Hamilton County property record for 955 Smiley Ave, Cincinnati, OH 45240
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 3 ba · 1,685 sqft · built 1971 |
| Lot Size | 0.192 acres (8,364 sqft) |
| Owner | 2 Owner Names on Record |
| Last Sale | $105,000 (Aug 2000) |
| Tax Bill | $3,785 (2025) |
| Deeds & Mortgages | Oct 2020 Mortgage Jul 2019 Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 591-0A07-0012-00 |
| Primary APN | 591-0A07-0012-00 |
|---|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 3 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 8 Rooms |
| Stories | 2 Stories |
| Building Area | 1,685 sqft Living Area |
| 1st Floor Area | 780 sqft |
| 2nd Floor Area | 905 sqft |
| Basement Area | 780 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1971 |
|---|---|
| Architectural Style | Conventional |
| Exterior Material | Aluminum/Vinyl |
| Construction Type | Masonry / Concrete Block |
| Lot Area | 8,364 sqft (0.192 acres) |
| Lot Dimensions | 150 ft deep x 73 ft wide |
| Garage Type | Attached |
| Garage Area | 460 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Porch |
| Porch Area | 250 sqft |
| Cooling System | Central |
|---|---|
| Heating System | HVAC |
| Street Address | 955 SMILEY AVE |
|---|---|
| City | CINCINNATI |
| State | OH |
| Zip | 45240-1836 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | SMILEY AVE 73.93 X 150 IRR LOT 916 MODEL CITY SUB SEC 8 BLK A PT 6 |
| Legal Subdivision | MODEL CITY SUB |
| Legal Block | A |
| Legal Lot Number | 916 |
| Jurisdiction | HAMILTON OH |
| Township / Civil Division | FOREST PARK |
| Census Block Group | 2 |
| Census Block | 2017 |
| Census Tract | 21506 |
Source: Hamilton County records, as of February 9, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | 2 Owner Names on Record |
|---|---|
| Mailing Address | 955 SMILEY AVE, CINCINNATI, OH 45240-1836 |
| Occupancy | Owner Occupied |
| Date | Document |
|---|---|
| Oct 30, 2020 | Deed of Trust, Mortgage · Conventional Mortgage CALIBER HM LOANS |
| Jul 23, 2019 | Deed of Trust, Mortgage · FHA Mortgage CALIBER HM LOANS |
| Oct 19, 2018 | Deed of Trust, Mortgage · FHA Mortgage CALIBER HM LOANS |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Aug 29, 2000 · Amount on Record |
| Deed Sale | Aug 29, 2000 · Amount on Record |
| Deed Document Number | 915854 |
| Deed Book / Page | 5910A |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HAMILTON OH |
| Property Address | 955 SMILEY AVE, CINCINNATI, OH 45240-1836 |
| Document Number | 0000116753 |
| Instrument Date | Oct 30, 2020 |
| Transaction Type | Mortgage |
| Record Updated | Jan 22, 2021 |
| Title Company | FIRST AMERICAN TITLE, FIRST AMERICAN MTG SOLUTIONS |
| Name | Verified Name |
|---|---|
| Relationship | Right of Survivorship |
| Address | 955 SMILEY AVE CINCINNATI OH 452401836, CINCINNATI, OH 45240-1836 |
| Document Number | 0000116753 |
|---|---|
| Date | Nov 5, 2020 |
| Book Page | 014290/002265 |
| Instrument | 116753 |
| Name | CALIBER HM LOANS |
|---|---|
| Type | Funding / Finance Company |
| Address | COPPELL, TX 75019 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Nov 4, 2050 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HAMILTON OH |
| Property Address | 955 SMILEY AVE, CINCINNATI, OH 45240-1836 |
| Document Number | 0000062568 |
| Instrument Date | Jul 23, 2019 |
| Transaction Type | Mortgage |
| Record Updated | Sep 24, 2019 |
| Title Company | FIRST AMERICAN TITLE, FIRST AMERICAN MTG SOLUTIONS |
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 955 SMILEY AVE CINCINNATI OH 452401836, CINCINNATI, OH 45240-1836 |
| Document Number | 0000062568 |
|---|---|
| Date | Jul 31, 2019 |
| Book Page | 013970/001809 |
| Instrument | 62568 |
| Name | CALIBER HM LOANS |
|---|---|
| Type | Funding / Finance Company |
| Address | COPPELL, TX 75019 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jul 30, 2049 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HAMILTON OH |
| Property Address | 955 SMILEY AVE, CINCINNATI, OH 45240-1836 |
| Document Number | 0000096618 |
| Instrument Date | Oct 19, 2018 |
| Transaction Type | Mortgage |
| Record Updated | Nov 27, 2018 |
| Title Company | FIRST AMERICAN TITLE, FIRST AMERICAN MTG INC |
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 955 SMILEY AVE CINCINNATI OH 452401836, CINCINNATI, OH 45240-1836 |
| Document Number | 0000096618 |
|---|---|
| Date | Oct 31, 2018 |
| Book Page | 013786/000358 |
| Instrument | 96618 |
| Name | CALIBER HM LOANS |
|---|---|
| Type | Funding / Finance Company |
| Address | IRVING, TX 75063 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Oct 30, 2048 |
Source: Hamilton County assessment roll, as of March 1, 2025
| Type | Name |
|---|---|
| State | Ohio |
| County | Hamilton County |
| Municipality | Forest Park City |
| Unified School District | Winton Woods City School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $3,785.00 (+2.74%) | $64,306 (-) Land $10,280 Building $54,026 | |
| 2024 | $3,684.00 (-1.37%) | $64,306 (-) Land $10,280 Building $54,026 | |
| 2023 | $3,735.00 (+6.81%) | $64,306 (+41.09%) Land $10,280 Building $54,026 | $183,730 (+41.09%) Land $29,370 Building $154,360 |
| 2022 | $3,497.00 Homeowner's exemption | $45,577 Land $8,176 Building $37,401 | |
| 2020 | $130,220 Land $23,360 Building $106,860 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective December 22, 2024
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 98% of the US · lower than 90% of Ohio |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CINCINNATI PUBLIC WATER SYSTEM serves 800,000 people · EPA ID OH3102612 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Dec 2024 |
| Lead | 2 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 397 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| altafiber Network Solutions Fiber | 3,000 / 3,000 |
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
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