957 Rustwood Dr, Biloxi, MS 39532 Property Records

Harrison County property record for 957 Rustwood Dr, Biloxi, MS 39532

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 1,527 sqft · built 1991
Owner	Individual Name on File
Tax Bill	$877 (2023)
Deeds & Mortgages	Apr 2019 Mortgage Dec 2025 Sale + 2 more
Flood Zone	Zone X (moderate risk)
APN	`1209D-01-001.022`

Property Details

APN / Parcel Number

Primary APN	`1209D-01-001.022`
Alternative APN	`104989`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Total Rooms	5 Rooms
Stories	1 Story
Building Area	1,527 sqft Adjusted Area
1st Floor Area	1,251 sqft
Flooring	Ceramic Tile
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1991
Exterior Material	Brick Veneer
Foundation Type	Slab (Mat/Raft)
Roof Type	Hip
Roof Material	Composition Shingle
Patio Area	380 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air

Location & Zoning

Account Number	104989
Street Address	957 RUSTWOOD DR
City	BILOXI
State	MS
Zip	39532-3316
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 22 AND THAT PART OF LOT 23 S OF LAUREN DR THE BLUFFS PHASE I NW 1/4 SEC 14-7-10
Legal Range	10
Legal Township	07
Legal Section	14
Legal Subdivision	BLUFFS THE PHASE I
Legal Phase	1
Legal Lot Number	22-23
Jurisdiction	HARRISON MS
Township / Civil Division	5
Census Block Group	2
Census Block	2009
Census Tract	3312

Owner

957 Rustwood Dr is owned and occupied by an individual who acquired it in December 2025.

Source: Harrison County records, as of December 19, 2025

Owner of Record	Individual Name on File
Mailing Address	957 RUSTWOOD DR, BILOXI, MS 39532-3316
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Apr 11, 2019	Deed of Trust, Mortgage US BANK NA
Dec 4, 2025	Warranty Deed, Transfer
Sep 2, 2025	Intrafamily Transfer, Transfer
Dec 30, 2021	Quit Claim Deed, Transfer PLACER TITLE COMPANY, PILGER TITLE CO

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Dec 4, 2025
Deed Sale	Dec 4, 2025
Prior Sale	Sep 2, 2025
Deed Document Number	2025-0008325-D-J2
Record Updated	Jun 8, 2026

April 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HARRISON MS
Property Address	957 RUSTWOOD DR, BILOXI, MS 39532-3316
Transaction Type	Mortgage
Record Updated	Dec 22, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name
Investor	Possibly a Property Investor

Mortgage

Document Number	20190000982TJ2
Date	Apr 11, 2019
Instrument	2019-0000982-T-J2

Lender

Name	US BANK NA
Type	Bank
Address	OWENSBORO, KY 42301

Agreement

Amount	Amount on Record
Term	361 Months
Due	May 1, 2049

December 2025: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	HARRISON MS
Recording Date	Dec 4, 2025
Property Address	957 RUSTWOOD DR, BILOXI, MS 39532-3316
Document Number	20250008325DJ2
Map Reference	MB 12 PG 40
Instrument Date	Nov 11, 2025
Instrument	2025-0008325-D-J2
Transaction Type	Transfer
Record Updated	Dec 22, 2025

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	957 RUSTWOOD DR, BILOXI, MS 39532-3316

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	957 RUSTWOOD DR, BILOXI, MS 39532-3316
Investor	Possibly a Property Investor

September 2025: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	HARRISON MS
Recording Date	Sep 2, 2025
Property Address	957 RUSTWOOD DR, BILOXI, MS 39532-3316
Document Number	20250006228DJ2
Map Reference	MB 12 PG 40
Instrument Date	Sep 2, 2025
Instrument	2025-0006228-D-J2
Transaction Type	Transfer
Record Updated	Dec 22, 2025

Transaction

Tax	$0.00
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	2026 18TH ST, GULFPORT, MS 39501-2907

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	957 RUSTWOOD DR, BILOXI, MS 39532-3316

December 2021: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	HARRISON MS
Recording Date	Dec 30, 2021
Property Address	957 RUSTWOOD DR, BILOXI, MS 39532-3316
Document Number	20210020501DJ2
Map Reference	PB12 PG40
Instrument Date	Nov 26, 2021
Instrument	2021-0020501-D-J2
Transaction Type	Transfer
Record Updated	Dec 22, 2025
Title Company	PLACER TITLE COMPANY, PILGER TITLE CO

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	11201 N KENDALL DR DRA 101, 101, MIAMI, FL 33176-0021

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	957 RUSTWOOD DR, BILOXI, MS 39532-3316
Investor	Possibly a Property Investor

Tax Assessment & Valuation

Source: Harrison County assessment roll, as of September 1, 2025

Property Jurisdictions

Type	Name
State	Mississippi
County	Harrison County
Municipality	Biloxi City
Unified School District	Biloxi Public School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	Homeowner's exemption Senior Citizen's exemption	$12,490 (+16.41%)	$124,899 (+16.41%) Land $40,000 Building $84,899
2024	Homeowner's exemption Senior Citizen's exemption	$10,729 (-)	$107,293 (-) Land $40,000 Building $67,293
2023	$877.00 (-50.11%) Homeowner's exemption Disabled Person's exemption	$10,729	$107,293 Land $40,000 Building $67,293
2022	$1,758.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 957 Rustwood Dr in Zone X, an area of moderate flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective April 8, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X moderate risk
500-Year Floodplain	Yes 0.2% annual chance
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 60 policies
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	60 in force
Nearby Flood Claims	4 (2016–2026)
Claims Outside the SFHA	4 of 4
Most Recent Claim	Jun 2026 · Tropical Storm Arthur

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 957 Rustwood Dr is high, ranking above 70% of the US, with a 0.2% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	High above 70% of the US · above 89% of Mississippi
Wildfire Likelihood	0.2% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 281 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · DSL · Fixed Wireless in parts of the area	5,000 / 5,000
Sparklight Cable	1,000 / 50
Verizon Fixed Wireless	300 / 20
C Spire Wireless Fixed Wireless · Fiber in parts of the area	100 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: CoastConnect.

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