9454 Cherrywood, Roscoe, IL 61073 Property Records

Winnebago County property record for 9454 Cherrywood, Roscoe, IL 61073

Property Summary

Property Type	Single Family Home
Details	2 ba · 1,728 sqft · built 1991
Lot Size	0.798 acres (34,765 sqft)
Owner	2 Individual Names on File
Last Sale	$135,000 (Aug 2003)
Tax Bill	$2,370 (2025)
Deeds & Mortgages	Jul 2026 Mortgage Nov 2025 Line of Credit + 1 more
Flood Zone	Zone X (minimal risk)
APN	`08-10-202-004`

Property Details

APN / Parcel Number

Primary APN	`08-10-202-004`
Alternative APNs	`810202004` `111D185`

Interior

Full Baths	2 Baths
Stories	1 Story
Building Area	1,728 sqft Living Area
1st Floor Area	1,728 sqft
Basement Area	1,728 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1991
Effective Year Built	Effective 1991
Architectural Style	Ranch
Exterior Material	Concrete
Roof Material	Asphalt
Lot Area	34,765 sqft (0.798 acres)
Garage Area	528 sqft
Deck Area	320 sqft

Utilities, Heating & Cooling

Heating System	Central
Heating Fuel	Gas

Location & Zoning

Account Number	111D185
Street Address	9454 CHERRYWOOD
City	ROSCOE
State	IL
Zip	61073-8378
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1 - SINGL
Legal Description	PLAT NO 6 SAGEWOOD SUB BNG PT SE1/4 SEC 3 & PT N1/2 SEC 10 ALL 45-2 LOT 185
Legal Subdivision	PLAT NO 6 SAGEWOOD SUB
Legal Lot Number	185
Jurisdiction	WINNEBAGO IL
Township / Civil Division	HARLEM
Census Block Group	3
Census Block	3029
Census Tract	3806

Owner

9454 Cherrywood is owned and occupied by two individuals who bought it in August 2003.

Source: Winnebago County records, as of October 12, 2026

Owner of Record	2 Individual Names on File
Mailing Address	9454 CHERRYWOOD, ROSCOE, IL 61073-8378
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Tenants by the Entirety

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jul 30, 2026	Deed of Trust, Mortgage · FHA Mortgage AMERISAVE MORTGAGE CORPORATION
Nov 6, 2025	Deed of Trust, Mortgage · Line of Credit JP MORGAN CHASE BANK
Apr 15, 2020	Deed of Trust, Mortgage · Conventional Mortgage JP MORGAN CHASE BK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Aug 8, 2003 · Amount on File
Deed Sale	Aug 8, 2003 · Amount on File
Deed Document Number	2003378093
Record Updated	Oct 29, 2026

July 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WINNEBAGO IL
Recording Date	Jul 30, 2026
Property Address	9454 CHERRYWOOD, ROSCOE, IL 61073-8378
Document Number	0000019627
Instrument Date	Jul 25, 2026
Instrument	202619627
Transaction Type	Mortgage
Record Updated	Aug 13, 2026
Title Company	2020 TITLE LLC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	9454 CHERRYWOOD, ROSCOE, IL 61073-8378

Mortgage

Document Number	0000019627,
Date	Jul 30, 2026
Instrument	202619627

Lender

Name	AMERISAVE MORTGAGE CORPORATION

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Aug 1, 2056

Interest

Rate	6.13%
Max Rate	-1%

November 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WINNEBAGO IL
Property Address	9454 CHERRYWOOD, ROSCOE, IL 61073-8378
Transaction Type	Mortgage
Record Updated	Dec 3, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000029029
Date	Nov 6, 2025
Instrument	2529029

Lender

Name	JP MORGAN CHASE BANK
Type	Bank

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	360 Months
Due	Nov 8, 2055

April 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WINNEBAGO IL
Property Address	9454 CHERRYWOOD, ROSCOE, IL 61073-8378
Document Number	0001010219
Instrument Date	Apr 15, 2020
Transaction Type	Mortgage
Record Updated	May 11, 2020
Title Company	TITLE SERVICE AND LIAISON COMPANIES, SIMPLIFILE LC E-RECORDING

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	9454 CHERRYWOOD ROSCOE IL 610738378, ROSCOE, IL 61073-8378

Mortgage

Document Number	0001010219
Date	Apr 21, 2020
Instrument	1010219

Lender

Name	JP MORGAN CHASE BK
Type	Bank
Address	COLUMBUS, OH 43240-2050

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Apr 20, 2050

Tax Assessment & Valuation

The 2025 property tax bill for 9454 Cherrywood was $2,370 with exemptions applied.

Source: Winnebago County assessment roll, as of July 28, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	Winnebago County
County Subdivision	Harlem Township
Municipality	Roscoe Village
Unified School District	Harlem Unit School District 122 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,370.00	$84,927 Land $14,716 Building $70,211	$254,781 Land $44,148 Building $210,633
2022	Homeowner's exemption	$62,560 Land $10,840 Building $51,720	$187,680 Land $32,520 Building $155,160

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 9454 Cherrywood in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective July 12, 2023

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 9454 Cherrywood is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 86% of Illinois
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	NORTH PARK PWD serves 35,580 people · EPA ID IL2015500
Water Source	Groundwater
Last State Inspection	Dec 2023
Lead	2 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 235 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Metronet Fiber	5,120 / 5,120
Spectrum Cable	1,000 / 35
T-Mobile Fixed Wireless	100 / 20
AT&T Fixed Wireless	100 / 20

May also be available: Verizon.

Nearby Properties on Cherrywood

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures