875 James St, Independence, OR 97351 Property Records

Polk County property record for 875 James St, Independence, OR 97351

Property Summary

Property TypeMobile Home
Details3 bd · 2 ba · 1,512 sqft · built 1997
Lot Size0.164 acres (7,151 sqft)
Owner2 Individual Names on Record
Last Sale$122,000 (Jan 2015)
Tax Bill$2,464 (2025)
Deeds & MortgagesSep 2021 Mortgage
Flood ZoneZone X (minimal risk)
APN08420-DA-15800

Property Details

APN / Parcel Number

Primary APN08420-DA-15800
Alternative APN
  • 567720

Interior

Bedrooms3 Beds
Full Baths2 Baths
Total Rooms3 Rooms
Building Area1,512 sqft Living Area
Gross Area2,205 sqft
1st Floor Area1,512 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1997
Effective Year BuiltEffective 1997
Architectural StyleMobile Home
Exterior MaterialConcrete Block
Roof MaterialComposition Shingle
Lot Area7,151 sqft (0.164 acres)
Garage Area693 sqft
Total Buildings2 Buildings

Location & Zoning

Account Number567720
Street Address875 JAMES ST
CityINDEPENDENCE
StateOR
Zip97351-9403
Property CategoryResidential
Property TypeResidential > Prefabricated > Mobile Home
Local Zoning CodeRM
Legal DescriptionGREEN ACRES LOT 26
Legal Range4W
Legal Township08S
Legal Section20
Legal SubdivisionGREEN ACRES
Legal Block1
Legal Lot Number26
JurisdictionPOLK OR
Township / Civil DivisionMONMOUTH-INDEPENDENCE
Census Block Group1
Census Block1000
Census Tract20305

Owner

Source: Polk County records, as of May 21, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address875 JAMES ST, INDEPENDENCE, OR 97351-9403
OccupancyOwner Occupied
Owner TypeIndividual
VestingJoint Tenants

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleJan 5, 2015 · Amount on Record
Deed SaleJan 5, 2015 · Amount on Record
Prior SaleDec 24, 2014 · Amount on Record
Deed Document Number201541
Record UpdatedSep 20, 2026

September 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionPOLK OR
Property Address875 JAMES ST, INDEPENDENCE, OR 97351-9403
Transaction TypeMortgage
Record UpdatedSep 20, 2021

Transferred To (Grantee/Buyer)

NameVerified Name
Address875 JAMES ST, INDEPENDENCE, OR 97351-9403

Mortgage

Document Number0000014411
DateSep 10, 2021
Instrument2021-014411
Lender
NameSOVEREIGN LENDING GROUP INC
TypeMortgage Company
AddressCOSTA MESA, CA 92626
Agreement
TypeVA Mortgage
AmountAmount Recorded
Term351 Months
DueDec 1, 2050

Tax Assessment & Valuation

Source: Polk County assessment roll, as of May 21, 2026

Property Jurisdictions

TypeName
StateOregon
CountyPolk County
MunicipalityIndependence City
Unified School DistrictCentral School District 13J (KG - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$139,090 (+3%) Land $57,820 Building $81,270$287,420 (-4.79%) Land $150,000 Building $137,420
2025$2,464.00 (+3.79%)$135,040 (+3%) Land $56,130 Building $78,910$301,880 (-0.13%) Land $149,300 Building $152,580
2024$2,374.00 (-2.51%)$131,110 (+2.99%) Land $54,500 Building $76,610$302,280 (-1.54%) Land $148,000 Building $154,280
2023$2,435.00 (+8.9%)$127,300 (+2.99%) Land $52,920 Building $74,380$307,010 (+5.56%) Land $149,300 Building $157,710
2022$2,236.00$123,600 Land $51,390 Building $72,210$290,850 Land $150,600 Building $140,250

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 28, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on Record
median of 10 policies
Community Rating SystemClass 9 (5% premium discount)
Nearby Flood Policies10 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 95% of the US · lower than 98.9% of Oregon
Wildfire LikelihoodUnder 0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemINDEPENDENCE WATER SYSTEM
serves 10,300 people · EPA ID OR4100399
Water SourceGroundwater
Last State InspectionMay 2022
Lead3 ppb (2021–2023)
action level 15 ppb
Copper1.45 mg/L (2021–2023)
action level 1.3 mg/L

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 193 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Willamette Valley Fiber
Fiber
2,500 / 2,500
Spectrum
Cable · Fiber in parts of the area
1,000 / 1,000
Alyrica
Fixed Wireless
400 / 50
Verizon
Fixed Wireless
300 / 20
Hunter Communications
Fixed Wireless
200 / 20

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