812 Lock 4 Rd, Riverside, AL 35135 Property Records

St. Clair County property record for 812 Lock 4 Rd, Riverside, AL 35135

Property Summary

Property Type	Single Family Home
Details	2.5 ba · 4,352 sqft · built 1991
Lot Size	2.9 acres (126,324 sqft)
Owner	2 Individual Names on File
Last Sale	$400,000 (Jan 2013)
Tax Bill	$2,743 (2025)
Deeds & Mortgages	Aug 2019 Loan Modification Aug 2017 Loan Modification + 2 more
Flood Zone	Zone X (minimal risk)
APN	`22-06-24-0-001-003.032`

Property Details

APN / Parcel Number

Primary APN	`22-06-24-0-001-003.032`
Alternative APNs	`00524926` `524926` `18212`

Interior

Full Baths	2.5 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	4,352 sqft Living Area
1st Floor Area	2,262 sqft
Upper Floors Area	2,560 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1991
Effective Year Built	Effective 1991
Exterior Material	Brick
Construction Type	Wood
Foundation Type	Masonry
Roof Type	Gable/Hip
Roof Material	Asphalt
Lot Area	126,324 sqft (2.9 acres)
Pool Type	In-Ground Vinyl Pool
Pool Area	648 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C

Location & Zoning

Account Number	00524926
Street Address	812 LOCK 4 RD
City	RIVERSIDE
State	AL
Zip	35135-1705
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	COM NW COR NE4 NE4 W 662.45' SE 1777.14' SW 232.38' TO POB SE 342.73 SW 367.04' NW 291.75' NE 296.49' SE 125' TO POB
Legal Range	04E
Legal Township	16S
Legal Section	24
Legal Subdivision	S24 R4E
Jurisdiction	ST CLAIR AL
Township / Civil Division	PELL CITY
Census Block Group	1
Census Block	1012
Census Tract	40206

Owner

812 Lock 4 Rd is owned and occupied by two individuals who bought it in January 2013.

Source: St. Clair County records, as of August 31, 2026

Owner of Record	2 Individual Names on File
Mailing Address	812 LOCK 4 RD, RIVERSIDE, AL 35135-1705
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Aug 14, 2019	Loan Modification, Mortgage · Conventional Mortgage QUICKEN LNS
Aug 10, 2017	Loan Modification, Mortgage · Conventional with PMI QUICKEN LNS
Nov 23, 2016	Deed of Trust, Mortgage · Conventional Mortgage LAC HLDGS INC
Jan 4, 2017	Trustee's Deed, Construction Loan · Construction Mortgage LAC HOLDINGS INC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jan 2, 2013 · Amount on File
Deed Sale	Jan 2, 2013 · Amount on File
Prior Sale	May 4, 2010
Deed Book / Page	2013 / 96
Record Updated	Oct 29, 2026

August 2019: Loan Modification, Mortgage

Document Type	Loan Modification
Jurisdiction	ST CLAIR AL
Property Address	812 LOCK 4 RD, RIVERSIDE, AL 35135-1705
Document Number	0000038199
Instrument Date	Aug 14, 2019
Transaction Type	Mortgage
Record Updated	Nov 13, 2019
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	812 LOCK 4 RD RIVERSIDE AL 351351705, RIVERSIDE, AL 35135-1705

Mortgage

Document Number	0000038199
Date	Oct 2, 2019
Instrument	38199

Lender

Name	QUICKEN LNS
Type	Funding / Finance Company
Address	DETROIT, MI 48226

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	480 Months
Due	Oct 1, 2059

Interest

Rate Type	Fixed Rate
Rate	3.5%

August 2017: Loan Modification, Mortgage

Document Type	Loan Modification
Jurisdiction	ST CLAIR AL
Property Address	812 LOCK 4 RD, RIVERSIDE, AL 35135-1705
Document Number	0000029734
Instrument Date	Aug 10, 2017
Transaction Type	Mortgage
Record Updated	Oct 18, 2017
Title Company	TITLE SOURCE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	812 LOCK 4 RD RIVERSIDE AL 351351705, RIVERSIDE, AL 35135-1705

Mortgage

Document Number	0000029734
Date	Aug 30, 2017
Instrument	29734

Lender

Name	QUICKEN LNS
Type	Funding / Finance Company
Address	DETROIT, MI 48226

Agreement

Type	Conventional with PMI
Amount	Amount on Record
Term	480 Months
Due	Aug 29, 2057

Interest

Rate Type	Fixed Rate

November 2016: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST CLAIR AL
Property Address	812 LOCK 4 RD, RIVERSIDE, AL 35135-1705
Document Number	0000000358
Instrument Date	Nov 23, 2016
Transaction Type	Mortgage
Record Updated	Jan 10, 2019
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	812 LOCK 4 RD RIVERSIDE AL 351351705, RIVERSIDE, AL 35135-1705

Mortgage

Document Number	0000000358
Date	Jan 4, 2017
Instrument	358

Lender

Name	LAC HLDGS INC

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	12 Months
Due	Jan 3, 2018

January 2017: Trustee's Deed, Construction Loan

Document Type	Trustee's Deed
Jurisdiction	ST CLAIR AL
Recording Date	Jan 4, 2017
Property Address	812 LOCK 4 RD, RIVERSIDE, AL 35135-1705
Instrument Date	Nov 23, 2016
Instrument	359
Transaction Type	Construction Loan
Record Updated	Jul 17, 2017
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	812 LOCK 4 RD RIVERSIDE AL 351351705, RIVERSIDE, AL 35135-1705

Mortgage

Document Number	0000000359
Date	Jan 4, 2017
Instrument	359

Lender

Name	LAC HOLDINGS INC

Agreement

Type	Construction Mortgage
Amount	Amount on Record
Term	12 Months
Due	Jan 3, 2018

Tax Assessment & Valuation

The 2025 property tax bill for 812 Lock 4 Rd was $2,743 with a homeowner's exemption.

Source: St. Clair County assessment roll, as of August 4, 2026

Property Jurisdictions

Type	Name
State	Alabama
County	St. Clair County
Municipality	Riverside City
Unified School District	Pell City City School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,743.00	$68,080 (-49.99%)	$680,670 (-)
2024	$2,743.00 Homeowner's exemption Disabled Person's exemption	$136,134 (+12.6%) Land $4,580 Building $131,554	$680,670 (+12.6%) Land $22,900 Building $657,770
2023		$120,904 Land $4,360 Building $116,544	$604,520 Land $21,800 Building $582,720
2022	$2,102.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 812 Lock 4 Rd in Zone X, an area of minimal flood risk, within 100 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective August 22, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 100 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 14 policies
Nearby Flood Policies	14 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 812 Lock 4 Rd is moderate, ranking above 47% of the US, with a 0.1% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 47% of the US · above 53% of Alabama
Wildfire Likelihood	0.1% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF RIVERSIDE serves 3,864 people · EPA ID AL0001209
Water Source	Groundwater
Last State Inspection	Dec 2023
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 42 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Verizon Fixed Wireless	300 / 20
Starlink Satellite	280 / 30

May also be available: Brightspeed, Sparklight, T-Mobile.

Cell Coverage

5G (outdoors only) and 4G LTE

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