St. Clair County property record for 1016 Lock 4 Rd, Riverside, AL 35135
| Property Type | Single Family Home |
|---|---|
| Details | 1.5 ba · 2,692 sqft · built 1991 |
| Lot Size | 2.62 acres (114,127 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $59,900 (Dec 2006) |
| Tax Bill | $2,223 (2025) |
| Deeds & Mortgages | Apr 2021 Mortgage |
| Flood Zone | Zone AE (high risk) |
| APN | 21-04-18-0-001-007.000 |
| Primary APN | 21-04-18-0-001-007.000 |
|---|---|
| Alternative APNs |
|
| Full Baths | 1.5 Baths |
|---|---|
| Half Baths | 1 Half Bath |
| Stories | 1 Story |
| Building Area | 2,692 sqft Living Area |
| 1st Floor Area | 2,692 sqft |
| Flooring | Carpet |
| Interior Walls | Wallboard/Drywall |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1991 |
|---|---|
| Effective Year Built | Effective 1991 |
| Exterior Material | Fiber Cement Siding |
| Roof Type | Gable/Hip |
| Roof Material | Asphalt |
| Lot Area | 114,127 sqft (2.62 acres) |
| Garage Area | 2,400 sqft |
| Parking Spaces | 5 Parking Spaces |
| Patio Area | 352 sqft |
| Boat Access | Boat Access |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air with A/C |
| Account Number | 00512640 |
|---|---|
| Street Address | 1016 LOCK 4 RD |
| City | RIVERSIDE |
| State | AL |
| Zip | 35135-1707 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | COM SW COR SW4 SW4 N 50' E 100' POB TH E 303.9' N ALG LAKE 300' W 321.5' SW ALG RW 300' SE 174.7' TO POB 18-16-5 |
| Legal Range | 05E |
| Legal Township | 16S |
| Legal Section | 18 |
| Jurisdiction | ST CLAIR AL |
| Township / Civil Division | PELL CITY |
| Census Block Group | 1 |
| Census Block | 1012 |
| Census Tract | 40206 |
1016 Lock 4 Rd is owned and occupied by two individuals who bought it in December 2006.
Source: St. Clair County records, as of August 4, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 1016 LOCK 4 RD, RIVERSIDE, AL 35135-1707 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Dec 8, 2006 · Amount on File |
| Deed Sale | Dec 8, 2006 · Amount on File |
| Deed Book / Page | 2006 / 16887 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ST CLAIR AL |
| Property Address | 1016 LOCK 4 RD, RIVERSIDE, AL 35135-1707 |
| Transaction Type | Mortgage |
| Record Updated | Jan 19, 2026 |
| Name | Verified Name |
|---|
| Document Number | 0000029671 |
|---|---|
| Date | Apr 28, 2021 |
| Book Page | MTG 2021/29671 |
| Name | METRO BANK |
|---|---|
| Type | Bank |
| Address | GADSDEN, AL 35907 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 181 Months |
| Due | May 1, 2036 |
The 2025 property tax bill for 1016 Lock 4 Rd was $2,223 with a homeowner's exemption, down 7.4% from the year before.
Source: St. Clair County assessment roll, as of August 4, 2026
| Type | Name |
|---|---|
| State | Alabama |
| County | St. Clair County |
| Municipality | Riverside City |
| Unified School District | Pell City City School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $2,223.00 (-7.38%) | $55,400 (-53.6%) | $553,820 (-7.24%) |
| 2024 | $2,400.00 Homeowner's exemption Disabled Person's exemption | $119,406 (-) Land $39,320 Building $80,086 | $597,030 (-) Land $196,600 Building $400,430 |
| 2023 | $119,406 Land $39,320 Building $80,086 | $597,030 Land $196,600 Building $400,430 | |
| 2022 | $2,138.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 1016 Lock 4 Rd in Zone AE, a high-risk flood area; flood insurance is required for federally backed loans.
Source: FEMA National Flood Hazard Layer, effective August 22, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone AE high risk |
|---|---|
| 100-Year Floodplain | Yes 1% annual chance |
| Floodway | No |
| Base Flood Elevation | Varies along the reach; see FIRM |
| Flood Insurance Requirement | Required federally backed loans |
| Flood Insurance Cost | Premium on File median of 14 policies |
| Nearby Flood Policies | 14 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 1016 Lock 4 Rd is moderate, ranking above 48% of the US, with a 0.1% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 48% of the US · above 56% of Alabama |
|---|---|
| Wildfire Likelihood | 0.1% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF RIVERSIDE serves 3,864 people · EPA ID AL0001209 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Dec 2023 |
| Lead | Under 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 42 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Verizon Fixed Wireless | 300 / 20 |
| Starlink Satellite | 280 / 30 |
May also be available: Brightspeed, Sparklight, T-Mobile.
5G (outdoors only) and 4G LTE
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