956 Ruby Dr, Westminster, MD 21158 Property Records

Carroll County property record for 956 Ruby Dr, Westminster, MD 21158 · Last verified August 2026

Property Highlights

Property Type	Residential > Condominium / Townhouse > Townhouse
Bathrooms	1.5 Baths
Architecture Style	Townhouse
Year Built	Built 1985
Square Footage	1,088 sqft Total Area
Lot Size	6,300 sqft (0.145 acres)
Occupancy	Owner Occupied
Last Sale	$80,000 (1990)
Tax Bill	$3,594.00 (2025)

Property Details

APN / Parcel Number

Primary APN	`07-090072`
Alternative APN	`090072`

Interior

Full Baths	1.5 Baths
Partial Baths	1 Partial Baths
Building Area	1,088 sqft Total Area
Stories	1 Stories

Exterior

Year Built	Built 1985
Effective Year Built	Effective 1985
Architectural Style	Townhouse Style
Exterior Material	Siding Exterior
Lot Area	6,300 sqft (0.145 acres)
Deck Area	320 sqft Deck
Patio Area	320 sqft Patio
Porch Area	48 sqft Porch

Utilities and HVAC

Cooling System	HVAC Cooling
Heating System	Heat Pump Heating
Sewage	Sewage Connected
Water Source	Yes (Unknown Type) Water Source

Location & Zoning

Account Number	090072
Street Address	956 RUBY DR
City	WESTMINSTER
State	MD
Zip	21158-4252
Property Usage	Residential Property Usage
Type	Residential > Condominium / Townhouse > Townhouse
Legal Description	LT 20 -6300 SF RUBY DR 27-8 PL 1 GREENS BLK S SEC 6
Legal Subdivision	GREENS WESTMINSTER
Legal Block	S
Legal Lot Number	20
Jurisdiction	CARROLL MD
Minor Civil Division	7, WESTMINSTER
Census Blockgroup	1
Census Block	1014
Census Tract	507704

Owner

Source: Carroll County records · APN 07-090072

Assessment roll updated August 5, 2025 · Last verified August 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	956 RUBY DR, WESTMINSTER, MD 21158-4252
Occupancy	Owner Occupied
Owner Type	Owner is an Individual, Couple or Unincorporated Entity

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Nov 19, 1990 · Amount on Record
Deed Sale	Nov 19, 1990 · Amount on Record
Deed Book / Page	1244 / 413
Record Refreshed	Sep 20, 2026

September 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CARROLL MD
Property Address	956 RUBY DR, WESTMINSTER, MD 21158-4252
Transaction Type	Mortgage
Record Updated	Sep 30, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	956 RUBY DR, WESTMINSTER, MD 21158-4252

Mortgage

Document Number	0104400011
Date	Sep 07, 2021
Book Page	10440/11

Lender

Name	NATIONSTAR MORTGAGE LLC
Type	Mortgage Company
Address	MADISON HEIGHTS, MI 48071

Agreement

Type	Federal Housing Administration (FHA) Mortgage
Amount	Amount Recorded
Term	286 Months
Due	Jul 01, 2045

Tax Assessment & Valuation

Source: Carroll County records · Assessment roll updated August 5, 2025 · Last verified August 2026

Property Jurisdictions

Type	Name
State	Maryland
County	Carroll County
Municipality	Westminster City
Unified School District	Carroll County Public Schools (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$225,500 (+5.41%) Land $80,000 Building $145,500	$225,500 (-) Land $80,000 Building $145,500
2025	$3,594.00 (+11.48%)	$213,933 (+12.12%)	$225,500 (+18.19%) Land $80,000 Building $145,500
2023	$3,224.00	$190,800 Land $80,000 Building $110,800	$190,800 Land $80,000 Building $110,800

Flood & Wildfire

956 Ruby Dr is in FEMA Zone X, outside the Special Flood Hazard Area, with indirect wildfire exposure (Low risk).

Flood

Source: FEMA National Flood Hazard Layer · Carroll County (24013C), updated March 11, 2016

FEMA Flood Zone	Zone X minimal flood hazard · outside the 0.2% annual chance floodplain
Special Flood Hazard Area	No

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities · 2nd edition (2024), fuels as of 2020

Wildfire Risk to Homes	Low 20th percentile of exposed land nationally · 41st in Maryland
Wildfire Likelihood	Low — about 1 in 10,000 per year
Exposure	Indirect within ember reach of burnable land · adjoins burnable vegetation

Values are read at the parcel center point; lenders make the official flood determination.