La Plata County property record for 955 Waterfall Ln, Durango, CO 81301
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2.5 ba · 2,008 sqft · built 1995 |
| Lot Size | 0.274 acres (11,935 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $370,000 (Aug 2015) |
| Tax Bill | $2,526 (2025) |
| Deeds & Mortgages | Jan 2021 Mortgage Oct 2018 Line of Credit |
| Flood Zone | Zone X (minimal risk) |
| APN | 5597-284-02-033 |
| Primary APN | 5597-284-02-033 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Stories | 2 Stories |
| Building Area | 2,008 sqft Living Area |
| Gross Area | 2,584 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1995 |
|---|---|
| Effective Year Built | Effective 1995 |
| Architectural Style | Conventional |
| Lot Area | 11,935 sqft (0.274 acres) |
| Garage Type | Attached |
| Garage Area | 576 sqft |
| Porch | Unfinished Open Porch |
|---|---|
| Porch Area | 22 sqft |
| Deck Area | Deck Area |
| Patio Area | 350 sqft |
| Heating System | Forced Air with A/C |
|---|
| Account Number | R417600 |
|---|---|
| Street Address | 955 WATERFALL LN |
| City | DURANGO |
| State | CO |
| Zip | 81301-3740 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | SUBDIVISION: WATERFALL VILLAGE P1 BLOCK: 0 LOT: 33 WATERFALL VILLAGE PUD PHASE, III - PROJ 93-242 955 WATERFALL LN DURANGO 81301 |
| Legal Subdivision | WATERFALL VILLAGE P1 |
| Legal Block | 3 |
| Legal Lot Number | 33 |
| Jurisdiction | LA PLATA CO |
| Township / Civil Division | DURANGO |
| Census Block Group | 3 |
| Census Block | 3017 |
| Census Tract | 970703 |
Source: La Plata County assessment roll, as of July 20, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 955 WATERFALL LN, DURANGO, CO 81301-3740 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Jan 28, 2021 | Deed of Trust, Mortgage · Conventional Mortgage LOANDEPOT.COM LLC |
| Oct 3, 2018 | Deed of Trust, Mortgage · Line of Credit BANK OF CO |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Aug 3, 2015 · Amount on Record |
| Deed Sale | Aug 3, 2015 · Amount on Record |
| Prior Sale | Jun 30, 2006 · Amount on Record |
| Deed Document Number | 20151100148 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | LA PLATA CO |
| Property Address | 955 WATERFALL LN, DURANGO, CO 81301-3740 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0001185872 |
|---|---|
| Date | Jan 28, 2021 |
| Instrument | 1185872 |
| Name | LOANDEPOT.COM LLC |
|---|---|
| Type | Mortgage Company |
| Address | 92611 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Feb 1, 2051 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | LA PLATA CO |
| Property Address | 955 WATERFALL LN, DURANGO, CO 81301-3740 |
| Document Number | 0001149131 |
| Instrument Date | Oct 3, 2018 |
| Transaction Type | Mortgage |
| Record Updated | Oct 23, 2018 |
| Name | Verified Name |
|---|---|
| Address | 955 WATERFALL LN DURANGO CO 813013740, DURANGO, CO 81301-3740 |
| Document Number | 0001149131 |
|---|---|
| Date | Oct 11, 2018 |
| Instrument | 1149131 |
| Name | BANK OF CO |
|---|---|
| Type | Bank |
| Address | DURANGO, CO 81301 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 240 Months |
| Due | Oct 10, 2038 |
| Rate Type | Adjustable Rate |
|---|
Source: La Plata County assessment roll, as of July 20, 2026
| Type | Name |
|---|---|
| State | Colorado |
| County | La Plata County |
| Unified School District | Durango School District 9-R (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $44,200 (-1.76%) Land $11,330 Building $32,870 | $719,900 (-) Land $184,500 Building $535,400 | |
| 2025 | $2,526.00 (+51.89%) | $44,990 (+17.31%) Land $11,530 Building $33,460 | $719,900 (+25.76%) Land $184,500 Building $535,400 |
| 2023 | $1,663.00 (+18.96%) | $38,350 (+20.26%) Land $8,340 Building $30,010 | $572,420 (+24.75%) Land $124,530 Building $447,890 |
| 2022 | $1,398.00 | $31,890 Land $7,190 Building $24,700 | $458,870 Land $103,500 Building $355,370 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective April 25, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 100 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 21 policies |
| Nearby Flood Policies | 21 in force |
| Nearby Flood Claims | 3 (1981–2014) |
| Claims Outside the SFHA | 1 of 3 |
| Most Recent Claim | Dec 2014 · other causes |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | High above 79% of the US · above 81% of Colorado |
|---|---|
| Wildfire Likelihood | 0.5% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF DURANGO serves 33,787 people · EPA ID CO0134150 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Dec 2025 |
| Lead | 3 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 61 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 1,000 |
Search by:
By searching, you agree to: Terms • Privacy • Disclosures