Fairfax County property record for 957 Spencer Rd, Mc Lean, VA 22102
| Property Type | Single Family Home |
|---|---|
| Details | 5 bd · 6 ba · 3,664 sqft · built 2019 |
| Lot Size | 0.738 acres (32,168 sqft) |
| Owner | Trust Name on Record |
| Tax Bill | $18,458 (2025) |
| Deeds & Mortgages | Apr 2021 Mortgage Nov 2019 Transfer + 3 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 021-3-07-0007 |
| Primary APN | 021-3-07-0007 |
|---|
| Bedrooms | 5 Beds |
|---|---|
| Full Baths | 6 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 6 Rooms |
| Stories | 2 Stories |
| Building Area | 3,664 sqft Living Area |
| Basement Area | 345 sqft |
| Game Room | Game Room |
| Flooring | Wood |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2019 |
|---|---|
| Architectural Style | Other |
| Exterior Material | Other |
| Construction Type | Brick |
| Roof Material | Composition Shingle |
| Lot Area | 32,168 sqft (0.738 acres) |
| Porch | Open Porch |
| Porch Area | 110 sqft |
| Patio Area | 168 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air |
| Water Source | Commercial |
| Old Parcel Number | 0213 07 0007 |
|---|---|
| Street Address | 957 SPENCER RD |
| City | MC LEAN |
| State | VA |
| Zip | 22102-2121 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R-1(RESIDENTIAL 1 DU/AC) |
| Legal Description | SAIGON SUBDIVISION LT 7 SEC 2 |
| Legal Subdivision | SAIGON |
| Legal Lot Number | 7 |
| Jurisdiction | FAIRFAX VA |
| Township / Civil Division | DRANESVILLE |
| Census Block Group | 1 |
| Census Block | 1020 |
| Census Tract | 480201 |
Source: Fairfax County records, as of October 1, 2025
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Trust Name on Record |
|---|---|
| Co-owner | Co-owner on Record |
| Mailing Address | 957 SPENCER RD, MC LEAN, VA 22102-2121 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Trust |
| Date | Document |
|---|---|
| Apr 12, 2021 | Deed of Trust, Mortgage · Conventional Mortgage BANK-FUND STAFF FCU |
| Nov 1, 2019 | Quit Claim Deed, Transfer STEWART TITLE, STEWART TITLE & ESCROW INC |
| Oct 31, 2019 | Quit Claim Deed, Mortgage FIRST HERITAGE MTG |
| Jun 13, 2018 | Quit Claim Deed, Transfer ATTORNEY ONLY |
| Apr 5, 2018 | Trustee's Deed, Construction Loan · Line of Credit REVERE BK |
| Deed Names | 2 Names on Deed |
|---|---|
| Prior Sale | Oct 31, 2019 |
| Last Transfer Date | Nov 1, 2019 |
| Transfer Doc | 2019072293001 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | FAIRFAX VA |
| Property Address | 957 SPENCER RD, MC LEAN, VA 22102-2121 |
| Transaction Type | Mortgage |
| Record Updated | Jan 28, 2022 |
| Name | Verified Name |
|---|
| Document Number | 0065058001 |
|---|---|
| Date | Apr 12, 2021 |
| Book Page | 27034/1858 |
| Instrument | 2021065058.001 |
| Name | BANK-FUND STAFF FCU |
|---|---|
| Type | Credit Union |
| Address | WASHINGTON, DC 20006 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | May 1, 2051 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 2.75% |
| Type Change Date | May 1, 2031 |
| Change Frequency | Annually |
| Min Rate At Change | 2.75% |
| Max Rate At Change | 5.75% |
| Index | 1-Year CMT |
| Max Rate | 8.75% |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | FAIRFAX VA |
| Recording Date | Nov 1, 2019 |
| Property Address | 957 SPENCER RD, MC LEAN, VA 22102-2121 |
| Document Number | 2019072293001 |
| Book / Page | 025963 / 001924 |
| Instrument Date | Nov 1, 2019 |
| Instrument | 72293001 |
| Transaction Type | Transfer |
| Record Updated | Dec 12, 2019 |
| Title Company | STEWART TITLE, STEWART TITLE & ESCROW INC |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Living Trust |
| Address | 957 SPENCER RD MCLEAN VA 221022121, MCLEAN, VA 22102-2121 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | FAIRFAX VA |
| Recording Date | Oct 31, 2019 |
| Property Address | 957 SPENCER RD, MC LEAN, VA 22102-2121 |
| Document Number | 2019071601001 |
| Book / Page | 025960 / 000207 |
| Instrument Date | Oct 25, 2019 |
| Instrument | 71601001 |
| Transaction Type | Mortgage |
| Record Updated | Dec 11, 2019 |
| Title Company | STEWART TITLE, STEWART TITLE & ESCROW INC |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Tenants by the Entirety |
| Address | 957 SPENCER RD MCLEAN VA 221022121, MCLEAN, VA 22102-2121 |
| Document Number | 2019071601002 |
|---|---|
| Date | Oct 31, 2019 |
| Book Page | 025960/000209 |
| Instrument | 71601002 |
| Name | FIRST HERITAGE MTG |
|---|---|
| Type | Mortgage Company |
| Address | 3201 JERMANTOWN RD # 800, FAIRFAX, VA 22030-2878 |
| Amount | Amount Recorded |
|---|---|
| Term | 360 Months |
| Due | Oct 30, 2049 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 3.5% |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | FAIRFAX VA |
| Recording Date | Jun 13, 2018 |
| Property Address | 957 SPENCER RD, MC LEAN, VA 22102-2121 |
| Document Number | 2018033548001 |
| Book / Page | 025444 / 001105 |
| Instrument Date | May 6, 2018 |
| Instrument | 33548001 |
| Transaction Type | Transfer |
| Record Updated | Jul 16, 2018 |
| Title Company | ATTORNEY ONLY |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Living Trust |
| Address | 957 SPENCER RD MCLEAN VA 221022121, MCLEAN, VA 22102-2121 |
| Document Type | Trustee's Deed |
|---|---|
| Jurisdiction | FAIRFAX VA |
| Recording Date | Apr 5, 2018 |
| Property Address | 957 SPENCER RD, MC LEAN, VA 22102-2121 |
| Book / Page | 025373 / 001200 |
| Instrument Date | Apr 4, 2018 |
| Instrument | 18851001 |
| Transaction Type | Construction Loan |
| Record Updated | Apr 24, 2018 |
| Name | Verified Name |
|---|---|
| Relationship | Tenants by the Entirety |
| Address | 957 SPENCER RD MCLEAN VA 221022121, MCLEAN, VA 22102-2121 |
| Document Number | 2018018851001 |
|---|---|
| Date | Apr 5, 2018 |
| Book Page | 025373/001200 |
| Instrument | 18851001 |
| Name | REVERE BK |
|---|---|
| Type | Bank |
| Address | ROCKVILLE, MD 20850 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Rate Type | Adjustable Rate |
|---|
Source: Fairfax County assessment roll, as of January 1, 2025
| Type | Name |
|---|---|
| State | Virginia |
| County | Fairfax County |
| Unified School District | Fairfax County Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $18,458.00 (+14.63%) | $1,565,620 (+11.96%) Land $887,000 Building $678,620 | $1,565,620 (+11.96%) Land $887,000 Building $678,620 |
| 2023 | $16,102.00 | $1,398,430 Land $806,000 Building $592,430 | $1,398,430 Land $806,000 Building $592,430 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective December 7, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 11 policies |
| Community Rating System | Class 6 (20% premium discount) |
| Nearby Flood Policies | 11 in force |
| Nearby Flood Claims | 7 (2001–2019) |
| Claims Outside the SFHA | 7 of 7 |
| Most Recent Claim | Jul 2019 · rainfall accumulation |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 71% of Virginia |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 74 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Verizon Fiber | 2,300 / 2,300 |
| Cox Communications Cable | 2,000 / 35 |
| T-Mobile Fixed Wireless | 100 / 20 |
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