905 Royce Ave, Joliet, IL 60432 Property Records

Will County property record for 905 Royce Ave, Joliet, IL 60432

Property Summary

Property TypeSingle Family Home
Details1 ba · 899 sqft · built 1890
Lot Size0.304 acres (2,902 sqft)
OwnerIndividual Name on File
Tax Bill$3,063 (2025)
Deeds & MortgagesJan 2022 Second Mortgage
Flood ZoneZone AE (high risk)
APN30-07-03-415-016

Property Details

APN / Parcel Number

Primary APN30-07-03-415-016
Alternative APN
  • 07034150160000

Interior

Full Baths1 Bath
Stories1 Story
Building Area899 sqft
Gross Area1,421 sqft
Basement Area899 sqft

Exterior

Year BuiltBuilt 1890
Effective Year BuiltEffective 1890
Lot Area2,902 sqft (0.304 acres)
Lot Dimensions60 ft deep x 50 ft wide

Location & Zoning

Street Address905 ROYCE AVE
CityJOLIET
StateIL
Zip60432-1240
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionLOT 14 THE N, 51 FT OF LT 14 IN FRANCIS CASSEDAY'S SUB, THE W PRT OF LT 14 ASSESSOR'S SUB, BEING A SUB OF PRT OF THE W1/2 OF
Legal Range10E
Legal Township35N
Legal Section03
Legal SubdivisionFRANCIS CASSADAYS SECOND
Legal Lot Number14
JurisdictionWILL IL
Township / Civil DivisionJOLIET
Census Block Group2
Census Block2008
Census Tract881301

Owner

905 Royce Ave is owned and occupied by an individual who acquired it in October 2001.

Source: Will County records, as of August 24, 2026

Owner of RecordIndividual Name on File
Mailing Address905 ROYCE AVE, JOLIET, IL 60432-1240
OccupancyOwner Occupied
Owner TypeIndividual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesName on Deed
Last Transfer DateOct 12, 2001
Transfer Doc0000018768
Record UpdatedOct 29, 2026

January 2022: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionWILL IL
Property Address905 ROYCE AVE, JOLIET, IL 60432-1240
Transaction TypeMortgage
Record UpdatedAug 21, 2023

Transferred To (Grantee/Buyer)

NameVerified Name
Address905 ROYCE AVE, JOLIET, IL 60432-1240

Mortgage

Document Number0000005209
DateJan 14, 2022
InstrumentR2022005209
Lender
NameFREEDOM MORTGAGE CORP
TypeSubprime Lender
AddressMOUNT LAUREL, NJ 08054
Agreement
TypeStand-Alone Second Mortgage
AmountAmount on Record
Term360 Months
DueJan 1, 2052

Tax Assessment & Valuation

The 2025 property tax bill for 905 Royce Ave was $3,063.

Source: Will County assessment roll, as of August 24, 2026

Property Jurisdictions

TypeName
StateIllinois
CountyWill County
County SubdivisionJoliet Township
MunicipalityJoliet City
Elementary School DistrictJoliet Public School District 86 (PK - 08)
Secondary School DistrictJoliet Township High School District 204 (09 - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$3,063.00$46,153 (+9.3%) Land $5,623 Building $40,530$138,459 (+9.3%) Land $16,869 Building $121,590
2024$42,226 Land $5,145 Building $37,081$126,678 Land $15,435 Building $111,243
2022$2,580.00 Homeowner's exemption$33,937 Land $4,135 Building $29,802$101,811 Land $12,405 Building $89,406

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 905 Royce Ave in Zone AE, a high-risk flood area; flood insurance is required for federally backed loans.

Source: FEMA National Flood Hazard Layer, effective June 11, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone AE
high risk
100-Year FloodplainYes
1% annual chance
FloodwayNo
Base Flood ElevationVaries along the reach; see FIRM
Flood Insurance RequirementRequired
federally backed loans
Flood Insurance CostPremium on File
median of 43 policies
Nearby Flood Policies43 in force
Nearby Flood Claims63 (1981–2025)
Claims Outside the SFHA5 of 63
Most Recent ClaimAug 2025 · rainfall accumulation
Claims by Event
  • Severe Storms And Flooding, Aug 2007 · 36 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 905 Royce Ave is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 99.1% of the US · lower than 94% of Illinois
Wildfire LikelihoodUnder 0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemJOLIET
serves 160,000 people · EPA ID IL1970450
Water SourceGroundwater
Last State InspectionNov 2024
Lead7 ppb (2026)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureLead service line inventory
Oct 2024
Monitoring and Reporting7
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 591 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable
2,000 / 250
Verizon
Fixed Wireless
300 / 20
AT&T
Fixed Wireless · DSL · Fiber in parts of the area
100 / 20

May also be available: Bertram Communications.

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