Monroe County property record for 92 Bay Dr, Key West, FL 33040
| Property Type | Single Family Home |
|---|---|
| Details | 2 bd · 1 ba · 1,227 sqft · built 1964 |
| Lot Size | 0.193 acres (8,444 sqft) |
| Owner | Company Name on Record |
| Last Sale | $1,325,000 (Jun 2024) |
| Tax Bill | $4,438 (2024) |
| Flood Zone | Zone AE (high risk) |
| APN | 00160750-000000 |
| Primary APN | 00160750-000000 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 1 Bath |
| Stories | 1 Story |
| Building Area | 1,227 sqft Living Area |
| 1st Floor Area | 1,227 sqft |
| Interior Walls | Plywood |
| Year Built | Built 1964 |
|---|---|
| Effective Year Built | Effective 2010 |
| Exterior Material | Other |
| Construction Type | Masonry / Concrete Block |
| Foundation Type | Slab (Mat/Raft) |
| Roof Type | Gable/Hip |
| Roof Material | Shingle |
| Lot Area | 8,444 sqft (0.193 acres) |
| Garage Type | Carport |
| Carport | Carport |
| Pool Type | Public / Commercial Pool |
|---|---|
| Porch | Open Porch |
| Porch Area | 513 sqft |
| Fence | Fence |
| Boat Access | Boat Access |
| Cooling System | None |
|---|---|
| Heating System | Forced Air |
| Account Number | 1206326 |
|---|---|
| Old Parcel Number | 08672700160750000000 |
| Street Address | 92 BAY DR |
| City | KEY WEST |
| State | FL |
| Zip | 33040-6115 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | BK 5 LT 46 BAY POINT AMENDED PLAT SADDLEBUNCH KEYS PB3-75 OR304-318 OR352-580 OR793-1687 OR847-2461 OR1047-1027 OR1069-1165 |
| Legal Range | 27E |
| Legal Township | 67S |
| Legal Section | 08 |
| Legal Subdivision | BAY POINT AMD PLAT |
| Legal Block | 5 |
| Legal Lot Number | 46 |
| Jurisdiction | MONROE FL |
| Township / Civil Division | LOWER KEYS |
| Census Block Group | 1 |
| Census Block | 1039 |
| Census Tract | 971600 |
Source: Monroe County records, as of December 5, 2025
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Company Name on Record |
|---|---|
| Co-owner | Co-owner on Record |
| Mailing Address | 92 BAY DR, KEY WEST, FL 33040-6115 |
| Occupancy | Owner Occupied |
| Owner Type | Company |
| Vesting | Trust |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jun 11, 2024 · Amount on Record |
| Deed Sale | Jun 11, 2024 · Amount on Record |
| Prior Sale | Apr 29, 2010 · Amount on Record |
| Deed Document Number | 2464832 |
| Deed Book / Page | 3280 / 517 |
| Record Updated | Jun 8, 2026 |
Source: Monroe County assessment roll, as of July 1, 2025
| Type | Name |
|---|---|
| State | Florida |
| County | Monroe County |
| Unified School District | Monroe County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $603,716 (-6.01%) | $1,103,716 (-16.13%) Land $844,262 Building $259,454 | |
| 2024 | $4,438.00 (-4.58%) | ||
| 2023 | $4,651.00 (+15.47%) Homeowner's exemption | $642,335 (+34.04%) | $1,315,972 (+56.65%) Land $1,137,169 Building $178,803 |
| 2022 | $4,028.00 Homeowner's exemption | $479,224 | $840,060 Land $659,041 Building $181,019 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective September 24, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone AE high risk |
|---|---|
| 100-Year Floodplain | Yes 1% annual chance |
| Floodway | No |
| Base Flood Elevation | 10.0 ft |
| Flood Insurance Requirement | Required federally backed loans |
| Flood Insurance Cost | Premium on Record median of 537 policies |
| Community Rating System | Class 3 (35% premium discount) |
| Nearby Flood Policies | 537 in force |
| Nearby Flood Claims | 1,085 (1980–2022) |
| Claims Outside the SFHA | 1 of 1,085 |
| Most Recent Claim | Sep 2022 · Hurricane Ian |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 140 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber | 5,000 / 5,000 |
| Xfinity Cable | 1,200 / 35 |
5G and 4G LTE (outdoors only)
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