898 Waterfall Ln, Durango, CO 81301 Property Records

La Plata County property record for 898 Waterfall Ln, Durango, CO 81301 · Last verified July 2026

Property Highlights

Property TypeResidential > Single Family > Home
Bedrooms5 Beds
Bathrooms2.75 Baths
Year BuiltBuilt 2002
Square Footage2,224 sqft Living Area
Lot Size11,021 sqft (0.253 acres)
OccupancyOwner Occupied
Last Sale$470,000 (2018)
Tax Bill$2,695.00 (2025)

Property Details

APN / Parcel Number

Primary APN5597-284-02-017
Alternative APN
  • R417584

Interior

Bedrooms5 Beds
Full Baths2.75 Baths
Partial Baths1 Partial Baths
Building Area2,224 sqft Living Area
Gross Area3,664 sqft Gross Area
Stories2 Stories

Exterior

Year BuiltBuilt 2002
Effective Year BuiltEffective 2002
Architectural StyleConventional Style
Lot Area11,021 sqft (0.253 acres)
Garage TypeAttached Garage
Garage Area1,440 sqft Garage
Porch Area261 sqft Porch

Utilities and HVAC

Heating SystemRadiant Heating

Location & Zoning

Account NumberR417584
Street Address898 WATERFALL LN
CityDURANGO
StateCO
Zip81301-3739
Property UsageResidential Property Usage
TypeResidential > Single Family > Home
Legal DescriptionSUBDIVISION: WATERFALL VILLAGE P1 BLOCK: 0 LOT: 17 WATERFALL VILLAGE PUD PHASE, III - PROJ 93-242 898 WATERFALL LN DURANGO 81301
Legal SubdivisionWATERFALL VILLAGE P1
Legal Block3
Legal Lot Number17
JurisdictionLA PLATA CO
Minor Civil DivisionDURANGO
Census Blockgroup3
Census Block3017
Census Tract970703

Owner

Source: La Plata County records · APN 5597-284-02-017

Assessment roll updated July 20, 2026 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individuals Owners
Mailing Address898 WATERFALL LN, DURANGO, CO 81301-3739
OccupancyOwner Occupied
Owner TypeOwner is an Individual, Couple or Unincorporated Entity

Deeds, Mortgages & Sale History

DateDocument
Apr 08, 2022Deed of Trust, Mortgage · Commercial Mortgage
BANK OF COLORADO
Sep 29, 2017Deed of Trust, Mortgage · Conventional Mortgage
LEADER ONE FINANCIAL CORP
Nov 02, 2020Deed of Trust, Mortgage · Conventional Mortgage
STIFEL BANK & TRUST
Aug 29, 2019Deed of Trust, Mortgage · Conventional Mortgage with Private Mortgage Insurance (PMI)
STIFEL BK&TR
Oct 22, 2018Warranty Deed, Transfer · Conventional Mortgage with Private Mortgage Insurance (PMI)
STIFEL BK&TR

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Known Transactions
  • Last Sale Amount on Oct 22, 2018
  • Deed Sale Price on Oct 22, 2018
  • Prior Sale Amount on Oct 07, 1998
Deed Doc Number20181149627
Record RefreshedSep 20, 2026

April 2022: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionLA PLATA CO
Property Address898 WATERFALL LN, DURANGO, CO 81301-3739
Transaction TypeMortgage
Record UpdatedApr 20, 2022

Transferred To (Grantee/Buyer)

NameVerified Name
Address898 WATERFALL LN, DURANGO, CO 81301-3739

Mortgage

Document Number0001208581
DateApr 08, 2022
Instrument1208581
Lender
NameBANK OF COLORADO
TypeBank
AddressDURANGO, CO 81301
Agreement
TypeCommercial Mortgage
AmountAmount Recorded
Term300 Months
DueApr 04, 2047
Interest
Rate TypeAdjustable Rate

September 2017: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionLA PLATA CO
Property Address898 WATERFALL LN, DURANGO, CO 81301-3739
Transaction TypeMortgage
Record UpdatedFeb 05, 2021

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0001134146
DateSep 29, 2017
Instrument1134146
Lender
NameLEADER ONE FINANCIAL CORP
TypeMortgage Company
AddressOVERLAND PARK, KS 66210
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueOct 01, 2047

November 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionLA PLATA CO
Property Address898 WATERFALL LN, DURANGO, CO 81301-3739
Transaction TypeMortgage
Record UpdatedFeb 05, 2021

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0001180664
DateNov 02, 2020
Instrument1180664
Lender
NameSTIFEL BANK & TRUST
TypeBank
AddressSAINT LOUIS, MO 63141
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueNov 01, 2050

August 2019: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionLA PLATA CO
Property Address898 WATERFALL LN, DURANGO, CO 81301-3739
Document Number0001167966
Instrument DateAug 29, 2019
Transaction TypeMortgage
Record UpdatedMar 05, 2020
Title CompanyOTHER

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenant/Joint Tenant w/ Right Of Survivorship
Address898 WATERFALL LN DURANGO CO 813013739, DURANGO, CO 81301-3739

Mortgage

Document Number0001167966
DateFeb 18, 2020
Instrument1167966
Lender
NameSTIFEL BK&TR
TypeBank
AddressSAINT LOUIS, MO 63141
Agreement
TypeConventional Mortgage with Private Mortgage Insurance (PMI)
AmountAmount Recorded
Term360 Months
DueFeb 17, 2050

October 2018: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionLA PLATA CO
Recording DateOct 22, 2018
Property Address898 WATERFALL LN, DURANGO, CO 81301-3739
Document Number0001149627
Instrument DateOct 22, 2018
Instrument1149627
Transaction TypeTransfer
Record UpdatedNov 01, 2018
Title CompanyLAND TITLE GUARANTEE

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$47.00
Amount AccuracyConfirmed
Additional
  • Arms Length Transaction

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenant/Joint Tenant w/ Right Of Survivorship
Address898 WATERFALL LN DURANGO CO 813013739, DURANGO, CO 81301-3739

Mortgage

Document Number1149628
DateOct 22, 2018
Instrument1149628
Lender
NameSTIFEL BK&TR
TypeBank
AddressST LOUIS, MO 63141
Agreement
TypeConventional Mortgage with Private Mortgage Insurance (PMI)
AmountAmount Recorded
Term360 Months
DueOct 21, 2048

Tax Assessment & Valuation

Source: La Plata County records · Assessment roll updated July 20, 2026 · Last verified July 2026

Property Jurisdictions

TypeName
StateColorado
CountyLa Plata County
Unified School DistrictDurango School District 9-R (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

YearTax BillAssessed ValueAssessed Market Value
2026$47,460 (-1.13%) Land $11,400 Building $36,060$768,000 (-) Land $184,500 Building $583,500
2025$2,695.00 (+49.89%)$48,000 (+15.77%) Land $11,530 Building $36,470$768,000 (+24.11%) Land $184,500 Building $583,500
2023$1,798.00 (+19.23%)$41,460 (+20.52%) Land $8,400 Building $33,060$618,800 (+25.02%) Land $125,360 Building $493,440
2022$1,508.00$34,400 Land $7,190 Building $27,210$494,960 Land $103,500 Building $391,460

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