955 Lock 4 Rd, Riverside, AL 35135 Property Records

St. Clair County property record for 955 Lock 4 Rd, Riverside, AL 35135

Property Summary

Property TypeSingle Family Home
Details1 ba · 2,236 sqft · built 1997
Lot Size0.5 acres (21,780 sqft)
OwnerIndividual Name on Record
Last Sale$227,000 (Aug 2020)
Tax Bill$1,184 (2025)
Deeds & MortgagesAug 2020 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APN22-06-13-0-002-029.005

Property Details

APN / Parcel Number

Primary APN22-06-13-0-002-029.005
Alternative APNs
  • 514593
  • 18015

Interior

Full Baths1 Bath
Half Baths1 Half Bath
Stories1 Story
Building Area2,236 sqft Heated Area
1st Floor Area974 sqft
Upper Floors Area1,262 sqft
FlooringHardwood
Interior WallsWallboard/Drywall
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1997
Effective Year BuiltEffective 1998
Exterior MaterialFiber Cement Siding
Roof TypeGable/Hip
Roof MaterialAsphalt
Lot Area21,780 sqft (0.5 acres)

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemForced Air with A/C

Location & Zoning

Street Address955 LOCK 4 RD
CityRIVERSIDE
StateAL
Zip35135-1718
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionLOT 10 OF RESUR LOCKRIDGE SUB 1ST ADD 13-16-4
Legal Range04E
Legal Township16S
Legal Section13
Legal SubdivisionLOCKRIDGE
Legal Lot Number10
JurisdictionST CLAIR AL
Township / Civil DivisionPELL CITY
Census Block Group1
Census Block1013
Census Tract40206

Owner

Source: St. Clair County records, as of April 17, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Mailing Address950 LOCK 4 RD, RIVERSIDE, AL 35135-1706
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesName on Deed
Last SaleAug 25, 2020 · Amount on Record
Deed SaleAug 25, 2020 · Amount on Record
Prior SaleJun 12, 2014 · Amount on Record
Deed Book / Page2020 / 9513
Record UpdatedJun 8, 2026

August 2020: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionST CLAIR AL
Recording DateAug 25, 2020
Property Address955 LOCK 4 RD, RIVERSIDE, AL 35135-1718
Document Number0000009513
Book / PageDEED 2020 / 9513
Instrument DateAug 7, 2020
Transaction TypeTransfer
Record UpdatedSep 17, 2021

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$0.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants with Right of Survivorship
Address955 LOCK 4 RD, RIVERSIDE, AL 35135-1718

Mortgage

Document NumberMTG202043387
DateAug 25, 2020
InstrumentMTG 2020/43387
Lender
NameFBC MORTGAGE LLC
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueSep 1, 2050

Tax Assessment & Valuation

Source: St. Clair County assessment roll, as of April 17, 2026

Property Jurisdictions

TypeName
StateAlabama
CountySt. Clair County
MunicipalityRiverside City
Unified School DistrictPell City City School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$1,184.00 (+18.99%)$28,880 (-43.25%)$288,670 (+13.46%)
2023$50,886 Land $7,480 Building $43,406$254,430 Land $37,400 Building $217,030
2022$995.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective August 22, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Nearest Special Flood Hazard AreaZone AE, within 500 ft
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on Record
median of 14 policies
Nearby Flood Policies14 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskModerate
above 48% of the US · above 56% of Alabama
Wildfire Likelihood0.1% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCITY OF RIVERSIDE
serves 3,864 people · EPA ID AL0001209
Water SourceGroundwater
Last State InspectionDec 2023
LeadUnder 1 ppb (2023–2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 42 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Verizon
Fixed Wireless
300 / 20
Starlink
Satellite
280 / 30

May also be available: Brightspeed, Sparklight, T-Mobile.

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on Lock 4 Rd

Nearby Streets

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