Fairfax County property record for 950 Spencer Rd, Mc Lean, VA 22102
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 7 ba · 4,133 sqft · built 2002 |
| Lot Size | 0.699 acres (30,482 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $2,121,000 (Dec 2023) |
| Tax Bill | $24,257 (2025) |
| Deeds & Mortgages | Aug 2023 Line of Credit Dec 2023 Sale & Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 021-3-07-0005 |
| Primary APN | 021-3-07-0005 |
|---|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 7 Baths |
| Half Baths | 2 Half Baths |
| Total Rooms | 13 Rooms |
| Stories | 2 Stories |
| Building Area | 4,133 sqft Living Area |
| Gross Area | 5,177 sqft |
| Basement Area | 1,000 sqft |
| Game Room | Game Room |
| Flooring | Carpet |
| Fireplaces | 3 Fireplaces |
| Fireplace | Fireplace |
| Year Built | Built 2002 |
|---|---|
| Architectural Style | Split Level |
| Exterior Material | Brick |
| Construction Type | Frame |
| Roof Material | Composition Shingle |
| Lot Area | 30,482 sqft (0.699 acres) |
| Garage Type | Attached |
| Garage Area | 705 sqft |
| Parking Spaces | 2 Parking Spaces |
| Deck Area | 360 sqft |
| Patio Area | 360 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air |
| Water Source | Commercial |
| Old Parcel Number | 0213 07 0005 |
|---|---|
| Street Address | 950 SPENCER RD |
| City | MC LEAN |
| State | VA |
| Zip | 22102-2122 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R-1(RESIDENTIAL 1 DU/AC) |
| Legal Description | SAIGON LT 5 SEC 2 |
| Legal Subdivision | SAIGON |
| Legal Lot Number | 5 |
| Jurisdiction | FAIRFAX VA |
| Township / Civil Division | DRANESVILLE |
| Census Block Group | 1 |
| Census Block | 1020 |
| Census Tract | 480201 |
Source: Fairfax County records, as of October 1, 2025
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Co-owner | Co-owner on Record |
| Mailing Address | 950 SPENCER RD, MC LEAN, VA 22102-2122 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Aug 1, 2023 | Deed of Trust, Mortgage · Line of Credit FIGURE LENDING LLC |
| Dec 18, 2023 | Deed, Transfer · Conventional Mortgage TRUIST BANK |
| Dec 18, 2023 | Deed, Transfer · Conventional Mortgage TRUIST BANK |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Dec 18, 2023 · Amount on Record |
| Deed Sale | Dec 18, 2023 · Amount on Record |
| Prior Sale | Nov 16, 2006 · Amount on Record |
| Deed Document Number | 0028046835 |
| Deed Book / Page | 28046 / 835 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | FAIRFAX VA |
| Property Address | 950 SPENCER RD, MC LEAN, VA 22102-2122 |
| Transaction Type | Mortgage |
| Record Updated | Jan 31, 2024 |
| Name | Verified Name |
|---|
| Document Number | 0035271001 |
|---|---|
| Date | Aug 1, 2023 |
| Book Page | 27963/1304 |
| Instrument | 2023035271.001 |
| Name | FIGURE LENDING LLC |
|---|---|
| Type | Mortgage Company |
| Address | CHARLOTTE, NC 28202 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jul 31, 2053 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed |
|---|---|
| Jurisdiction | FAIRFAX VA |
| Recording Date | Dec 18, 2023 |
| Property Address | 950 SPENCER RD, MC LEAN, VA 22102-2122 |
| Document Number | 0057546001 |
| Book / Page | 28046 / 835 |
| Map Reference | MB 1494 PG 359 |
| Instrument Date | Dec 15, 2023 |
| Instrument | 2023057546.001 |
| Transaction Type | Transfer |
| Record Updated | Jan 5, 2024 |
| Title Company | KVS TITLE LLC |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Tenants by the Entirety |
| Address | 950 SPENCER RD, MCLEAN, VA 22102-2122 |
| Document Number | 0028046837 |
|---|---|
| Date | Dec 18, 2023 |
| Instrument | 28046/837 |
| Name | TRUIST BANK |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Jan 1, 2054 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 6.71% |
| Type Change Date | Jan 1, 2031 |
| Change Frequency | 6 Months |
| Min Rate At Change | 3% |
| Max Rate At Change | 11.7% |
| Margin | 3 |
| Max Rate | 11.7% |
| Document Type | Deed |
|---|---|
| Jurisdiction | FAIRFAX VA |
| Recording Date | Dec 18, 2023 |
| Property Address | 950 SPENCER RD, MC LEAN, VA 22102-2122 |
| Document Number | 0057546001 |
| Book / Page | 28046 / 835 |
| Map Reference | MB 1494 PG 359 |
| Instrument Date | Dec 15, 2023 |
| Instrument | 2023057546.001 |
| Transaction Type | Transfer |
| Record Updated | Jan 31, 2024 |
| Title Company | KVS TITLE LLC |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Tenants by the Entirety |
| Address | 950 SPENCER RD, MCLEAN, VA 22102-2122 |
| Document Number | 0028046837 |
|---|---|
| Date | Dec 18, 2023 |
| Instrument | 28046/837 |
| Name | TRUIST BANK |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Jan 1, 2054 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 6.71% |
| Type Change Date | Jan 1, 2031 |
| Change Frequency | 6 Months |
| Min Rate At Change | 3% |
| Max Rate At Change | 11.7% |
| Margin | 3 |
| Max Rate | 11.7% |
Source: Fairfax County assessment roll, as of January 1, 2025
| Type | Name |
|---|---|
| State | Virginia |
| County | Fairfax County |
| Unified School District | Fairfax County Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $24,257.00 (+9.71%) | $2,057,490 (+7.15%) Land $988,000 Building $1,069,490 | $2,057,490 (+7.15%) Land $988,000 Building $1,069,490 |
| 2023 | $22,111.00 | $1,920,250 Land $898,000 Building $1,022,250 | $1,920,250 Land $898,000 Building $1,022,250 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective December 7, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 11 policies |
| Community Rating System | Class 6 (20% premium discount) |
| Nearby Flood Policies | 11 in force |
| Nearby Flood Claims | 7 (2001–2019) |
| Claims Outside the SFHA | 7 of 7 |
| Most Recent Claim | Jul 2019 · rainfall accumulation |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 71% of Virginia |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 157 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Verizon Fiber | 2,300 / 2,300 |
| Cox Communications Cable | 2,000 / 35 |
| T-Mobile Fixed Wireless | 100 / 20 |
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