Carroll County property record for 952 Ruby Dr, Westminster, MD 21158 · Last verified August 2026
| Property Type | Residential > Condominium / Townhouse > Townhouse |
|---|---|
| Bathrooms | 3 Baths |
| Architecture Style | Townhouse |
| Year Built | Built 1985 |
| Square Footage | 1,088 sqft Total Area |
| Lot Size | 7,038 sqft (0.162 acres) |
| Occupancy | Owner Occupied |
| Tax Bill | $4,259.00 (2025) |
| Primary APN | 07-090056 |
|---|---|
| Alternative APN |
|
| Full Baths | 3 Baths |
|---|---|
| Building Area | 1,088 sqft Total Area |
| Basement Area | 683 sqft Basement |
| Finished Basement | 683 sqft Finished |
| Stories | 1 Stories |
| Year Built | Built 1985 |
|---|---|
| Effective Year Built | Effective 1985 |
| Architectural Style | Townhouse Style |
| Exterior Material | Siding Exterior |
| Roof Material | Composition Shingle Roof |
| Lot Area | 7,038 sqft (0.162 acres) |
| Deck Area | 204 sqft Deck |
| Patio Area | 384 sqft Patio |
| Porch Area | 48 sqft Porch |
| Cooling System | HVAC Cooling |
|---|---|
| Heating System | Heat Pump Heating |
| Sewage | Sewage Connected |
| Water Source | Yes (Unknown Type) Water Source |
| Account Number | 090056 |
|---|---|
| Street Address | 952 RUBY DR |
| City | WESTMINSTER |
| State | MD |
| Zip | 21158-4252 |
| Property Usage | Residential Property Usage |
| Type | Residential > Condominium / Townhouse > Townhouse |
| Legal Description | LT 18 - 7038 SF 952 RUBY DR 27-8 PLT 1 GREENS BLK S SC 6 |
| Legal Subdivision | PLAT 1 THREE GREENS OF WESTMINSTER |
| Legal Block | S |
| Legal Lot Number | 18 |
| Jurisdiction | CARROLL MD |
| Minor Civil Division | 7, WESTMINSTER |
| Census Blockgroup | 1 |
| Census Block | 1014 |
| Census Tract | 507704 |
Source: Carroll County records · APN 07-090056
Assessment roll updated August 5, 2025 · Last verified August 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 952 RUBY DR, WESTMINSTER, MD 21158-4252 |
| Occupancy | Owner Occupied |
| Owner Type | Owner is an Individual, Couple or Unincorporated Entity |
| Date | Document |
|---|---|
| Mar 03, 2021 | Intrafamily Transfer, Transfer · Federal Housing Administration (FHA) Mortgage MUTUAL OF OMAHA MORTGAGE INC |
| Jul 30, 2018 | Deed, Transfer · Federal Housing Administration (FHA) Mortgage GEORGE MASON MORTGAGE LLC |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Mar 03, 2021 |
| Deed Sale | Mar 03, 2021 |
| Prior Sale | Jul 30, 2018 · Amount on Record |
| Deed Book / Page | 10137 / 221 |
| Prior Transfer Date | Aug 08, 2020 |
| Prior Transfer Doc | 0101370221 |
| Record Refreshed | Sep 20, 2026 |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | CARROLL MD |
| Recording Date | Mar 03, 2021 |
| Property Address | 952 RUBY DR, WESTMINSTER, MD 21158-4252 |
| Document Number | 0101370221 |
| Book / Page | 10137 / 221 |
| Map Reference | MB 27 FO 8 |
| Instrument Date | Aug 08, 2020 |
| Transaction Type | Transfer |
| Record Updated | May 02, 2022 |
| Title Company | IDEAL TITLE LLC, IDEAL TITLE |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Transfer Tax Exempt |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 952 RUBY DR, WESTMINSTER, MD 21158-4252 |
| Document Number | 0010137226 |
|---|---|
| Date | Mar 03, 2021 |
| Instrument | 10137/226 |
| Name | MUTUAL OF OMAHA MORTGAGE INC |
|---|---|
| Type | Mortgage Company |
| Type | Federal Housing Administration (FHA) Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 354 Months |
| Due | Sep 01, 2050 |
| Document Type | Deed |
|---|---|
| Jurisdiction | CARROLL MD |
| Recording Date | Jul 30, 2018 |
| Property Address | 952 RUBY DR, WESTMINSTER, MD 21158-4252 |
| Document Number | 0090770052 |
| Book / Page | 9077 / 0052 |
| Map Reference | MB27 FO8 |
| Instrument Date | Jul 13, 2018 |
| Transaction Type | Transfer |
| Record Updated | May 02, 2022 |
| Title Company | TITLE RESOURCES GUARANTY CO |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 00000 |
| Name | Verified Name |
|---|---|
| Address | 952 RUBY DR, WESTMINSTER, MD 21158-4252 |
| Document Number | 0000907759 |
|---|---|
| Date | Jul 30, 2018 |
| Instrument | 9077/59 |
| Name | GEORGE MASON MORTGAGE LLC |
|---|---|
| Type | Mortgage Company |
| Type | Federal Housing Administration (FHA) Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Aug 01, 2048 |
Source: Carroll County records · Assessment roll updated August 5, 2025 · Last verified August 2026
| Type | Name |
|---|---|
| State | Maryland |
| County | Carroll County |
| Municipality | Westminster City |
| Unified School District | Carroll County Public Schools (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $268,600 (+5.94%) Land $80,000 Building $188,600 | $268,600 (-) Land $80,000 Building $188,600 | |
| 2025 | $4,259.00 (+12.82%) | $253,533 (+13.49%) | $268,600 (+20.23%) Land $80,000 Building $188,600 |
| 2023 | $3,775.00 (+55.86%) | $223,400 (+4.2%) Land $80,000 Building $143,400 | $223,400 (-) Land $80,000 Building $143,400 |
| 2022 | $2,422.00 | $214,400 | $223,400 Land $80,000 Building $143,400 |
952 Ruby Dr is in FEMA Zone X, outside the Special Flood Hazard Area, with indirect wildfire exposure (Low risk).
Source: FEMA National Flood Hazard Layer · Carroll County (24013C), updated March 11, 2016
| FEMA Flood Zone | Zone X minimal flood hazard · outside the 0.2% annual chance floodplain |
|---|---|
| Special Flood Hazard Area | No |
Source: USDA Forest Service Wildfire Risk to Communities · 2nd edition (2024), fuels as of 2020
| Wildfire Risk to Homes | Low 20th percentile of exposed land nationally · 41st in Maryland |
|---|---|
| Wildfire Likelihood | Low — about 1 in 10,000 per year |
| Exposure | Indirect within ember reach of burnable land · adjoins burnable vegetation |
Values are read at the parcel center point; lenders make the official flood determination.
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