Monroe County property record for 93 Bay Dr, Key West, FL 33040
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,687 sqft · built 1982 |
| Lot Size | 0.222 acres (9,688 sqft) |
| Owner | Owner Name on Record |
| Tax Bill | $6,187 (2024) |
| Flood Zone | Zone AE (high risk) |
| APN | 00161110-000000 |
| Primary APN | 00161110-000000 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Stories | 2 Stories |
| Building Area | 1,687 sqft Living Area |
| 1st Floor Area | 1,687 sqft |
| Interior Walls | Wallboard/Drywall |
| Elevator | Elevator |
| Year Built | Built 1982 |
|---|---|
| Effective Year Built | Effective 2010 |
| Exterior Material | Combination |
| Construction Type | Masonry / Concrete Block |
| Foundation Type | Pile |
| Roof Type | Gable/Hip |
| Roof Material | Shingle |
| Lot Area | 9,688 sqft (0.222 acres) |
| Garage Type | Carport |
| Carport | Carport |
| Porch | Open Porch |
|---|---|
| Porch Area | 448 sqft |
| Deck Area | 600 sqft |
| Patio Area | 1,627 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air |
| Account Number | 1206687 |
|---|---|
| Street Address | 93 BAY DR |
| City | KEY WEST |
| State | FL |
| Zip | 33040-6114 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | BK 6 LT 32 BAY POINT AMENDED PLAT SADDLEBUNCH KEYS PB3-75 OR242-178/179 OR784-1509 OR829-1784/AG OR942-952 OR1270-2435D/C |
| Legal Range | 27E |
| Legal Township | 67S |
| Legal Section | 08 |
| Legal Subdivision | BAY POINT AMD PLAT |
| Legal Block | 6 |
| Legal Lot Number | 32 |
| Jurisdiction | MONROE FL |
| Township / Civil Division | LOWER KEYS |
| Census Block Group | 1 |
| Census Block | 1039 |
| Census Tract | 971600 |
Source: Monroe County records, as of December 5, 2025
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Owner Name on Record |
|---|---|
| Mailing Address | 93 BAY DR, KEY WEST, FL 33040-6114 |
| Occupancy | Owner Occupied |
| Deed Names | Name on Deed |
|---|---|
| Last Transfer Date | Jun 20, 2000 |
| Transfer Doc | 0016390649 |
| Record Updated | Jun 8, 2026 |
Source: Monroe County assessment roll, as of July 1, 2025
| Type | Name |
|---|---|
| State | Florida |
| County | Monroe County |
| Unified School District | Monroe County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $761,139 (-35.5%) | $1,330,618 (-18.97%) Land $952,756 Building $377,862 | |
| 2024 | $6,187.00 (-24.34%) | ||
| 2023 | $8,177.00 (+15.69%) Senior Citizen's exemption | $1,180,137 (+30.82%) | $1,642,141 (+48.34%) Land $1,283,304 Building $358,837 |
| 2022 | $7,068.00 Senior Citizen's exemption | $902,104 | $1,106,990 Land $743,733 Building $363,257 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective September 24, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone AE high risk |
|---|---|
| 100-Year Floodplain | Yes 1% annual chance |
| Floodway | No |
| Base Flood Elevation | 10.0 ft |
| Flood Insurance Requirement | Required federally backed loans |
| Flood Insurance Cost | Premium on Record median of 537 policies |
| Community Rating System | Class 3 (35% premium discount) |
| Nearby Flood Policies | 537 in force |
| Nearby Flood Claims | 1,085 (1980–2022) |
| Claims Outside the SFHA | 1 of 1,085 |
| Most Recent Claim | Sep 2022 · Hurricane Ian |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 140 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber | 5,000 / 5,000 |
| Xfinity Cable | 1,200 / 35 |
5G and 4G LTE (outdoors only)
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