Carroll County property record for 953 Ruby Dr, Westminster, MD 21158 · Last verified August 2026
| Property Type | Residential > Condominium / Townhouse > Townhouse |
|---|---|
| Bathrooms | 1 Baths |
| Architecture Style | Townhouse |
| Year Built | Built 1985 |
| Square Footage | 1,454 sqft Total Area |
| Lot Size | 9,805 sqft (0.225 acres) |
| Occupancy | Owner Occupied |
| Tax Bill | $3,544.00 (2025) |
| Primary APN | 07-089953 |
|---|---|
| Alternative APNs |
|
| Full Baths | 1 Baths |
|---|---|
| Building Area | 1,454 sqft Total Area |
| Stories | 2 Stories |
| Year Built | Built 1985 |
|---|---|
| Effective Year Built | Effective 1985 |
| Architectural Style | Townhouse Style |
| Exterior Material | Siding Exterior |
| Roof Material | Composition Shingle Roof |
| Lot Area | 9,805 sqft (0.225 acres) |
| Porch Area | 18 sqft Porch |
| Cooling System | HVAC Cooling |
|---|---|
| Heating System | Heat Pump Heating |
| Sewage | Sewage Connected |
| Water Source | Yes (Unknown Type) Water Source |
| Account Number | 089953 |
|---|---|
| Street Address | 953 RUBY DR |
| City | WESTMINSTER |
| State | MD |
| Zip | 21158-4253 |
| Property Usage | Residential Property Usage |
| Type | Residential > Condominium / Townhouse > Townhouse |
| Legal Description | LOT 15 0.2251 AC RUBY DR BLK R SC 6 PT 3 PL 1 27-8 GREENS |
| Legal Subdivision | GREENS WESTMINSTER SEC 06 |
| Legal Block | R |
| Legal Lot Number | R15 |
| Jurisdiction | CARROLL MD |
| Minor Civil Division | 7, WESTMINSTER |
| Census Blockgroup | 1 |
| Census Block | 1015 |
| Census Tract | 507704 |
Source: Carroll County records · APN 07-089953
Assessment roll updated August 5, 2025 · Last verified August 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 953 RUBY DR, WESTMINSTER, MD 21158-4253 |
| Occupancy | Owner Occupied |
| Owner Type | Owner is an Individual, Couple or Unincorporated Entity |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Oct 02, 1998 |
| Deed Sale | Oct 02, 1998 |
| Prior Sale | Jan 14, 1991 · Amount on Record |
| Deed Doc Number | 19981245 |
| Deed Book / Page | 2099 / 830 |
| Record Refreshed | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CARROLL MD |
| Property Address | 953 RUBY DR, WESTMINSTER, MD 21158-4253 |
| Document Number | 0085930238 |
| Book / Page | 008593 / 000238 |
| Instrument Date | Dec 30, 2016 |
| Transaction Type | Mortgage |
| Record Updated | Mar 07, 2017 |
| Title Company | AMERICAN TITLE COMPANY, AMERICAN TITLE INC |
| Name | Verified Name |
|---|---|
| Address | 953 RUBY DR WESTMINSTER MD 211584253, WESTMINSTER, MD 21158-4253 |
| Document Number | 0085930238 |
|---|---|
| Date | Jan 24, 2017 |
| Book Page | 008593/000238 |
| Name | BANK OF AMERICA |
|---|---|
| Type | Bank |
| Address | CHARLOTTE, NC 28255 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jan 23, 2047 |
| Rate Type | Adjustable Rate |
|---|
Source: Carroll County records · Assessment roll updated August 5, 2025 · Last verified August 2026
| Type | Name |
|---|---|
| State | Maryland |
| County | Carroll County |
| Municipality | Westminster City |
| Unified School District | Carroll County Public Schools (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $218,500 (+11.48%) Land $80,000 Building $138,500 | $218,500 (+11.48%) Land $80,000 Building $138,500 | |
| 2025 | $3,544.00 (+7%) Homeowner's exemption | ||
| 2023 | $3,312.00 Homeowner's exemption | $196,000 Land $80,000 Building $116,000 | $196,000 Land $80,000 Building $116,000 |
953 Ruby Dr is in FEMA Zone X, outside the Special Flood Hazard Area, with direct wildfire exposure (Low risk).
Source: FEMA National Flood Hazard Layer · Carroll County (24013C), updated March 11, 2016
| FEMA Flood Zone | Zone X minimal flood hazard · outside the 0.2% annual chance floodplain |
|---|---|
| Special Flood Hazard Area | No |
Source: USDA Forest Service Wildfire Risk to Communities · 2nd edition (2024), fuels as of 2020
| Wildfire Risk to Homes | Low 20th percentile of exposed land nationally · 41st in Maryland |
|---|---|
| Wildfire Likelihood | Low — about 1 in 10,000 per year |
| Exposure | Direct burnable vegetation at the parcel |
Values are read at the parcel center point; lenders make the official flood determination.
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