Hamilton County property record for 945 Smiley Ave, Cincinnati, OH 45240
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 3 ba · 1,728 sqft · built 1967 |
| Lot Size | 0.205 acres (8,930 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $193,000 (Jun 2020) |
| Tax Bill | $4,266 (2025) |
| Deeds & Mortgages | Jul 2026 Mortgage Dec 2022 Mortgage + 3 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 591-0A07-0008-00 |
| Primary APN | 591-0A07-0008-00 |
|---|---|
| Alternative APN |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 8 Rooms |
| Stories | 2 Stories |
| Building Area | 2,028 sqft Living Area |
| Gross Area | 2,817 sqft |
| 1st Floor Area | 918 sqft |
| 2nd Floor Area | 810 sqft |
| Basement Area | 690 sqft |
| Finished Basement | 300 sqft |
| Unfinished Basement | 390 sqft |
| Year Built | Built 1967 |
|---|---|
| Effective Year Built | Effective 1967 |
| Architectural Style | Conventional |
| Exterior Material | Brick/Stone |
| Construction Type | Masonry / Concrete Block |
| Roof Material | Asphalt |
| Lot Area | 8,930 sqft (0.205 acres) |
| Lot Dimensions | 150 ft deep x 60 ft wide |
| Garage Type | Attached |
| Garage Area | 399 sqft |
| Parking Spaces | 1 Parking Space |
| Cooling System | Central |
|---|---|
| Heating System | Baseboard |
| Heating Fuel | Oil |
| Street Address | 945 SMILEY AVE |
|---|---|
| City | CINCINNATI |
| State | OH |
| Zip | 45240-1836 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | SMILEY AVE 60 X 150 LOT 912 MODEL CITY SUB SEC 8 BLK A PT 6 |
| Legal Subdivision | MODEL CITY SUB |
| Legal Block | A |
| Legal Lot Number | 912 |
| Jurisdiction | HAMILTON OH |
| Township / Civil Division | FOREST PARK |
| Census Block Group | 2 |
| Census Block | 2017 |
| Census Tract | 21506 |
Source: Hamilton County records, as of August 20, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 945 SMILEY AVE, CINCINNATI, OH 45240-1836 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Jul 8, 2026 | Deed of Trust, Mortgage · FHA Mortgage NONE LISTED ON DOCUMENT |
| Dec 6, 2022 | Deed of Trust, Mortgage · FHA Mortgage CENLAR FSB |
| Feb 22, 2022 | Deed of Trust, Mortgage · FHA Mortgage PARAMOUNT RESIDENTIAL MORTGAGE GROUP INC |
| Jun 30, 2020 | Warranty Deed, Transfer · FHA Mortgage PARAMOUNT RESID'L MTG |
| Nov 14, 2018 | Trustee's Deed, Foreclosure ATTORNEY ONLY |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Jun 30, 2020 · Amount on Record |
| Deed Sale | Jun 30, 2020 · Amount on Record |
| Prior Sale | Nov 14, 2018 · Amount on Record |
| Deed Document Number | 202062412 |
| Deed Book / Page | 14200 / 1231 |
| Prior Transfer Date | Aug 31, 1994 |
| Prior Transfer Doc | 0000159163 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HAMILTON OH |
| Recording Date | Jul 8, 2026 |
| Property Address | 945 SMILEY AVE, CINCINNATI, OH 45240-1836 |
| Document Number | 0000054813 |
| Book / Page | 15702 / 1483 |
| Instrument Date | May 11, 2026 |
| Instrument | 202654813 |
| Transaction Type | Mortgage |
| Record Updated | Aug 20, 2026 |
| Title Company | NONE LISTED ON DOCUMENT |
| Name | Verified Name |
|---|---|
| Address | 945 SMILEY AVE, CINCINNATI, OH 45240-1836 |
| Document Number | 0000054813, |
|---|---|
| Date | Jul 8, 2026 |
| Book Page | 15702/1483 |
| Instrument | 202654813 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 302 Months |
| Due | Sep 1, 2051 |
| Rate | 6.37% |
|---|---|
| Max Rate | -1% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HAMILTON OH |
| Property Address | 945 SMILEY AVE, CINCINNATI, OH 45240-1836 |
| Transaction Type | Mortgage |
| Record Updated | Jan 25, 2023 |
| Title Company | FIRST AMERICAN TITLE |
| Name | Verified Name |
|---|---|
| Address | 945 SMILEY AVE, CINCINNATI, OH 45240-1836 |
| Document Number | 0000110885 |
|---|---|
| Date | Dec 6, 2022 |
| Book Page | 14807/298 |
| Instrument | 2022-0110885 |
| Name | CENLAR FSB |
|---|---|
| Type | Bank |
| Address | TRENTON, NJ 08618 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 345 Months |
| Due | Sep 1, 2051 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HAMILTON OH |
| Property Address | 945 SMILEY AVE, CINCINNATI, OH 45240-1836 |
| Transaction Type | Mortgage |
| Record Updated | Oct 31, 2022 |
| Title Company | AMERICAN HOMELAND TITLE |
| Name | Verified Name |
|---|
| Document Number | 0000019245 |
|---|---|
| Date | Feb 22, 2022 |
| Book Page | 14609/2169 |
| Instrument | 2022-0019245 |
| Name | PARAMOUNT RESIDENTIAL MORTGAGE GROUP INC |
|---|---|
| Type | Mortgage Company |
| Address | CORONA, CA 92879 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 355 Months |
| Due | Sep 1, 2051 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | HAMILTON OH |
| Recording Date | Jun 30, 2020 |
| Property Address | 945 SMILEY AVE, CINCINNATI, OH 45240-1836 |
| Document Number | 0000062412 |
| Book / Page | 014200 / 001231 |
| Instrument Date | Jun 19, 2020 |
| Instrument | 62412 |
| Transaction Type | Transfer |
| Record Updated | Jul 28, 2020 |
| Title Company | AMERICAN HOMELAND TITLE |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $772.00 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 945 SMILEY AVE CINCINNATI OH 452401836, CINCINNATI, OH 45240-1836 |
| Document Number | 62415 |
|---|---|
| Date | Jun 30, 2020 |
| Book Page | 014200/001237 |
| Instrument | 62415 |
| Name | PARAMOUNT RESID'L MTG |
|---|---|
| Type | Mortgage Company |
| Address | CORONA, CA 92879 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jun 29, 2050 |
| Document Type | Trustee's Deed |
|---|---|
| Jurisdiction | HAMILTON OH |
| Recording Date | Nov 14, 2018 |
| Property Address | 945 SMILEY AVE, CINCINNATI, OH 45240-1836 |
| Document Number | 0000100494 |
| Book / Page | 013795 / 000010 |
| Instrument Date | Oct 25, 2018 |
| Instrument | 100494 |
| Transaction Type | Foreclosure |
| Record Updated | Dec 21, 2018 |
| Title Company | ATTORNEY ONLY |
| Amount | Amount Recorded |
|---|---|
| Tax | $231.30 |
| Amount Accuracy | Confirmed |
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Company |
| Address | 9674 COLERAIN AVE #170 CINCINNATI OH 452512006, 170, CINCINNATI, OH 45251-2006 |
Source: Hamilton County assessment roll, as of January 21, 2026
| Type | Name |
|---|---|
| State | Ohio |
| County | Hamilton County |
| Municipality | Forest Park City |
| Unified School District | Winton Woods City School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $4,266.00 (-0.07%) | $70,483 (-) Land $10,374 Building $60,109 | $201,380 (-) Land $29,640 Building $171,740 |
| 2024 | $4,269.00 (+0.59%) | $70,483 (-) Land $10,374 Building $60,109 | |
| 2023 | $4,244.00 (-20.84%) | $70,483 (+4.34%) Land $10,374 Building $60,109 | $201,380 (+4.34%) Land $29,640 Building $171,740 |
| 2022 | $5,361.00 | $67,550 Land $8,253 Building $59,297 | |
| 2020 | $193,000 Land $23,580 Building $169,420 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective December 22, 2024
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 98% of the US · lower than 90% of Ohio |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CINCINNATI PUBLIC WATER SYSTEM serves 800,000 people · EPA ID OH3102612 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Dec 2024 |
| Lead | 2 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 397 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| altafiber Network Solutions Fiber | 3,000 / 3,000 |
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
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