9478 Cherrywood, Roscoe, IL 61073 Property Records

Winnebago County property record for 9478 Cherrywood, Roscoe, IL 61073

Property Summary

Property Type	Single Family Home
Details	3 bd · 2.5 ba · 2,028 sqft · built 1991
Lot Size	0.8 acres (34,868 sqft)
Owner	2 Individual Names on Record
Last Sale	$258,000 (Mar 2023)
Tax Bill	$6,615 (2025)
Deeds & Mortgages	Mar 2023 Sale & Mortgage Dec 2022 Sale & Line of Credit + 3 more
Flood Zone	Zone X (minimal risk)
APN	`08-10-202-003`

Property Details

APN / Parcel Number

Primary APN	`08-10-202-003`
Alternative APNs	`810202003` `111D186`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	7 Rooms
Building Area	2,028 sqft Living Area
1st Floor Area	1,346 sqft
Basement Area	664 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1991
Effective Year Built	Effective 1991
Architectural Style	Tri-Level
Exterior Material	Concrete
Roof Material	Asphalt
Lot Area	34,868 sqft (0.8 acres)
Garage Area	976 sqft
Deck Area	224 sqft

Utilities, Heating & Cooling

Heating System	Central
Heating Fuel	Gas

Location & Zoning

Street Address	9478 CHERRYWOOD
City	ROSCOE
State	IL
Zip	61073-8378
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1 - SINGL
Legal Description	PLAT NO 6 SAGEWOOD SUB BNG PT SE1/4 SEC 3 & PT N1/2 SEC 10 ALL 45-2 LOT 186
Legal Subdivision	PLAT NO 6 SAGEWOOD SUB
Legal Lot Number	186
Jurisdiction	WINNEBAGO IL
Township / Civil Division	HARLEM
Census Block Group	3
Census Block	3029
Census Tract	3806

Owner

Source: Winnebago County records, as of October 19, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	9478 CHERRYWOOD, ROSCOE, IL 61073-8378
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Tenants by the Entirety

Deeds, Mortgages & Sale History

Date	Document
Mar 6, 2023	Warranty Deed, Transfer · Conventional Mortgage ONE REPUBLIC INC
Dec 5, 2022	Deed, Transfer · Line of Credit NORTHWEST BANK ROCKFORD
Aug 11, 2022	Special Warranty Deed, Transfer · VA Mortgage MORTGAGE RESEARCH CENTER LLC
Oct 15, 2021	Foreclosure
Mar 14, 2017	Warranty Deed, Transfer · Conventional with PMI STILLMAN BANCORP

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Mar 6, 2023 · Amount on Record
Deed Sale	Mar 6, 2023 · Amount on Record
Prior Sale	Aug 11, 2022 · Amount on Record
Deed Document Number	20234618
Prior Transfer Date	Oct 12, 2021
Prior Transfer Doc	0000037061
Record Updated	Oct 29, 2026

March 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	WINNEBAGO IL
Recording Date	Mar 6, 2023
Property Address	9478 CHERRYWOOD, ROSCOE, IL 61073-8378
Document Number	0000004618
Map Reference	BK38 PG169A
Instrument Date	Mar 2, 2023
Instrument	2304618
Transaction Type	Transfer
Record Updated	Mar 22, 2023
Title Company	TULSA ABSTRACT AND TITLE COMPANY, TUA

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$387.00
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	9478 CHERRYWOOD, ROSCOE, IL 61073-8378

Mortgage

Document Number	0000004619
Date	Mar 6, 2023
Instrument	2304619

Lender

Name	ONE REPUBLIC INC
Type	Funding / Finance Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Apr 1, 2053

December 2022: Deed, Transfer

Document Type	Deed
Jurisdiction	WINNEBAGO IL
Recording Date	Dec 5, 2022
Property Address	9478 CHERRYWOOD, ROSCOE, IL 61073-8378
Document Number	0000036239
Map Reference	BK6 PG14
Instrument Date	Nov 30, 2022
Instrument	2236239
Transaction Type	Transfer
Record Updated	Dec 21, 2022
Title Company	LAKESHORE TITLE AGENCY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$193.50
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	7817 W MCRAE WAY, GLENDALE, AZ 85308-5925

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	816 22ND ST, ROCKFORD, IL 61108-3536

Mortgage

Document Number	0000036240
Date	Dec 5, 2022
Instrument	2236240

Lender

Name	NORTHWEST BANK ROCKFORD
Type	Bank

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	60 Months
Due	Nov 30, 2027

Interest

Rate Type	Fixed Rate
Rate	6.75%

August 2022: Special Warranty Deed, Transfer

Document Type	Special Warranty Deed
Jurisdiction	WINNEBAGO IL
Recording Date	Aug 11, 2022
Property Address	9478 CHERRYWOOD, ROSCOE, IL 61073-8378
Document Number	0000024848
Map Reference	BK38 PG169A
Instrument Date	Jun 15, 2022
Instrument	2224848
Transaction Type	Transfer
Record Updated	Aug 31, 2022

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$285.75
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	9478 CHERRYWOOD, ROSCOE, IL 61073-8378

Mortgage

Document Number	0000024849
Date	Aug 11, 2022
Instrument	2224849

Lender

Name	MORTGAGE RESEARCH CENTER LLC

Agreement

Type	VA Mortgage
Amount	Amount Recorded

Interest

Rate	4.25%

October 2021: Foreclosure

Document Type	Foreclosure
Jurisdiction	WINNEBAGO IL
Recording Date	Oct 15, 2021
Property Address	9478 CHERRYWOOD, ROSCOE, IL 61073-8378
Document Number	0000037061
Map Reference	PB 38 PG 169A
Instrument Date	Oct 12, 2021
Instrument	2137061
Transaction Type	Foreclosure
Record Updated	May 19, 2022

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Notice of Foreclosure Sale

Transferred From (Grantor/Seller)

Name	Verified Name
Address	1 S WACKER DR LBBY 24, 1, CHICAGO, IL 60606-4615

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	5000 PLANO PKWY, CARROLLTON, TX 75010-4900
Investor	Possibly a Property Investor

March 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	WINNEBAGO IL
Recording Date	Mar 14, 2017
Property Address	9478 CHERRYWOOD, ROSCOE, IL 61073-8378
Document Number	0001007415
Instrument Date	Mar 10, 2017
Instrument	1007415
Transaction Type	Transfer
Record Updated	Mar 27, 2017
Title Company	TITLE UNDERWRITERS AGENCY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	9478 CHERRYWOOD ROSCOE IL 610738378, ROSCOE, IL 61073-8378

Mortgage

Document Number	1007416
Date	Mar 14, 2017
Instrument	1007416

Lender

Name	STILLMAN BANCORP
Type	Mortgage Company
Address	STILLMAN VALLEY, IL 61084

Agreement

Type	Conventional with PMI
Amount	Amount Recorded
Term	360 Months
Due	Mar 13, 2047

Tax Assessment & Valuation

Source: Winnebago County assessment roll, as of July 28, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	Winnebago County
County Subdivision	Harlem Township
Municipality	Roscoe Village
Unified School District	Harlem Unit School District 122 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$6,615.00	$86,860 (+39.48%) Land $14,716 Building $72,144	$260,580 (+39.48%) Land $44,148 Building $216,432
2022	Homeowner's exemption	$62,275 Land $10,840 Building $51,435	$186,825 Land $32,520 Building $154,305

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective July 12, 2023

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 86% of Illinois
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	NORTH PARK PWD serves 35,580 people · EPA ID IL2015500
Water Source	Groundwater
Last State Inspection	Dec 2023
Lead	2 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 235 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Metronet Fiber	5,120 / 5,120
Spectrum Cable	1,000 / 35
T-Mobile Fixed Wireless	100 / 20
AT&T Fixed Wireless	100 / 20

May also be available: Verizon.

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