977 Spencer Rd, Mc Lean, VA 22102 Property Records

Fairfax County property record for 977 Spencer Rd, Mc Lean, VA 22102

Property Summary

Property TypeSingle Family Home
Details4 bd · 4 ba · 2,219 sqft · built 1958
Lot Size0.895 acres (39,012 sqft)
OwnerCompany Name on Record
Last Sale$1,740,000 (May 2025)
Tax Bill$15,611 (2025)
Deeds & MortgagesAug 2024 Line of Credit
May 2025 Sale
+ 2 more
Flood ZoneZone X (minimal risk)
APN021-3-07-0012

Property Details

APN / Parcel Number

Primary APN021-3-07-0012

Interior

Bedrooms4 Beds
Full Baths4 Baths
Total Rooms8 Rooms
Stories1 Story
Building Area2,219 sqft Living Area
Gross Area3,031 sqft
Basement Area464 sqft
Game RoomGame Room
FlooringWood
Fireplaces2 Fireplaces
FireplaceFireplace

Exterior

Year BuiltBuilt 1958
Architectural StyleOther
Exterior MaterialBrick
Construction TypeBrick
Roof MaterialComposition Shingle
Lot Area39,012 sqft (0.895 acres)
PorchOpen Porch
Porch Area580 sqft

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemSteam
Water SourceCommercial

Location & Zoning

Old Parcel Number0213 07 0012
Street Address977 SPENCER RD
CityMCLEAN
StateVA
Zip22102-2121
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR-1(RESIDENTIAL 1 DU/AC)
Legal DescriptionSAIGON LT 12 SEC 3
Legal SubdivisionSAIGON
Legal Lot Number12
JurisdictionFAIRFAX VA
Township / Civil DivisionDRANESVILLE
Census Block Group1
Census Block1020
Census Tract480201

Owner

Source: Fairfax County records, as of October 1, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordCompany Name on Record
Mailing Address14905 MURDOCK ST, CHANTILLY, VA 20151-1016
Owner TypeCompany

Deeds, Mortgages & Sale History

DateDocument
Aug 1, 2024Deed of Trust, Mortgage · Line of Credit
TOWER FCU
May 19, 2025Warranty Deed, Transfer
EKKO TITLE
May 18, 2020Grant Deed, Transfer · Conventional Mortgage
REDFIN MTG LLC
May 2, 2018Grant Deed, Transfer
GEORGE MASON MTG

Assessor's Deed Record

Deed NamesName on Deed
Last SaleMay 19, 2025 · Amount on Record
Deed SaleMay 19, 2025 · Amount on Record
Prior SaleMay 18, 2020 · Amount on Record
Deed Document Number2025025260.001
Deed Book / Page28398 / 356
Record UpdatedJun 7, 2026

August 2024: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionFAIRFAX VA
Property Address977 SPENCER RD, MCLEAN, VA 22102-2121
Transaction TypeMortgage
Record UpdatedOct 2, 2025

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0035848001
DateAug 1, 2024
Book Page28193/1418
Instrument2024035848.001
Lender
NameTOWER FCU
TypeCredit Union
AddressLAUREL, MD 20707
Agreement
TypeLine of Credit
AmountAmount Recorded
Term357 Months
DueMay 25, 2054
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly

May 2025: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionFAIRFAX VA
Recording DateMay 19, 2025
Property Address977 SPENCER RD, MCLEAN, VA 22102-2121
Document Number0025260001
Book / Page28398 / 356
Map ReferenceMB 1556 PG 512
Instrument DateMay 19, 2025
Instrument2025025260.001
Transaction TypeTransfer
Record UpdatedOct 2, 2025
Title CompanyEKKO TITLE

Transaction

AmountAmount Recorded
Tax$0.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipTenants in Severalty
Address14905 MURDOCK ST, CHANTILLY, VA 20151-1016
InvestorPossibly a Property Investor

May 2020: Grant Deed, Transfer

Document TypeGrant Deed
JurisdictionFAIRFAX VA
Recording DateMay 18, 2020
Property Address977 SPENCER RD, MC LEAN, VA 22102-2121
Document Number2020044424001
Book / Page026240 / 001997
Instrument DateMay 15, 2020
Instrument44424001
Transaction TypeTransfer
Record UpdatedJul 17, 2020
Title CompanyTITLE FORWARD

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$1,045.00
Amount AccuracyConfirmed
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants with Right of Survivorship
Address977 SPENCER RD MCLEAN VA 221022121, MCLEAN, VA 22102-2121

Mortgage

Document Number2020044424002
DateMay 18, 2020
Book Page026240/001999
Instrument44424002
Lender
NameREDFIN MTG LLC
AddressFRISCO, TX 75034
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueMay 17, 2050

Mortgage

Document Number2020044424003,
DateMay 18, 2020
Book Page026240/002014
Instrument44424003
Lender
NameTOWER FCU
TypeCredit Union
AddressLAUREL, MD 20707
Agreement
AmountAmount Recorded
Term360 Months
DueMay 17, 2050

May 2018: Grant Deed, Transfer

Document TypeGrant Deed
JurisdictionFAIRFAX VA
Recording DateMay 2, 2018
Property Address977 SPENCER RD, MC LEAN, VA 22102-2121
Document Number2018024733001
Book / Page025402 / 001718
Instrument DateMay 1, 2018
Instrument24733001
Transaction TypeTransfer
Record UpdatedMay 23, 2018
Title CompanySTAR SETTLEMENT LLC

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$965.00
Amount AccuracyConfirmed
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipSole Owner
Address977 SPENCER RD MCLEAN VA 221022121, MCLEAN, VA 22102-2121

Mortgage

Document Number2018024733002
DateMay 2, 2018
Book Page025402/001721
Instrument24733002
Lender
NameGEORGE MASON MTG
TypeMortgage Company
AddressFAIRFAX, VA 22030
Agreement
AmountAmount Recorded
Term360 Months
DueMay 1, 2048
Interest
Rate TypeAdjustable Rate
Rate3.75%

Tax Assessment & Valuation

Source: Fairfax County assessment roll, as of January 1, 2025

Property Jurisdictions

TypeName
StateVirginia
CountyFairfax County
Unified School DistrictFairfax County Public Schools (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$15,611.00 (+17.61%)$1,324,160 (+14.87%) Land $895,000 Building $429,160$1,324,160 (+14.87%) Land $895,000 Building $429,160
2023$13,273.00$1,152,750 Land $814,000 Building $338,750$1,152,750 Land $814,000 Building $338,750

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective December 7, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on Record
median of 11 policies
Community Rating SystemClass 6 (20% premium discount)
Nearby Flood Policies11 in force
Nearby Flood Claims7 (2001–2019)
Claims Outside the SFHA7 of 7
Most Recent ClaimJul 2019 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · lower than 71% of Virginia
Wildfire Likelihood0.01% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemFAIRFAX COUNTY WATER AUTHORITY
serves 1,121,613 people · EPA ID VA6059501
Water SourceSurface water
Last State InspectionMar 2022
Lead1 ppb (2021–2023)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 157 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Verizon
Fiber
2,300 / 2,300
Cox Communications
Cable
2,000 / 35
T-Mobile
Fixed Wireless
100 / 20

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