955 James St, Independence, OR 97351 Property Records

Polk County property record for 955 James St, Independence, OR 97351

Property Summary

Property Type	Mobile Home
Details	3 bd · 2 ba · 1,300 sqft · built 1992
Lot Size	0.151 acres (6,567 sqft)
Owner	Individual Name on File
Last Sale	$42,000 (Aug 2006)
Tax Bill	$2,263 (2025)
Deeds & Mortgages	Jul 2020 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`08420-DA-16000`

Property Details

APN / Parcel Number

Primary APN	`08420-DA-16000`
Alternative APN	`567722`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	3 Rooms
Building Area	1,300 sqft Living Area
Gross Area	1,740 sqft
1st Floor Area	1,300 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1992
Effective Year Built	Effective 2005
Architectural Style	Mobile Home
Exterior Material	Wood Siding
Lot Area	6,567 sqft (0.151 acres)
Garage Area	440 sqft
Deck Area	140 sqft
Total Buildings	2 Buildings

Location & Zoning

Account Number	567722
Street Address	955 JAMES ST
City	INDEPENDENCE
State	OR
Zip	97351-9404
Property Category	Residential
Property Type	Residential > Prefabricated > Mobile Home
Local Zoning Code	RM
Legal Description	GREEN ACRES LOT 28
Legal Range	4W
Legal Township	08S
Legal Section	20
Legal Subdivision	GREEN ACRES
Legal Block	1
Legal Lot Number	28
Jurisdiction	POLK OR
Township / Civil Division	MONMOUTH-INDEPENDENCE
Census Block Group	1
Census Block	1000
Census Tract	20305

Owner

955 James St, a mobile home, is owned and occupied by an individual who acquired it in September 2008.

Source: Polk County records, as of May 21, 2026

Owner of Record	Individual Name on File
Mailing Address	955 JAMES ST, INDEPENDENCE, OR 97351-9404
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Aug 14, 2006 · Amount on File
Deed Sale	Aug 14, 2006 · Amount on File
Deed Document Number	200613394
Last Transfer Date	Sep 16, 2008
Transfer Doc	0000011620
Record Updated	Oct 29, 2026

July 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	POLK OR
Property Address	955 JAMES ST, INDEPENDENCE, OR 97351-9404
Document Number	0000010937
Instrument Date	Jul 27, 2020
Transaction Type	Mortgage
Record Updated	Aug 18, 2020
Title Company	FIRST AMERICAN

Transaction

Additional	Multiple Parcels

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	955 JAMES ST INDEPENDENCE OR 973519404, INDEPENDENCE, OR 97351-9404

Mortgage

Document Number	0000010937
Date	Aug 3, 2020
Instrument	10937

Lender

Name	INSPIRE HM LNS INC
Address	NEWPORT BEACH, CA 92660

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	240 Months
Due	Aug 2, 2040

Tax Assessment & Valuation

The 2025 property tax bill for 955 James St was $2,263, up 3.8% from the year before.

Source: Polk County assessment roll, as of May 21, 2026

Property Jurisdictions

Type	Name
State	Oregon
County	Polk County
Municipality	Independence City
Unified School District	Central School District 13J (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$127,740 (+3%) Land $69,210 Building $58,530	$269,390 (-4.52%) Land $150,000 Building $119,390
2025	$2,263.00 (+3.81%)	$124,020 (+3%) Land $67,200 Building $56,820	$282,130 (-0.15%) Land $149,300 Building $132,830
2024	$2,180.00 (-2.5%)	$120,410 (+2.99%) Land $65,250 Building $55,160	$282,540 (-3.05%) Land $148,000 Building $134,540
2023	$2,236.00 (+8.91%)	$116,910 (+3%) Land $63,360 Building $53,550	$291,420 (+6.33%) Land $149,300 Building $142,120
2022	$2,053.00	$113,510 Land $61,520 Building $51,990	$274,080 Land $150,600 Building $123,480

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 955 James St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective October 28, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 10 policies
Community Rating System	Class 9 (5% premium discount)
Nearby Flood Policies	10 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 955 James St has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	INDEPENDENCE WATER SYSTEM serves 10,300 people · EPA ID OR4100399
Water Source	Groundwater
Last State Inspection	May 2022
Lead	3 ppb (2021–2023) action level 15 ppb
Copper	1.45 mg/L (2021–2023) action level 1.3 mg/L

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 26 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Willamette Valley Fiber Fiber	2,500 / 2,500
Spectrum Fiber · Cable in parts of the area	1,000 / 1,000
Alyrica Fixed Wireless	400 / 50
Verizon Fixed Wireless	300 / 20
Hunter Communications Fixed Wireless	200 / 20
AT&T Fixed Wireless	100 / 20