9520 Rancho Hills Dr, Gilroy, CA 95020 Property Records

Santa Clara County property record for 9520 Rancho Hills Dr, Gilroy, CA 95020

Property Summary

Property Type	Single Family Home
Details	4 bd · 2 ba · 1,927 sqft · built 1997
Lot Size	0.148 acres (6,451 sqft)
Owner	2 Company Names on Record
Last Sale	$1,167,000 (Oct 2026)
Tax Bill	$7,920 (2025)
Deeds & Mortgages	Oct 2026 Sale & Mortgage Aug 2026 Mortgage
Flood Zone	Zone X (moderate risk)
APN	`783-56-006`

Property Details

APN / Parcel Number

Primary APN	`783-56-006`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Total Rooms	9 Rooms
Stories	1 Story
Building Area	1,927 sqft Living Area
1st Floor Area	1,927 sqft
Family Room	Family Room
Utility Room	Utility Room

Exterior

Year Built	Built 1997
Effective Year Built	Effective 1997
Architectural Style	Custom Design
Construction Type	Wood
Lot Area	6,451 sqft (0.148 acres)
Garage Area	577 sqft
Parking Spaces	2 Parking Spaces
Porch	Slab

Utilities, Heating & Cooling

Heating System	HVAC

Location & Zoning

Street Address	9520 RANCHO HILLS DR
City	GILROY
State	CA
Zip	95020-7740
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1
Legal Description	TRACT 8871 BOOK 681 PAGE 20 PAGE 22 LOT 6
Legal Tract	8871
Legal Lot Number	6
Jurisdiction	SANTA CLARA CA
Township / Civil Division	SOUTH SANTA CLARA VALLEY
Census Block Group	1
Census Block	1008
Census Tract	512515

Owner

Source: Santa Clara County records, as of October 13, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Company Names on Record
Mailing Address	9520 RANCHO HILLS DR, GILROY, CA 95020-7740
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Trust, Family Living Trust

Deeds, Mortgages & Sale History

Date	Document
Oct 5, 2026	Grant Deed, Transfer · Conventional Mortgage NORTHPOINTE BANK
Aug 10, 2026	Grant Deed, Transfer · Conventional Mortgage MCI SECURED INCOME FUND LLC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Oct 5, 2026 · Amount on Record
Deed Sale	Oct 5, 2026 · Amount on Record
Prior Sale	Mar 19, 2010 · Amount on Record
Deed Document Number	202626059984
Prior Transfer Date	Apr 10, 2013
Prior Transfer Doc	0022175316
Record Updated	Oct 29, 2026

October 2026: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SANTA CLARA CA
Recording Date	Oct 5, 2026
Property Address	9520 RANCHO HILLS DR, GILROY, CA 95020-7740
Document Number	0026059984
Instrument Date	Sep 24, 2026
Instrument	202626059984
Transaction Type	Transfer
Record Updated	Oct 9, 2026
Title Company	OLD REPUBLIC TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$129,653.70
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Family Living Trust
Address	9520 RANCHO HILLS DR, GILROY, CA 95020-7740

Mortgage

Document Number	0000059985,
Date	Oct 5, 2026
Instrument	202659985

Lender

Name	NORTHPOINTE BANK

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Nov 1, 2056

Interest

Rate Type	Fixed Rate
Initial Type	Fixed Rate
Max Rate	-1%

August 2026: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SANTA CLARA CA
Recording Date	Aug 10, 2026
Property Address	9520 RANCHO HILLS DR, GILROY, CA 95020-7740
Document Number	0026034854
Instrument Date	Aug 5, 2026
Instrument	202626034854
Transaction Type	Transfer
Record Updated	Aug 14, 2026
Title Company	CHICAGO TITLE W, CHICAGO TITLE

Transaction

Tax	$0.00
Amount Accuracy	Full Amount Stated

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Revocable Trust
Address	50 HORGAN AVE, 9, REDWOOD CITY, CA 94061-3645

Mortgage

Document Number	0000034855,
Date	Aug 10, 2026
Instrument	202634855

Lender

Name	MCI SECURED INCOME FUND LLC

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded

Interest

Rate	6.49%
Max Rate	-1%

Tax Assessment & Valuation

Source: Santa Clara County assessment roll, as of July 27, 2026

Property Jurisdictions

Type	Name
State	California
County	Santa Clara County
Municipality	Gilroy City
Unified School District	Gilroy Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$658,303 (+2%) Land $263,318 Building $394,985
2025	$7,920.00 (+2.23%) Homeowner's exemption	$645,396 (+4.04%) Land $258,155 Building $387,241
2023	$7,747.00 (+1.69%) Homeowner's exemption	$620,337 Land $248,132 Building $372,205
2022	$7,618.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective January 18, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X moderate risk
500-Year Floodplain	Yes 0.2% annual chance
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 47% of the US · lower than 72% of California
Wildfire Likelihood	0.1% annual chance
Exposure	Indirect within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF GILROY serves 59,426 people · EPA ID CA4310004
Water Source	Groundwater
Last State Inspection	Feb 2025
Also Mapped Here	SANTA CLARA VALLEY WATER DISTRICT
Lead	2 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	Nitrate resolved · Jun 2022
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 685 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Razzolink Fixed Wireless	500 / 250
Etheric Networks Fixed Wireless	250 / 100
Hankins Information Technology Fixed Wireless	100 / 20

May also be available: Frontier, GeoLinks, Verizon.

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