Hamilton County property record for 951 Smiley Ave, Cincinnati, OH 45240
| Property Type | Single Family Home |
|---|---|
| Details | 2 bd · 2 ba · 1,793 sqft · built 1967 |
| Lot Size | 0.217 acres (9,453 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $74,900 (Dec 1993) |
| Tax Bill | $2,725 (2025) |
| Deeds & Mortgages | Nov 2022 Line of Credit Oct 2018 Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 591-0A07-0010-00 |
| Primary APN | 591-0A07-0010-00 |
|---|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 4 Rooms |
| Stories | 2 Stories |
| Building Area | 1,793 sqft Living Area |
| 1st Floor Area | 881 sqft |
| 2nd Floor Area | 912 sqft |
| Year Built | Built 1967 |
|---|---|
| Architectural Style | Split Level |
| Exterior Material | Aluminum/Vinyl |
| Construction Type | Masonry / Concrete Block |
| Lot Area | 9,453 sqft (0.217 acres) |
| Lot Dimensions | 150 ft deep x 63 ft wide |
| Garage Type | Attached |
| Garage Area | 487 sqft |
| Parking Spaces | 2 Parking Spaces |
| Patio Area | 312 sqft |
| Cooling System | Central |
|---|---|
| Heating System | HVAC |
| Street Address | 951 SMILEY AVE |
|---|---|
| City | CINCINNATI |
| State | OH |
| Zip | 45240-1836 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | SMILEY AVE 63 X 150 LOT 914 MODEL CITY SUB SEC 8 BLK A PT 6 |
| Legal Subdivision | MODEL CITY SUB |
| Legal Block | A |
| Legal Lot Number | 914 |
| Jurisdiction | HAMILTON OH |
| Township / Civil Division | FOREST PARK |
| Census Block Group | 2 |
| Census Block | 2017 |
| Census Tract | 21506 |
Source: Hamilton County records, as of February 9, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 951 SMILEY AVE, CINCINNATI, OH 45240-1836 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Nov 23, 2022 | Deed of Trust, Mortgage · Line of Credit FIFTH THIRD BANK NA |
| Oct 15, 2018 | Deed of Trust, Mortgage FIFTH THIRD BANK |
| Dec 16, 2019 | Deed of Trust, Mortgage · Conventional Mortgage FIFTH THIRD BK NA |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Dec 13, 1993 · Amount on Record |
| Deed Sale | Dec 13, 1993 · Amount on Record |
| Deed Document Number | 712431 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HAMILTON OH |
| Property Address | 951 SMILEY AVE, CINCINNATI, OH 45240-1836 |
| Transaction Type | Mortgage |
| Record Updated | Dec 21, 2022 |
| Name | Verified Name |
|---|---|
| Address | 951 SMILEY AVE, CINCINNATI, OH 45240-1836 |
| Document Number | 0000108216 |
|---|---|
| Date | Nov 23, 2022 |
| Book Page | 14800/420 |
| Instrument | 2022-0108216 |
| Name | FIFTH THIRD BANK NA |
|---|---|
| Type | Bank |
| Address | CINCINNATI, OH 45263 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 359 Months |
| Due | Oct 25, 2052 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HAMILTON OH |
| Property Address | 951 SMILEY AVE, CINCINNATI, OH 45240-1836 |
| Transaction Type | Mortgage |
| Record Updated | Oct 31, 2022 |
| Name | Verified Name |
|---|
| Document Number | 0000091501 |
|---|---|
| Date | Oct 15, 2018 |
| Book Page | 13774/01319 |
| Instrument | 2018-0091501 |
| Name | FIFTH THIRD BANK |
|---|---|
| Type | Bank |
| Address | CINCINNATI, OH 45263 |
| Amount | Amount Recorded |
|---|---|
| Term | 120 Months |
| Due | Oct 1, 2028 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HAMILTON OH |
| Property Address | 951 SMILEY AVE, CINCINNATI, OH 45240-1836 |
| Document Number | 0000003301 |
| Instrument Date | Dec 16, 2019 |
| Transaction Type | Mortgage |
| Record Updated | Feb 27, 2020 |
| Title Company | NOT AVAILABLE |
| Name | Verified Name |
|---|---|
| Address | 951 SMILEY AVE CINCINNATI OH 452401836, CINCINNATI, OH 45240-1836 |
| Document Number | 0000003301 |
|---|---|
| Date | Jan 10, 2020 |
| Book Page | 014081/001282 |
| Instrument | 3301 |
| Name | FIFTH THIRD BK NA |
|---|---|
| Address | CINCINNATI, OH 45263 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 120 Months |
| Due | Jan 9, 2030 |
Source: Hamilton County assessment roll, as of March 1, 2025
| Type | Name |
|---|---|
| State | Ohio |
| County | Hamilton County |
| Municipality | Forest Park City |
| Unified School District | Winton Woods City School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $2,725.00 (+2.56%) Homeowner's exemption | $56,501 (-) Land $10,892 Building $45,609 | |
| 2024 | $2,657.00 (-3.1%) Homeowner's exemption | $56,501 (-) Land $10,892 Building $45,609 | |
| 2023 | $2,742.00 (+13.82%) Homeowner's exemption | $56,501 (+40.42%) Land $10,892 Building $45,609 | $161,430 (+40.42%) Land $31,120 Building $130,310 |
| 2022 | $2,409.00 Homeowner's exemption | $40,236 Land $8,666 Building $31,570 | |
| 2020 | $114,960 Land $24,760 Building $90,200 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective December 22, 2024
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 98% of the US · lower than 90% of Ohio |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CINCINNATI PUBLIC WATER SYSTEM serves 800,000 people · EPA ID OH3102612 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Dec 2024 |
| Lead | 2 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 397 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| altafiber Network Solutions Fiber | 3,000 / 3,000 |
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
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