La Plata County property record for 989 Waterfall Ln, Durango, CO 81301 · Last verified July 2026
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,991 sqft · built 1999 |
| Lot Size | 0.274 acres (11,935 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $45,000 (Aug 1995) |
| Tax Bill | $2,375 (2025) |
| Flood Zone | Zone X (minimal risk) |
| APN | 5597-284-02-031 |
| Primary APN | 5597-284-02-031 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Stories | 2 Stories |
| Building Area | 1,991 sqft Living Area |
| Gross Area | 2,411 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1999 |
|---|---|
| Effective Year Built | Effective 1999 |
| Architectural Style | Conventional |
| Lot Area | 11,935 sqft (0.274 acres) |
| Garage Type | Attached |
| Garage Area | 420 sqft |
| Porch | Unfinished Open Porch |
|---|---|
| Porch Area | 114 sqft |
| Deck Area | Deck Area |
| Patio Area | 317 sqft |
| Heating System | Radiant |
|---|
| Account Number | R417598 |
|---|---|
| Street Address | 989 WATERFALL LN |
| City | DURANGO |
| State | CO |
| Zip | 81301-3762 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | SUBDIVISION: WATERFALL VILLAGE P1 BLOCK: 0 LOT: 31 WATERFALL VILLAGE PUD PHASE, III - PROJ 93-242 989 WATERFALL LN DURANGO 81301 |
| Legal Subdivision | WATERFALL VILLAGE P1 |
| Legal Block | 3 |
| Legal Lot Number | 31 |
| Jurisdiction | LA PLATA CO |
| Township / Civil Division | DURANGO |
| Census Block Group | 3 |
| Census Block | 3017 |
| Census Tract | 970703 |
Source: La Plata County records · APN 5597-284-02-031
Assessment roll updated July 20, 2026 · Last verified July 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 989 WATERFALL LN, DURANGO, CO 81301-3762 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Joint Tenants |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Aug 10, 1995 · Amount on Record |
| Deed Sale | Aug 10, 1995 · Amount on Record |
| Record Updated | Sep 20, 2026 |
Source: La Plata County records · Assessment roll updated July 20, 2026 · Last verified July 2026
| Type | Name |
|---|---|
| State | Colorado |
| County | La Plata County |
| Unified School District | Durango School District 9-R (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $48,070 (-1.01%) Land $11,420 Building $36,650 | $776,920 (-) Land $184,500 Building $592,420 | |
| 2025 | $2,375.00 (+30.71%) | $48,560 (+15.89%) Land $11,530 Building $37,030 | $776,920 (+24.24%) Land $184,500 Building $592,420 |
| 2023 | $1,817.00 (+19.78%) | $41,900 (+21.1%) Land $8,410 Building $33,490 | $625,330 (+25.58%) Land $125,460 Building $499,870 |
| 2022 | $1,517.00 | $34,600 Land $7,190 Building $27,410 | $497,950 Land $103,500 Building $394,450 |
Source: FEMA National Flood Hazard Layer, La Plata County (08067C), updated April 25, 2024 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 080679707033, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Special Flood Hazard Area | No |
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Nearest Special Flood Hazard Area | Zone AE, within 100 ft |
| Flood Insurance Cost | Premium on Record median of 21 individual NFIP policies nearby |
| Nearby Flood Policies | 21 in force |
| Nearby Flood Claims | 3 (1981–2014) |
| Claims Outside the SFHA | 1 of 3 |
| Most Recent Claim | Dec 2014, other causes |
| Wildfire Risk | High above 79% of the US · above 81% of Colorado |
|---|---|
| Wildfire Likelihood | About 1 in 192 per year |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 61 locations within about half a mile of this property
| Provider | Technology | Download / Upload (Mbps) |
|---|---|---|
| Spectrum | Cable | 1,000 / 1,000 |
| Starlink | Satellite (low-earth orbit) | 280 / 30 |
Availability varies by address; speeds are provider-advertised maximums, not measured.
5G and 4G LTE
Search by:
By searching, you agree to: Terms • Privacy • Disclosures