952 McCay Ave, Mobile, AL 36609 Property Records

Mobile County property record for 952 McCay Ave, Mobile, AL 36609

Property Summary

Property Type	Duplex
Details	2 ba · 2,304 sqft · built 1991
Owner	Individual Name on Record
Last Sale	$225,500 (Aug 2021)
Tax Bill	$2,528 (2025)
Deeds & Mortgages	Aug 2021 Sale & Mortgage Sep 2020 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`R022808282000115001`

Property Details

APN / Parcel Number

Primary APN	`R022808282000115001`
Alternative APNs	`28 08 28 2 000 115.001` `01823771` `1823771`

Interior

Full Baths	2 Baths
Stories	2 Stories
Building Area	2,304 sqft Living Area
1st Floor Area	1,152 sqft
Upper Floors Area	1,152 sqft
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1991
Effective Year Built	Effective 2008
Exterior Material	Stucco
Foundation Type	Slab (Mat/Raft)
Roof Type	Gable/Hip
Roof Material	Asphalt
Porch	Open Porch
Porch Area	200 sqft
Deck Area	160 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air

Location & Zoning

Account Number	1823771
Old Parcel Number	R022808282000115001
Street Address	952 MCCAY AVE
City	MOBILE
State	AL
Zip	36609-5177
Property Category	Residential
Property Type	Residential > Multi-Unit > Duplex
Legal Description	LOT 2 BLK 51 MOBILE HGTS F/K/A PINEHURST DBK 138/118 LESS & EXC 5 FT STRIP ALG ELY PT RESERVED FOR WIDENING MCKAY AVE #SEC 28
Legal Range	02W
Legal Township	04S
Legal Section	28
Legal Subdivision	PINEHURST
Legal Block	51
Legal Lot Number	2
Jurisdiction	MOBILE AL
Township / Civil Division	TANNER WILLIAMS
Census Block Group	3
Census Block	3015
Census Tract	3704

Owner

Source: Mobile County records, as of December 22, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	1901 CROSSING PL APT 3104, 3104, AUSTIN, TX 78741-3396
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Aug 18, 2021	Warranty Deed, Transfer · FHA Mortgage SWBC MORTGAGE CORP
Sep 2, 2020	Warranty Deed, Transfer · Stand-Alone First Mortgage ALABAMA CAPITAL LLC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Aug 18, 2021 · Amount on Record
Deed Sale	Aug 18, 2021 · Amount on Record
Prior Sale	Sep 2, 2020 · Amount on Record
Deed Document Number	2021054145
Record Updated	Jun 8, 2026

August 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MOBILE AL
Recording Date	Aug 18, 2021
Property Address	952 MCCAY AVE, MOBILE, AL 36609-5177
Document Number	0000054145
Map Reference	MB 138 PG 118
Instrument Date	Aug 16, 2021
Instrument	2021054145
Transaction Type	Transfer
Record Updated	Jun 29, 2023

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Verified / From Affidavit
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	952 MCCAY AVE, MOBILE, AL 36609-5177

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	952 MCCAY AVE, MOBILE, AL 36609-5177

Mortgage

Document Number	0000054146
Date	Aug 18, 2021
Instrument	2021054146

Lender

Name	SWBC MORTGAGE CORP
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Sep 1, 2051

September 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MOBILE AL
Recording Date	Sep 2, 2020
Property Address	952 MCCAY AVE, MOBILE, AL 36609-5177
Document Number	0000053882
Map Reference	MB 138 PG 118
Instrument Date	Aug 20, 2020
Instrument	2020053882
Transaction Type	Transfer
Record Updated	Jul 15, 2022

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	5750A SOUTHLAND DR, 5750A, MOBILE, AL 36693-3316

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1105 RIDGEWOOD DR, MOBILE, AL 36608-3628

Mortgage

Document Number	0000053883
Date	Sep 2, 2020
Instrument	2020053883

Lender

Name	ALABAMA CAPITAL LLC
Type	Non-Lending Institution

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount Recorded

Tax Assessment & Valuation

Source: Mobile County assessment roll, as of January 1, 2025

Property Jurisdictions

Type	Name
State	Alabama
County	Mobile County
Municipality	Mobile City
Unified School District	Mobile County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,528.00 (-0.94%)	$39,660 (-0.95%) Land $5,420 Building $34,240	$198,300 (-0.95%) Land $27,100 Building $171,200
2024	$2,552.00 (+2.28%)	$40,040 (+104.6%) Land $5,420 Building $34,620	$200,200 (+2.3%) Land $27,100 Building $173,100
2023	$2,495.00 (+0.12%)	$19,570 (+0.1%) Land $2,710 Building $16,860	$195,700 (+0.1%) Land $27,100 Building $168,600
2022	$2,492.00	$19,550 Land $2,710 Building $16,840	$195,500 Land $27,100 Building $168,400

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective October 1, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 10 (0% premium discount)
Nearby Flood Policies	3 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 63% of the US · lower than 77% of Alabama
Wildfire Likelihood	0.06% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF MOBILE, BD. OF W&S COMM. OF THE serves 279,000 people · EPA ID AL0001005
Water Source	Surface water
Last State Inspection	Sep 2023
Lead	2 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	Total trihalomethanes resolved · Jul 2023
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 361 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
AT&T DSL · Fiber in parts of the area	100 / 20

May also be available: Verizon.

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