959 Royce Ave, Joliet, IL 60432 Property Records

Will County property record for 959 Royce Ave, Joliet, IL 60432

Property Summary

Property Type	Single Family Home
Details	4 bd · 3.5 ba · 648 sqft · built 1905
Lot Size	0.08 acres (3,546 sqft)
Owner	Individual Name on Record
Last Sale	$98,000 (Jul 2017)
Tax Bill	$4,064 (2025)
Deeds & Mortgages	Nov 2020 Mortgage Jul 2017 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`30-07-03-411-022`

Property Details

APN / Parcel Number

Primary APN	`30-07-03-411-022`
Alternative APN	`07034110220000`

Interior

Bedrooms	4 Beds
Full Baths	3.5 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	648 sqft
Gross Area	1,296 sqft
Basement Area	648 sqft
Finished Basement	648 sqft
Unfinished Basement	648 sqft

Exterior

Year Built	Built 1905
Effective Year Built	Effective 1905
Construction Type	Frame
Lot Area	3,546 sqft (0.08 acres)
Lot Dimensions	60 ft deep x 64 ft wide

Location & Zoning

Street Address	959 ROYCE AVE
City	JOLIET
State	IL
Zip	60432-1216
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	THE E 60 FT OF THE N1/2 OF BLK 4 (EX THFM THE N 68 FT THROF) IN FRANCIS CASSADY'S 2ND SUB, OF THE W PRT OF LOT 14 OF ASSESSOR
Legal Range	10E
Legal Township	35N
Legal Section	03
Legal Subdivision	FRANCIS CASSADYS SECOND
Legal Block	4
Legal Lot Number	14
Jurisdiction	WILL IL
Township / Civil Division	JOLIET
Census Block Group	2
Census Block	2005
Census Tract	881301

Owner

Source: Will County records, as of August 24, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	959 ROYCE AVE, JOLIET, IL 60432-1216
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Nov 25, 2020	Deed of Trust, Mortgage · FHA Mortgage US BANK NA
Jul 13, 2017	Warranty Deed, Transfer · FHA Mortgage FIRST MIDWEST BANK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jul 13, 2017 · Amount on Record
Deed Sale	Jul 13, 2017 · Amount on Record
Prior Sale	Jan 27, 1999
Deed Document Number	201754015
Record Updated	Oct 29, 2026

November 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WILL IL
Property Address	959 ROYCE AVE APT C, C, JOLIET, IL 60432-1227
Transaction Type	Mortgage
Record Updated	Dec 5, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000106884
Date	Nov 25, 2020
Instrument	R2020106884

Lender

Name	US BANK NA
Type	Bank
Address	OWENSBORO, KY 42301

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	320 Months
Due	Jul 1, 2047

July 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	WILL IL
Recording Date	Jul 13, 2017
Property Address	959 ROYCE AVE APT C, C, JOLIET, IL 60432-1227
Document Number	0000054015
Map Reference	DOC R2017054015
Instrument Date	Jun 30, 2017
Instrument	R2017054015
Transaction Type	Transfer
Record Updated	Dec 5, 2022
Title Company	LAKELAND TITLE SERVICES

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	959 ROYCE AVE, JOLIET, IL 60432-1216

Mortgage

Document Number	0000054016
Date	Jul 13, 2017
Instrument	R2017054016

Lender

Name	FIRST MIDWEST BANK
Type	Bank
Address	GURNEE, IL 60031

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jul 1, 2047

Interest

Rate Type	Fixed Rate
Rate	5%

Tax Assessment & Valuation

Source: Will County assessment roll, as of August 24, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	Will County
County Subdivision	Joliet Township
Municipality	Joliet City
Elementary School District	Joliet Public School District 86 (PK - 08)
Secondary School District	Joliet Township High School District 204 (09 - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$4,064.00 (+18.66%)	$58,611 (+9.3%) Land $7,438 Building $51,173	$175,833 (+9.3%) Land $22,314 Building $153,519
2024		$53,624 (+24.43%) Land $6,805 Building $46,819	$160,872 (+24.43%) Land $20,415 Building $140,457
2022	$3,425.00 Homeowner's exemption	$43,097 Land $5,469 Building $37,628	$129,291 Land $16,407 Building $112,884

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective June 11, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 100 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 43 policies
Nearby Flood Policies	43 in force
Nearby Flood Claims	63 (1981–2025)
Claims Outside the SFHA	5 of 63
Most Recent Claim	Aug 2025 · rainfall accumulation
Claims by Event	Severe Storms And Flooding, Aug 2007 · 36 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 94% of Illinois
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	JOLIET serves 160,000 people · EPA ID IL1970450
Water Source	Groundwater
Last State Inspection	Nov 2024
Lead	7 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Lead service line inventory Oct 2024
Monitoring and Reporting	7 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 591 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20
AT&T Fixed Wireless · DSL · Fiber in parts of the area	100 / 20

May also be available: Bertram Communications.

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