Harrison County property record for 945 Rustwood Dr, Biloxi, MS 39532
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1 ba · 1,584 sqft · built 1992 |
| Owner | 2 Trust Names on File |
| Tax Bill | $1,875 (2025) |
| Flood Zone | Zone X (minimal risk) |
| APN | 1209D-01-001.019 |
| Primary APN | 1209D-01-001.019 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1 Bath |
| Total Rooms | 5 Rooms |
| Stories | 1 Story |
| Building Area | 1,584 sqft Adjusted Area |
| 1st Floor Area | 1,299 sqft |
| Flooring | Carpet |
| Interior Walls | Wallboard/Drywall |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1992 |
|---|---|
| Exterior Material | Brick Veneer |
| Foundation Type | Slab (Mat/Raft) |
| Roof Type | Hip |
| Roof Material | Composition Shingle |
| Patio Area | 390 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air |
| Account Number | 104986 |
|---|---|
| Street Address | 945 RUSTWOOD DR |
| City | BILOXI |
| State | MS |
| Zip | 39532-3316 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | TOM & JULI BOCEK JOINT REV -TRUST- INST#2019-2190 LOT 19 THE BLUFFS PHASE I |
| Legal Range | 10 |
| Legal Township | 07 |
| Legal Section | 14 |
| Legal Subdivision | BLUFFS THE PHASE I |
| Legal Phase | 1 |
| Legal Lot Number | 19 |
| Jurisdiction | HARRISON MS |
| Township / Civil Division | 5 |
| Census Block Group | 2 |
| Census Block | 2009 |
| Census Tract | 3312 |
945 Rustwood Dr is held in a trust since July 2019.
Source: Harrison County records, as of December 15, 2025
| Owner of Record | 2 Trust Names on File |
|---|---|
| Mailing Address | 9164 HILLSIDE RD, BILOXI, MS 39532-9644 |
| Owner Type | Company |
| Vesting | Trust |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jul 25, 2019 |
| Deed Sale | Jul 25, 2019 |
| Deed Document Number | 2019-0002190-D-J2 |
| Record Updated | Jun 8, 2026 |
The 2025 property tax bill for 945 Rustwood Dr was $1,875, up 0.9% from the year before.
Source: Harrison County assessment roll, as of September 1, 2025
| Type | Name |
|---|---|
| State | Mississippi |
| County | Harrison County |
| Municipality | Biloxi City |
| Unified School District | Biloxi Public School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $1,875.00 (+0.91%) | $16,776 | $111,838 Land $40,000 Building $71,838 |
| 2024 | $1,858.00 (+0.87%) | ||
| 2023 | $1,842.00 | $16,781 | $111,870 Land $40,000 Building $71,870 |
| 2022 | $1,842.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 945 Rustwood Dr in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.
Source: FEMA National Flood Hazard Layer, effective April 8, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 60 policies |
| Community Rating System | Class 6 (20% premium discount) |
| Nearby Flood Policies | 60 in force |
| Nearby Flood Claims | 4 (2016–2026) |
| Claims Outside the SFHA | 4 of 4 |
| Most Recent Claim | Jun 2026 · Tropical Storm Arthur |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 945 Rustwood Dr is high, ranking above 70% of the US, with a 0.2% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | High above 70% of the US · above 89% of Mississippi |
|---|---|
| Wildfire Likelihood | 0.2% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 281 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber · DSL · Fixed Wireless in parts of the area | 5,000 / 5,000 |
| Sparklight Cable | 1,000 / 50 |
| Verizon Fixed Wireless | 300 / 20 |
| C Spire Wireless Fixed Wireless · Fiber in parts of the area | 100 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
May also be available: CoastConnect.
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