957 Spencer Rd, Mc Lean, VA 22102 Property Records

Fairfax County property record for 957 Spencer Rd, Mc Lean, VA 22102

Property Summary

Property TypeSingle Family Home
Details5 bd · 6 ba · 3,664 sqft · built 2019
Lot Size0.738 acres (32,168 sqft)
OwnerTrust Name on Record
Tax Bill$18,458 (2025)
Deeds & MortgagesApr 2021 Mortgage
Nov 2019 Transfer
+ 3 more
Flood ZoneZone X (minimal risk)
APN021-3-07-0007

Property Details

APN / Parcel Number

Primary APN021-3-07-0007

Interior

Bedrooms5 Beds
Full Baths6 Baths
Half Baths1 Half Bath
Total Rooms6 Rooms
Stories2 Stories
Building Area3,664 sqft Living Area
Basement Area345 sqft
Game RoomGame Room
FlooringWood
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 2019
Architectural StyleOther
Exterior MaterialOther
Construction TypeBrick
Roof MaterialComposition Shingle
Lot Area32,168 sqft (0.738 acres)
PorchOpen Porch
Porch Area110 sqft
Patio Area168 sqft

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemForced Air
Water SourceCommercial

Location & Zoning

Old Parcel Number0213 07 0007
Street Address957 SPENCER RD
CityMC LEAN
StateVA
Zip22102-2121
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR-1(RESIDENTIAL 1 DU/AC)
Legal DescriptionSAIGON SUBDIVISION LT 7 SEC 2
Legal SubdivisionSAIGON
Legal Lot Number7
JurisdictionFAIRFAX VA
Township / Civil DivisionDRANESVILLE
Census Block Group1
Census Block1020
Census Tract480201

Owner

Source: Fairfax County records, as of October 1, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordTrust Name on Record
Co-ownerCo-owner on Record
Mailing Address957 SPENCER RD, MC LEAN, VA 22102-2121
OccupancyOwner Occupied
Owner TypeIndividual
VestingTrust

Deeds, Mortgages & Sale History

DateDocument
Apr 12, 2021Deed of Trust, Mortgage · Conventional Mortgage
BANK-FUND STAFF FCU
Nov 1, 2019Quit Claim Deed, Transfer
STEWART TITLE, STEWART TITLE & ESCROW INC
Oct 31, 2019Quit Claim Deed, Mortgage
FIRST HERITAGE MTG
Jun 13, 2018Quit Claim Deed, Transfer
ATTORNEY ONLY
Apr 5, 2018Trustee's Deed, Construction Loan · Line of Credit
REVERE BK

Assessor's Deed Record

Deed Names2 Names on Deed
Prior SaleOct 31, 2019
Last Transfer DateNov 1, 2019
Transfer Doc2019072293001
Record UpdatedJun 8, 2026

April 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionFAIRFAX VA
Property Address957 SPENCER RD, MC LEAN, VA 22102-2121
Transaction TypeMortgage
Record UpdatedJan 28, 2022

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0065058001
DateApr 12, 2021
Book Page27034/1858
Instrument2021065058.001
Lender
NameBANK-FUND STAFF FCU
TypeCredit Union
AddressWASHINGTON, DC 20006
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueMay 1, 2051
Interest
Rate TypeAdjustable Rate
Rate2.75%
Type Change DateMay 1, 2031
Change FrequencyAnnually
Min Rate At Change2.75%
Max Rate At Change5.75%
Index1-Year CMT
Max Rate8.75%

November 2019: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionFAIRFAX VA
Recording DateNov 1, 2019
Property Address957 SPENCER RD, MC LEAN, VA 22102-2121
Document Number2019072293001
Book / Page025963 / 001924
Instrument DateNov 1, 2019
Instrument72293001
Transaction TypeTransfer
Record UpdatedDec 12, 2019
Title CompanySTEWART TITLE, STEWART TITLE & ESCROW INC

Transaction

Tax$0.00
Additional
  • Quitclaim

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipLiving Trust
Address957 SPENCER RD MCLEAN VA 221022121, MCLEAN, VA 22102-2121

October 2019: Quit Claim Deed, Mortgage

Document TypeQuit Claim Deed
JurisdictionFAIRFAX VA
Recording DateOct 31, 2019
Property Address957 SPENCER RD, MC LEAN, VA 22102-2121
Document Number2019071601001
Book / Page025960 / 000207
Instrument DateOct 25, 2019
Instrument71601001
Transaction TypeMortgage
Record UpdatedDec 11, 2019
Title CompanySTEWART TITLE, STEWART TITLE & ESCROW INC

Transaction

Tax$0.00
Additional
  • Quitclaim

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipTenants by the Entirety
Address957 SPENCER RD MCLEAN VA 221022121, MCLEAN, VA 22102-2121

Mortgage

Document Number2019071601002
DateOct 31, 2019
Book Page025960/000209
Instrument71601002
Lender
NameFIRST HERITAGE MTG
TypeMortgage Company
Address3201 JERMANTOWN RD # 800, FAIRFAX, VA 22030-2878
Agreement
AmountAmount Recorded
Term360 Months
DueOct 30, 2049
Interest
Rate TypeAdjustable Rate
Rate3.5%

June 2018: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionFAIRFAX VA
Recording DateJun 13, 2018
Property Address957 SPENCER RD, MC LEAN, VA 22102-2121
Document Number2018033548001
Book / Page025444 / 001105
Instrument DateMay 6, 2018
Instrument33548001
Transaction TypeTransfer
Record UpdatedJul 16, 2018
Title CompanyATTORNEY ONLY

Transaction

Tax$0.00
Additional
  • Quitclaim

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipLiving Trust
Address957 SPENCER RD MCLEAN VA 221022121, MCLEAN, VA 22102-2121

April 2018: Trustee's Deed, Construction Loan

Document TypeTrustee's Deed
JurisdictionFAIRFAX VA
Recording DateApr 5, 2018
Property Address957 SPENCER RD, MC LEAN, VA 22102-2121
Book / Page025373 / 001200
Instrument DateApr 4, 2018
Instrument18851001
Transaction TypeConstruction Loan
Record UpdatedApr 24, 2018

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipTenants by the Entirety
Address957 SPENCER RD MCLEAN VA 221022121, MCLEAN, VA 22102-2121

Mortgage

Document Number2018018851001
DateApr 5, 2018
Book Page025373/001200
Instrument18851001
Lender
NameREVERE BK
TypeBank
AddressROCKVILLE, MD 20850
Agreement
TypeLine of Credit
AmountAmount Recorded
Interest
Rate TypeAdjustable Rate

Tax Assessment & Valuation

Source: Fairfax County assessment roll, as of January 1, 2025

Property Jurisdictions

TypeName
StateVirginia
CountyFairfax County
Unified School DistrictFairfax County Public Schools (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$18,458.00 (+14.63%)$1,565,620 (+11.96%) Land $887,000 Building $678,620$1,565,620 (+11.96%) Land $887,000 Building $678,620
2023$16,102.00$1,398,430 Land $806,000 Building $592,430$1,398,430 Land $806,000 Building $592,430

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective December 7, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on Record
median of 11 policies
Community Rating SystemClass 6 (20% premium discount)
Nearby Flood Policies11 in force
Nearby Flood Claims7 (2001–2019)
Claims Outside the SFHA7 of 7
Most Recent ClaimJul 2019 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · lower than 71% of Virginia
Wildfire Likelihood0.01% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 74 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Verizon
Fiber
2,300 / 2,300
Cox Communications
Cable
2,000 / 35
T-Mobile
Fixed Wireless
100 / 20

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