Claims1,085 (1980–2022)
Claims Outside the SFHA1 of 1,085
Most Recent ClaimSep 2022 · Hurricane Ian
Claims by Event
  • Hurricane Irma, Sep 2017 · 256 claims
  • Hurricane Wilma, Oct 2005 · 486 claims
  • Hurricane Georges, Oct 1998 · 297 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 140 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
AT&T
Fiber		5,000 / 5,000
Xfinity
Cable		1,200 / 35

Cell Coverage

5G and 4G LTE (outdoors only)

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