9596 Cherrywood, Roscoe, IL 61073 Property Records

Winnebago County property record for 9596 Cherrywood, Roscoe, IL 61073

Property Summary

Property Type	Single Family Home
Details	2 ba · 2,028 sqft · built 1991
Lot Size	0.737 acres (32,090 sqft)
Owner	2 Individual Names on Record
Last Sale	$149,500 (Dec 2010)
Tax Bill	$6,556 (2025)
Deeds & Mortgages	Apr 2020 Mortgage May 2019 Line of Credit
Flood Zone	Zone X (minimal risk)
APN	`08-03-453-007`

Property Details

APN / Parcel Number

Primary APN	`08-03-453-007`
Alternative APNs	`803453007` `111D188`

Interior

Full Baths	2 Baths
Building Area	2,028 sqft Living Area
1st Floor Area	1,346 sqft
Basement Area	664 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1991
Effective Year Built	Effective 1991
Architectural Style	Tri-Level
Exterior Material	Concrete
Roof Material	Asphalt
Lot Area	32,090 sqft (0.737 acres)
Garage Area	576 sqft
Deck Area	240 sqft

Utilities, Heating & Cooling

Heating System	Central
Heating Fuel	Gas

Location & Zoning

Account Number	111D188
Street Address	9596 CHERRYWOOD
City	ROSCOE
State	IL
Zip	61073-8381
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1 - SINGL
Legal Description	PLAT NO 6 SAGEWOOD SUB BNG PT SE1/4 SEC 3 & PT N1/2 SEC 10 ALL 45-2 LOT 188
Legal Subdivision	PLAT NO 6 SAGEWOOD SUB
Legal Lot Number	188
Jurisdiction	WINNEBAGO IL
Township / Civil Division	HARLEM
Census Block Group	3
Census Block	3029
Census Tract	3806

Owner

Source: Winnebago County records, as of July 28, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on Record
Mailing Address	9596 CHERRYWOOD, ROSCOE, IL 61073-8381
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Tenants by the Entirety

Deeds, Mortgages & Sale History

Date	Document
Apr 3, 2020	Deed of Trust, Mortgage · Conventional Mortgage HERITAGE CU
May 4, 2019	Deed of Trust, Mortgage · Line of Credit HERITAGE CU

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Dec 17, 2010 · Amount on Record
Deed Sale	Dec 17, 2010 · Amount on Record
Deed Document Number	201050848
Record Updated	Sep 20, 2026

April 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WINNEBAGO IL
Property Address	9596 CHERRYWOOD, ROSCOE, IL 61073-8381
Document Number	0001009335
Instrument Date	Apr 3, 2020
Transaction Type	Mortgage
Record Updated	May 27, 2020
Title Company	INGEO

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	9596 CHERRYWOOD ROSCOE IL 610738381, ROSCOE, IL 61073-8381

Mortgage

Document Number	0001009335
Date	Apr 9, 2020
Instrument	1009335

Lender

Name	HERITAGE CU
Type	Credit Union
Address	MADISON, WI 53704

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	180 Months
Due	Apr 8, 2035

Interest

Rate Type	Fixed Rate
Rate	3.12%

May 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WINNEBAGO IL
Property Address	9596 CHERRYWOOD, ROSCOE, IL 61073-8381
Document Number	0001016404
Instrument Date	May 4, 2019
Transaction Type	Mortgage
Record Updated	Jun 20, 2019
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	9596 CHERRYWOOD ROSCOE IL 610738381, ROSCOE, IL 61073-8381

Mortgage

Document Number	0001016404
Date	May 13, 2019
Instrument	1016404

Lender

Name	HERITAGE CU
Type	Credit Union
Address	MADISON, WI 53704

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	264 Months
Due	May 12, 2041

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

Source: Winnebago County assessment roll, as of July 28, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	Winnebago County
County Subdivision	Harlem Township
Municipality	Roscoe Village
Unified School District	Harlem Unit School District 122 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$6,556.00	$86,137 (+35.75%) Land $14,716 Building $71,421	$258,411 (+35.75%) Land $44,148 Building $214,263
2022	Homeowner's exemption	$63,452 Land $10,840 Building $52,612	$190,356 Land $32,520 Building $157,836

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective July 12, 2023

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 86% of Illinois
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	NORTH PARK PWD serves 35,580 people · EPA ID IL2015500
Water Source	Groundwater
Last State Inspection	Dec 2023
Lead	2 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 235 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Metronet Fiber	5,120 / 5,120
Spectrum Cable	1,000 / 35
T-Mobile Fixed Wireless	100 / 20
AT&T Fixed Wireless	100 / 20

May also be available: Verizon.

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