9550 Rancho Hills Dr, Gilroy, CA 95020 Property Records

Santa Clara County property record for 9550 Rancho Hills Dr, Gilroy, CA 95020

Property Summary

Property Type	Single Family Home
Details	5 bd · 3 ba · 2,639 sqft · built 1997
Lot Size	0.143 acres (6,228 sqft)
Owner	Individual Name on Record
Last Sale	$1,200,000 (Dec 2023)
Tax Bill	$14,971 (2025)
Deeds & Mortgages	Dec 2023 Sale & Mortgage Jun 2021 Mortgage
Flood Zone	Zone X (moderate risk)
APN	`783-56-008`

Property Details

APN / Parcel Number

Primary APN	`783-56-008`

Interior

Bedrooms	5 Beds
Full Baths	3 Baths
Total Rooms	10 Rooms
Stories	2 Stories
Building Area	2,639 sqft Living Area
1st Floor Area	1,341 sqft
2nd Floor Area	1,298 sqft
Family Room	Family Room
Utility Room	Utility Room

Exterior

Year Built	Built 1997
Effective Year Built	Effective 1997
Architectural Style	H-Shape
Construction Type	Wood
Lot Area	6,228 sqft (0.143 acres)
Garage Area	627 sqft
Parking Spaces	2 Parking Spaces
Porch	None

Utilities, Heating & Cooling

Heating System	HVAC

Location & Zoning

Street Address	9550 RANCHO HILLS DR
City	GILROY
State	CA
Zip	95020-7740
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1
Legal Description	TRACT 8871 BOOK 681 PAGE 20 PAGE 22 LOT 8
Legal Subdivision	TRACT NO 8871
Legal Tract	8871
Legal Lot Number	8
Jurisdiction	SANTA CLARA CA
Township / Civil Division	SOUTH SANTA CLARA VALLEY
Census Block Group	1
Census Block	1008
Census Tract	512515

Owner

Source: Santa Clara County records, as of July 27, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	9550 RANCHO HILLS DR, GILROY, CA 95020-7740
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Single Man

Deeds, Mortgages & Sale History

Date	Document
Dec 14, 2023	Grant Deed, Transfer · Conventional Mortgage GUARANTEED RATE INC
Jun 17, 2021	Deed of Trust, Mortgage · Conventional Mortgage UBS BANK USA

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Dec 14, 2023 · Amount on Record
Deed Sale	Dec 14, 2023 · Amount on Record
Prior Sale	Jan 24, 2012 · Amount on Record
Deed Document Number	202325575258
Prior Transfer Date	Jan 19, 2016
Prior Transfer Doc	0023213086
Record Updated	Oct 29, 2026

December 2023: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SANTA CLARA CA
Recording Date	Dec 14, 2023
Property Address	9550 RANCHO HILLS DR, GILROY, CA 95020-7740
Document Number	0025575258
Map Reference	MB 681 PG 20-22
Instrument Date	Dec 6, 2023
Instrument	25575258
Transaction Type	Transfer
Record Updated	Dec 25, 2023
Title Company	OLD REPUBLIC TITLE, OLD REPUBLIC TITLE COMPANY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	9550 RANCHO HILLS DR, GILROY, CA 95020-7740

Mortgage

Document Number	0025575259
Date	Dec 14, 2023
Instrument	25575259

Lender

Name	GUARANTEED RATE INC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jan 1, 2054

June 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SANTA CLARA CA
Property Address	9550 RANCHO HILLS DR, GILROY, CA 95020-7740
Transaction Type	Mortgage
Record Updated	Jun 29, 2021
Title Company	FIDELITY NATIONAL TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1425 PATTERSON RD, MODESTO, CA 95357-0945

Mortgage

Document Number	0024999769
Date	Jun 17, 2021
Instrument	24999769

Lender

Name	UBS BANK USA
Type	Bank
Address	SALT LAKE CITY, UT 84111

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	181 Months
Due	Jul 1, 2036

Tax Assessment & Valuation

Source: Santa Clara County assessment roll, as of July 27, 2026

Property Jurisdictions

Type	Name
State	California
County	Santa Clara County
Municipality	Gilroy City
Unified School District	Gilroy Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$1,248,480 (+2%) Land $806,310 Building $442,170
2025	$14,971.00 (+1.02%)	$1,224,000 (+116.64%) Land $790,500 Building $433,500
2024	$14,820.00 (+107.36%)
2023	$7,147.00 (+1.66%)	$564,999 Land $241,452 Building $323,547
2022	$7,030.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective January 18, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X moderate risk
500-Year Floodplain	Yes 0.2% annual chance
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 47% of the US · lower than 72% of California
Wildfire Likelihood	0.1% annual chance
Exposure	Indirect within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF GILROY serves 59,426 people · EPA ID CA4310004
Water Source	Groundwater
Last State Inspection	Feb 2025
Also Mapped Here	SANTA CLARA VALLEY WATER DISTRICT
Lead	2 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	Nitrate resolved · Jun 2022
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 685 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Razzolink Fixed Wireless	500 / 250
Etheric Networks Fixed Wireless	250 / 100
Hankins Information Technology Fixed Wireless	100 / 20

May also be available: Frontier, GeoLinks, Verizon.

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